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Being an Indian, you may take pride. Because your <keyword id="155319" type="COMPANY" weightage="100" keywordseo="Aadhar">Aadhar</keyword> card is a part of the world’s largest biometrics-based identity programme. The meek and humble 12-digit number during the <keyword id="6355364" type="ORGANIZATION" weightage="20" keywordseo="UPA">UPA</keyword> government was made to stop fraud and pilferage from India’s social welfare programmes. Move to 2017! The <keyword id="6354642" type="PERSON" weightage="20" keywordseo="Modi">Modi</keyword> government is gradually making it mandatory for every citizen to use our Aadhar cards from buying railway tickets, filing tax returns to marriage certificates, entrance exams mobile phone cards to banking. 
 
<a href="http://www.businessinsider.in/heres-why-linking-aadhar-to-all-servicesisnt-much-of-a-sensible-step-by-the-modi-government/articleshow/57893415.cms">ALSO READ: Stop comparing India's Aadhar with USA's social security number. Govt needs to bring a privacy law for citizens before linking aadhar to PAN</a> 
 
Good enough! So Aadhar has a different <a href="http://www.businessinsider.in/heres-why-linking-aadhar-to-all-servicesisnt-much-of-a-sensible-step-by-the-modi-government/articleshow/57893415.cms">objective altogether</a>. Aadhar card has your iris and finger print stored in a central database. Given the not-so-strong cyber security laws in the country, you often think how safe your banking transactions are; given the fact even your telecom operator store has your Aadhar number. But then someone would just poke their nose into your business and inform that even the <keyword id="6355055" type="COUNTRY" weightage="100" keywordseo="USA">USA</keyword> has <keyword id="6379493" type="ORGANIZATION" weightage="20" keywordseo="Social-Security">social security</keyword> number to keep a count on the citizens. That’s it! You need to step out in war footing and make this person understand how India’s Aadhar cannot be compared to the USA’s Social Security Number. 
 
Here’s why: 
 
Structural difference between Aadhar and SSN 
You know about Aadhar card very well. But what about the <a href="http://www.businessinsider.in/heres-why-linking-aadhar-to-all-servicesisnt-much-of-a-sensible-step-by-the-modi-government/articleshow/57893415.cms">USA’s Social Security Number or SSN</a>? In 1936, SSN was a 9-digit number that was used by the government to track ac citizen’s income and ensure the social benefit on the basis of the same. That’s quite much like Aadhar of ours. Gradually more government agencies and incorporates started storing the records of SSN. In 1961, just like Aadhar, the <keyword id="6555575" type="ORGANIZATION" weightage="20" keywordseo="Internal-Revenue-Service">Internal Revenue Service</keyword> of USA started using SSN for identifying taxpayers. 
 Until then, there was no legal framework that would prevent any credit card company to judge a person basis their SSN. However in 1977, under <keyword id="6459158" type="PERSON" weightage="20" keywordseo="jimmy-carter">Jimmy Carter</keyword>, the 39th President of the <keyword id="6356955" type="COUNTRY" weightage="20" keywordseo="united-states">United States</keyword>, it was decied that SSN cannot be used as an identification document. Rather, it should only be used as a legal permit to work. 
 On the Social Security website of the USA government, under the <keyword id="4374443" type="UNKNOWN" weightage="20" keywordseo="social-security-testimony-before-congress">Social Security Testimony Before Congress</keyword>, it is clearly mentioned: “The card was never intended to serve as a personal identification document – that is, it does not establish that the person presenting the card is actually the person whose name and SSN appear on the card.” 
 
Now contrast this with our Aadhar, which is a single digital identity number and you will find that any government and private bodies may use the same as a identity card to authenticate you as an Indian citizen. Also, anyone who has stayed in India for 182 days can apply for enrolling oneself for <a href="http://www.businessinsider.in/heres-why-linking-aadhar-to-all-servicesisnt-much-of-a-sensible-step-by-the-modi-government/articleshow/57893415.cms">Aadhar card</a>. However SSN is only given to the US citizens who have permit to work in the country. 
 
The process of registering people on Aadhar was executed through private enterprises known as enrollers who operated freely without any government supervision at the field level. The qualifications needed to become an enrolment agency were quite low and nobody was from a recognized name. 
 
Your biological data is stored in Aadhar 
In Aadhar, from finger print to iris, everything is stored. However in SSN, the US government didn’t collect finger prints. To support their logic, the Social Security website reads: “The use of fingerprints was associated in the public mind with criminal activity, making this approach undesirable.” SSN doesn’t even contain any photograph for that matter. In 2007, there were talks to include these details to act against terrorism, but the country who have experienced terrorist attacks in its worst form and often behave cynical on this matter actually went against it. 
 
“A biometric identifier, such as a fingerprint, can be an effective and highly accurate way to establish the identity of an individual, but it can also facilitate a much higher degree of tracking and profiling than would be appropriate for many transactions,” said Marc Rotenberg, Executive Director, Electronic Privacy Information Center a research organisation, while the hearing on the Use and Misuse of the Social Security Number before the Subcommittee on <a href="http://www.businessinsider.in/heres-why-linking-aadhar-to-all-servicesisnt-much-of-a-sensible-step-by-the-modi-government/articleshow/57893415.cms">Social Security Committee </a>on Ways and Means U.S. House of Representatives. 
“The problems that will arise when biometric identifiers are compromised are severe. What will happen at the point that your biometric identifiers no longer identify you?” he added. 
 
Aadhar is linked to central database 
However SSN is never seeded. “Department of <a href="http://www.businessinsider.in/heres-why-linking-aadhar-to-all-servicesisnt-much-of-a-sensible-step-by-the-modi-government/articleshow/57893415.cms">Homeland Security program</a>s shall not collect or use an SSN as a unique identifier; rather, programs shall create their own unique identifiers to identify or link information concerning an individual,” reads the Privacy Policy Guidance Memorandum of the Homeland Security in the USA. 
 
SSN cannot be used openly by private companies 
 
SSN is required by private businesses on two cases: 
 (1) you are involved in a transaction in which the Internal Revenue Service requires notification, or (2) you are engaged in a financial transaction subject to federal <keyword id="4374444" type="UNKNOWN" weightage="20" keywordseo="customer-identification-program">Customer Identification Program</keyword> rules. 
 
However for Aadhar, even the mobile store that operates from a small kiosk would ask you to authorise for a sim card or the travel agent booking your railway tickets or the bank agent insisting you for a credit card.

For
God’s sake stop comparing India's Aadhar with USA's Social Security Number

All of a sudden, the same party that had opposed the idea of <keyword id="155319" type="COMPANY" weightage="20" keywordseo="Aadhar">Aadhar</keyword>, calling it a fraud scheme and assured of <keyword id="6354572" type="ORGANIZATION" weightage="20" keywordseo="CBI">CBI</keyword> enquiry if voted to power, has taken a U-turn from its own move only three years after ruling the country. While CBI is being engaged elsewhere, the finance minister <keyword id="42575" type="PERSON" weightage="20" keywordseo="Arun-Jaitley">Arun Jaitley</keyword> has mandated the linking of Aadhar to <keyword id="61610" type="ORGANIZATION" weightage="20" keywordseo="pan">PAN</keyword>, driving licenses and several other documents. 
 
Why do we take U-turn? Before we jump in to analyze Aadhar and its allied insecurity, let’s get straight into philosophy of contradictions. What characterizes a critical thinker? American feminist historian <keyword id="4353413" type="UNKNOWN" weightage="20" keywordseo="joan-wallach-scott">Joan Wallach Scott</keyword> would say “pointing a finger to contradictions.” French philosopher François Noudelmann in his book <keyword id="310615" type="PERSON" weightage="20" keywordseo="Le">Le</keyword> Génie du Mensonge (The Genius of Lies) portrays <keyword id="352788" type="PERSON" weightage="20" keywordseo="Michel-Foucault">Michel Foucault</keyword> as a man who has the courage of truth. 
 Perhaps U-turns are a necessary ingredient for triggering intellectual blunders. And nobody better than <keyword id="41281" type="ORGANIZATION" weightage="20" keywordseo="NDA">NDA</keyword> government knows that most of us struggle to maintain stability in psychological unity. And at such a juncture, contradictions produce destabilizing breaches in the self. 
 
How the government wants to go with Aadhar? 
The 12-digit number will be required for all citizens of India to file tax returns, driving licenses, filing EPF, getting railway tickets and a variety of other services. 
 
 
 
Why is it alarming? 
Firstly, we need to do understand how Aadhar cards were made. Terming the procedure as causal wouldn’t be an exaggeration. A card that started as a mere identity card was gradually made into a mechanism to gain benefits from the government and now even to get basic things done in life. 
 
The process of registering people on Aadhar was executed through private enterprises known as enrollers who operated freely without any government supervision at the field level. The qualifications needed to become an enrolment agency were quite low and nobody was from a recognized name. 
 Also with the case of whether Aadhar would be mandatory for all these services still pending in the <keyword id="6354977" type="ORGANIZATION" weightage="20" keywordseo="Supreme-Court">Supreme Court</keyword>, taking such a move would be no less than violations of <keyword id="42836" type="ORGANIZATION" weightage="20" keywordseo="SC">SC</keyword> guidelines. 
 Besides, there is zero privacy of an individual. Aadhar doesn’t guarantee any privacy and allows for mass surveillance of the countrymen under the vague term of ‘national security’. Only law that is valid in the case is Section 47 that only <keyword id="86474" type="ORGANIZATION" weightage="20" keywordseo="Unique-Identification-Authority-of-India">Unique Identification Authority of India</keyword> (UIDAI) can file criminal complaint for theft of data. 
 
Government is the new <keyword id="4646" type="PERSON" weightage="20" keywordseo="Big-Boss">Big Boss</keyword> 
No you aren’t criminal that you would need to hide. But let’s admit it nobody wants to be tracked by a big brother. Imagine the scene when somebody knows how much you earn and spend, where you holiday and which flight did you take on your last office trip, which hotel did you put up and what broadband do you use. And for many people in the country who work on contracts and you will track every penny you earn even if you don’t work throughout the year. 
 And for the people who defend the bill saying you can share your personal data with <keyword id="6355629" type="CITY" weightage="20" keywordseo="Google">Google</keyword> and <keyword id="6354576" type="CITY" weightage="20" keywordseo="Facebook">Facebook</keyword>, then why not with government? Tell them, there is a difference between choice and compulsion. And one can just track you and the other one can prevent you.

Here’s why linking Aadhar to all services
isn't much of a sensible step by the Modi government

Like a lot of botched situations, this one started with an ill-advised tweet. On 28 July, Ram Sewak Sharma, the current chief of the Telecom Regulatory Authority of India (TRAI) and interestingly, the former chief of the Unique Identification Authority of India (<keyword id="6355252" type="DEFINITION" weightage="20" keywordseo="uidai">UIDAI</keyword>), challenged the Indian public to do their worst after disclosing his <keyword id="155319" type="COMPANY" weightage="20" keywordseo="Aadhar">Aadhar</keyword> number on <keyword id="6354616" type="UNKNOWN" weightage="20" keywordseo="Twitter">Twitter</keyword>. 
 
 
 
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 The challenge was meant to end the <keyword id="6355135" type="UNKNOWN" weightage="20" keywordseo="Privacy">privacy</keyword> debate over Aadhar once and for all. Here was a prominent government official and a staunch advocate of the Aadhar programme giving out his details and asking for a “concrete example of harm”. The Twitterati had a field day. A number of users posted details about his PAN card, mobile number, home address and date of birth. However, Sharma brushed off the responses, stating that the info found was publicly available and they had nothing to do with his Aadhar number. While the accuracy of most of the information found wasn’t able to be verified, the damage was done. 
 
 
 
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 Even a French hacker, going by the handle of Elliot Alderson, like the character in the TV show Mr. Robot, weighed into the debate, posting a picture of Sharma with his daughter and declaring that he should never have disclosed his number in the first place. 
 
 
 
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 Sharma, however, remained adamant. He said that no “harm” had been caused yet, implying that he believed that he had won the challenge. 
 
 
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 On 29 July, the UIDAI released a statement on the issue. The government agency in charge of implementing the Aadhar programme refuted the fact that RS Sharma’s personal information had been stolen by using his Aadhar number and reiterated the fact that these details were already available on the internet. 
 
 
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 On 30 July, the Indian government issued a statement saying that Sharma’s personal details hadn’t been extracted from the Aadhar database, and therefore, had nothing to do with the security of the Aadhar programme. 
 
 
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 On 31 July, Sharma, looking to reframe the narrative, authored <a href="https://indianexpress.com/article/opinion/columns/rs-sharma-aadhaar-number-challenge-trai-chairman-twitter-5283781/">an opinion piece </a>in the Indian Express titled “Why I gave out my Aadhar number”. He explained that the tweet wasn’t “impulsive” and restated his beliefs about the security of the system. Rather than explaining what the risks of the programme were and how the UIDAI had provisioned for these risks, Sharma chastised the critics of Aadhar for “scaremongering”. He added that the people who had taken up the challenge had found his personal details through Google searches and had been using the info to “unsuccessfully” hack his email account and also subscribe him to a number of services, which failed because they required OTP authentication. Finally, he addressed the fact that someone had deposited ₹1 into his account. Without pausing to examine the leak of the his bank account info, he said that this did not mean anything because he had actually received money, which was a good thing. However, on the same day, the UIDAI issued a series of tweets cautioning people against giving out their Aadhar details. 
 
 
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 The statement, which functioned as a veiled rebuke of the challenge in the first place, explained that publishing personal information was not compliant with the law. The UIDAI also said that it was doing so would make the holder “vulnerable”, although it wasn’t clear to what - trolling on social media or the theft of their private info? The end result? No one knows for sure whether the Aadhar programme is safe or not. No one’s mind seems to have changed. If anything is certain, however, it is that the people at the helm of the programme need to think first before starting a wave of misinformation and confusion on social media. It only serves to dilute the national conversation.

Here’s what you need to know about TRAI chief’s Aadhar challenge and everything that’s happened since

<keyword id="45830" type="PERSON" weightage="100" keywordseo="Bill-Gates">Bill Gates</keyword> is a lot of things. He’s the founder of Microsoft, one of the world’s richest men and arguably, the world’s most generous philanthropist. He’s also an advocate of the world’s largest biometric identification programme, the Indian government’s <keyword id="155319" type="PERSON" weightage="20" keywordseo="Aadhar">Aadhar</keyword> scheme. It currently has over 1.1 billion Indian citizens enrolled. Gates has said that the scheme <a href="https://economictimes.indiatimes.com/news/politics-and-nation/aadhaar-doesnt-pose-any-privacy-issue-bill-gates/articleshow/64013082.cms">does not pose any privacy issues</a>. In an additional vote of confidence, he has also provided funding for <keyword id="6354424" type="ORGANIZATION" weightage="20" keywordseo="world-bank">World Bank</keyword> projects to replicate the scheme in other countries. Gates did, however stress, that the applications that use people’s Aadhar details need to be monitored effectively. “The individual applications that use Aadhaar, you have to look and see what's been stored and who has access to that information. And so, application by application, you have to make sure that's well managed”. Gate’s remarks echo similar sentiments expressed in November 2017, when he said that he didn’t called Aadhar a <a href="https://www.thequint.com/news/india/bill-gates-on-aadhaar-elephantiasis-swachh-bharat">“12-digit lie detector”</a> and said that it didn’t intrude on people’s <keyword id="6355135" type="UNKNOWN" weightage="20" keywordseo="Privacy">privacy</keyword> by itself. It’s worth noting that he was also a <a href="https://economictimes.indiatimes.com/news/politics-and-nation/bill-gates-lauds-govts-demonetisation-move/articleshow/55465263.cms">big fan of the Indian government’s demonetisation move</a> when it was launched, before<a href="http://www.thehindu.com/news/national/Now-Gates-has-%E2%80%98no-opinion%E2%80%99-on-demonetisation/article16644671.ece"> changing tack the following month</a>. The Aadhar scheme has received a lot of backlash in recent years over security breaches, data leaks, its potential for mass surveillance and the fact that it requires the accumulation of several details of a person in a central database. There have also been fundamental concerns regarding the release of personal information to government agencies. In response, the government has consistently downplayed these concerns and cited the scheme as a tool for empowerment and the distribution of benefits. In July last year, K.K. Venugopal, the Attorney General representing the central government, said <a href="http://www.thehindu.com/news/national/right-to-privacy-not-fundamental-right-centre-tells-sc/article19369385.ece">that privacy could not be considered a fundamental right.</a> The <keyword id="6354977" type="ORGANIZATION" weightage="20" keywordseo="Supreme-Court">Supreme court</keyword> disagreed, accordingly, stating the following month that privacy was “<a href="https://timesofindia.indiatimes.com/india/right-to-privacy-is-a-fundamental-right-supreme-court/articleshow/60203394.cms">intrinsic to the right to life</a>”. Hence, in implementing of the scheme, the government will have to focus on ensuring the right to privacy. The matter is still ongoing in the Supreme Court, and is said to be in its final stages. In the meantime, the linking of Aadhar details with mobile phones and <a href="https://www.indiatoday.in/india/story/epfo-suspends-services-through-csc-says-no-data-leakage-1225340-2018-05-02">provident fund accounts</a> has been suspended, although the RBI still made it mandatory <a href="http://www.thehindu.com/business/rbi-makes-aadhaar-linking-of-bank-accounts-mandatory/article23621105.ece">for opening a bank account</a>, subject to the Supreme Court’s ruling.

Bill Gates defends India's Aadhar scheme, again

<ul><li>The deadline for <keyword id="4596360" type="PERSON" weightage="20" keywordseo="pan-aadhar-linking">PAN-Aadhar linking</keyword> has been extended to 31 March 2019. </li><li>It might have been done because the Supreme Court supported the activists’ argument to push back the deadlines. </li><li>Despite the fact that the deadline has been extended for the fifth time, only about 16.65 crore out of the 33 crore existing PANs have been linked with Aadhaar up till March this year. </li></ul> The <keyword id="121964" type="ORGANIZATION" weightage="20" keywordseo="Central-Board-of-Direct-Taxes">Central Board of Direct Taxes</keyword> (CBDT) has issued an order under Section 119 of the Income Tax Act, stating that the deadline for PAN-Aadhar linking has been extended to 31 March 2019. The announcement was made this Saturday night, just a few hours before the end of the previous deadline. Despite the fact that the deadline has been extended for the fifth time, only about 16.65 crore out of the 33 crore existing PANs had been linked with Aadhaar, up till March this year. The earlier deadlines for the PAN-Aadhar linking were 31 July, 31 August and 31 December 2017 followed by 31 March and 30 June of this year. India had launched Aadhaar back in 2009 and it has now become the world's biggest biometric database. Section 139AA of the Income Tax Act, 1961, which came into effect from 1 July 2017, mandated that all taxpayers having an Aadhaar card must link it with their PAN. The biometric card would also be required to file income tax returns and to get a new <keyword id="74488" type="ORGANIZATION" weightage="20" keywordseo="PAN-card">PAN card</keyword>. The provision was incorporated to check tax evasion through the use of multiple PAN cards. Activists have challenged the validity of the Aadhaar law, claiming that linking their <keyword id="155319" type="COMPANY" weightage="20" keywordseo="Aadhar">Aadhar</keyword> card for various purposes put their privacy at stake and thereby, violated their fundamental Right to Privacy. They also argue that Aadhar linking leaves room for misuse of their fingerprint and iris scans. The activists had filed petitions and moved court against this law. The five judges hearing the petitions had concluded the case in May but have not yet delivered the ruling regarding whether Aadhaar should be made mandatory for welfare schemes and financial transactions, or not. CBDT said that the announcement for extending the deadline has been made after "consideration of the matter". However, it seems that it was done because the Supreme Court, which has heard several petitions against the Aadhaar law, had supported arguments to push back the deadlines before the court gives a final verdict. Photo by: <a href="https://unsplash.com/photos/PS8L_gmzW_4?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText">Annie Spratt</a> on <a href="https://unsplash.com/search/photos/india?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText">Unsplash</a>,

Deadline for PAN-Aadhar linking extended for a fifth time, new date is 31 March 2019

Blackstone-backed <keyword id="457205" type="ORGANIZATION" weightage="20" keywordseo="Aadhar-Housing-Finance">Aadhar Housing Finance</keyword> Ltd has filed for an initial public offering worth up to Rs 7,300 crore ($1 billion). The offering would include equity shares aggregating up to Rs 1,500 crore and offer of sale of up to Rs 5,800 crore by the promoter BCP Topco VII Pte Ltd. In its draft red herring prospectus, the company said that it would utilise the money raised through the IPO towards augmenting its capital base. The offering gains significance as it joins the bandwagon of IPOs amid the pandemic, which have benefitted from the surge in stock markets. A recent EY report showed that proceeds from initial public offerings (IPOs) in the country surged 61 per cent last year to over $4.09 billion. It said that the fourth quarter of 2020 saw a strong rebound in IPO activity and market sentiment remains positive. SEE ALSO: <a href="https://www.businessinsider.in/stock-market/news/gamestop-short-sellers-have-lost-5-billion-this-year-as-reddits-day-trader-army-squeezed-their-bearish-bets/articleshow/80471605.cms" data-type="tilCustomLink">GameStop short-sellers have lost $5 billion this year as Reddit's day-trader army squeezed their bearish bets</a> <a href="https://www.businessinsider.in/policy/economy/news/imf-projects-11-5-growth-rate-for-india-in-2021-only-major-economy-to-record-double-digit-growth/articleshow/80468095.cms" data-type="tilCustomLink">IMF projects 11.5% growth rate for India in 2021, only major economy to record double digit growth</a>

Blackstone-backed Aadhar Housing Finance files for $1 billion IPO

Can you imagine turning one Indian village digital every day? <keyword id="6653" type="CITY" weightage="100" keywordseo="ICICI-bank">ICICI Bank</keyword> claims it will do it. 
 ICICI <keyword id="6355272" type="CITY" weightage="20" keywordseo="Bank">Bank</keyword>, today announced that it will transform 100 villages into Digital Villages through a number of measures. 
 
These villages will enable villagers to use digital channels for banking and payments transactions. There, villagers will be able to open bank accounts using Aadhar-based e-KYC and make cashless payments to retail stores through a unique SMS/USSD-based mobile solution. 
 Additionally, ICICI Bank in association with <keyword id="339601" type="ORGANIZATION" weightage="20" keywordseo="ICICI-Foundation">ICICI Foundation</keyword> will impart vocational training to nearly 10,000 underprivileged villagers, especially women, to help them earn a sustainable livelihood. The bank will also extend credit facilities to the trained villagers in a bid to boost self-employment opportunities in the villages. 
 This ambitious move is inspired by the success of India’s first digital village, created by ICICI Bank at <keyword id="3896834" type="UNKNOWN" weightage="20" keywordseo="akodara">Akodara</keyword> in <keyword id="48360" type="CITY" weightage="20" keywordseo="Sabarkantha">Sabarkantha</keyword> district of Gujarat. Ms. <keyword id="45875" type="PERSON" weightage="20" keywordseo="Chanda-Kochhar">Chanda Kochhar</keyword>, MD &amp; CEO, ICICI Bank said , “We strongly feel that technology can play an important role in putting development on a fast lane.” 
 
The bank will create a cashless ecosystem at these villages, provide vocational training to 10,000 villagers in first 100 days and offer them credit linkages so that the villagers can start their own business ventures. 
 
<a href="http://www.businessinsider.in/MobiKwik-launches-a-light-lite-app-to-integrate-all-Indians/articleshow/55662642.cms">ALSO READ: MobiKwik launches a 'lite' app for seamless transactions, even on basic connection</a> 
 
ICICI Bank will use <a href="http://www.businessinsider.in/EXCLUSIVE-Inside-Paytm-the-first-24-hours-after-demonetization/articleshow/55581182.cms">tablet-based banking and Aadhar-based e-KYC </a>to help villagers open accounts in few hours without submitting physical documents. All adults in the villages will have saving accounts, which will be linked to <keyword id="155319" type="COMPANY" weightage="20" keywordseo="Aadhar">Aadhar</keyword> to enable direct transfer of government benefits into these accounts. There will be dedicated branch and ATM of ICICI Bank to service these accounts. 
 
The bank will provide a <a href="http://www.businessinsider.in/Is-your-credit-card-a-debt-sentence/articleshow/55617326.cms">unique SMS &amp; USSD based mobile service</a> which will facilitate the villagers to transfer funds, receive alerts &amp; statements and make payments to retail stores by using their mobile phones. This SMS banking will be available in regional languages and will function on basic mobile phones. The Bank will also set up end-to-end merchant infrastructure that will enable the retailers at the village to accept mobile based payments. 
 
The bank will also create a cashless, digital payment ecosystem for the predominant commercial activity of these villages and set up Point-of-Sale (POS) machines at seed and fertilizer outlets for cashless transactions using Rupay cards. 
 All this is being done in the wake of <keyword id="6362150" type="UNKNOWN" weightage="20" keywordseo="demonetization">demonetization</keyword> when the country's villages are suffering the most. As someone who saw how Akodara's citizens were reaping benefits from the digitization, this move is not only lauded but necessary right now.

ICICI
Bank to transform 100 villages into ‘Digital Villages’ in 100 days

The <keyword id="19938467" type="General" weightage="20" keywordseo="deadline" source="keywords">deadline</keyword> for filing your <keyword id="19995225" type="General" weightage="20" keywordseo="income-tax-return" source="keywords">income tax return</keyword> for AY 2024-25 i.e. July 31st is knocking right at your door. If you are yet to file your <keyword id="19897621" type="General" weightage="20" keywordseo="itr" source="keywords">ITR</keyword>, you still have some time. But there are certain things that you must remember and double-check before you click on submit ITR-from picking out the right form to ensuring that all the details you’ve furnished are correct. Read on to know the top five things that you must remember before <keyword id="19942833" type="General" weightage="100" keywordseo="ITR-filing" source="keywords">ITR filing</keyword>. <h2>Linking your PAN with Aadhar is mandatory</h2>Before you file your ITR, ensure that your <keyword id="19985317" type="General" weightage="20" keywordseo="Pan-card" source="keywords">PAN card</keyword> is linked to your <keyword id="19952125" type="General" weightage="20" keywordseo="Aadhar-card" source="keywords">Aadhar card</keyword>. You can’t file your ITR without linking your Pan to Aadhar first. This can be done online. In case you’re wondering whether or not your PAN is linked to your Aadhar card, you can visit <a href="https://eportal.incometax.gov.in/iec/foservices/#/pre-login/verifyYourPAN">this</a> link and verify. However, remember that this process can take up to 6-10 days to complete, so you'll have to jump aboard the belated ITR bandwagon in case you've just initiated the linking process. <h2>Pick the correct form</h2>Choosing the correct form is one of the most important things that you need to keep in mind while filing your ITR. For instance, the ITR-1 form is designed for resident individuals who have income from salary, one house property, and other sources such as interest or dividends, provided their total income does not exceed Rs 50 lakh. On the other hand, ITR-2 is applicable to individuals and Hindu Undivided Families (HUFs) with income from capital gains or foreign assets.<div type="Article" hostid="261" msid="111406215" title="Wondering which ITR form is right for you? Know all about it here" mstype="2" mssubtype="0"></div> ITR-3 is applicable for those who have income from business or professions, or those who are self-employed. ITR-4 is filled by those who opt for presumptive taxation. <h2>Remember to <keyword id="22469557" type="General" weightage="20" keywordseo="e-verify" source="keywords">E-verify</keyword> your return: </h2>Think you're done with your ITR filing? Think again! You will also need to e-verify your return. If the e-verification is not done within 30 days from filing your ITR, it will be rendered invalid, and will be considered as not filed. You will also not receive any refunds in the absence of e-verification of your ITR. You can easily e-verify your ITR via generating an OTP on your mobile number linked with Aadhar, or by generating an electronic verification code (EVC) through your pre-verified bank account or demat account. <h2>Check your documents and details</h2> When you are trying to get things done quickly, it isn’t uncommon to forget double-checking the details entered. Do remember to double-check all the details that you enter in your ITR. Also, filing an ITR requires certain documents like bank statements, investment proofs, <keyword id="19948097" type="General" weightage="20" keywordseo="tds" source="keywords">TDS</keyword> certificates, Form 16 etc. Even though you don’t have to attach these documents in the ITR, you must keep them handy. <div type="Article" hostid="261" msid="111402608" title="ITR filing: Documents you need to file your income tax return" mstype="2" mssubtype="0"></div> <h2>Check income and investment details</h2> If you have just one source of income, the process is easy as you just need to mention that in your ITR. However, if you have <keyword id="22106780" type="General" weightage="20" keywordseo="multiple-sources-of-income" source="keywords">multiple sources of income</keyword>, you need to be careful and mention all of them. Similarly, ensure that you have entered all investment details in the form correctly. Do not forget to mention your interest earned on savings and fixed deposits, dividend income (if any) or income from other sources, since that could lead to hefty penalties.

Five things to remember as you file your ITRs at the last minute

<ul><li><keyword id="6354977" type="ORGANIZATION" weightage="100" keywordseo="Supreme-Court">Supreme Court</keyword> issues announcement.</li><li>Aadhaar is not necessary for a new <keyword id="6427652" type="ORGANIZATION" weightage="20" keywordseo="sim">SIM</keyword> connection.</li><li>Other documents are also valid for KYC (know-your-customer).</li></ul> The uncertainty comes to an end with the Supreme Court finally <a href="http://www.bgr.in/news/aadhaar-verification-mobile-sim-card-not-mandatory-government-india-dot-clarifies/" data-type="tilCustomLink">clarifying</a> that users don’t need an <keyword id="155319" type="PERSON" weightage="100" keywordseo="Aadhar">Aadhar</keyword> card, the 12-digit unique identification number issued by the <keyword id="86474" type="ORGANIZATION" weightage="20" keywordseo="Unique-Identification-Authority-of-India">Unique Identification Authority of India</keyword> (<keyword id="6355252" type="DEFINITION" weightage="20" keywordseo="uidai">UIDAI</keyword>), in order to attain a new mobile SIM nationwide. The announcement says that driving licences, passports and voter ID cards are also perfectly acceptable forms of identification for getting a SIM connection. The telecom operators haven’t confirmed their compliance but, the government is taking the issue seriously nonetheless. During the past few months, due to the lack of clarification, several complaints had been reported by consumers not being able to get a new connection due to the lack of an <keyword id="6356006" type="UNKNOWN" weightage="20" keywordseo="Aadhaar-card">Aadhaar card</keyword>. The issue of the Aadhar card being mandatory was not only an obstacle for Indians, but also for NRIs and foreigners who were traversing through the country. Arun Sundararajan, Telecom secretary, explained that the reason they’ve made this announcement is to ensure that consumers aren’t inconvenienced any further. She added, “The ministry has issued instructions to all telecom companies, asking not to deny a SIM card to any individual who does not have an Aadhaar number. We have to ask them to accept other forms of KYC (know-your-customer) documents, and continue to issue SIM cards.” This development comes after the Supreme Court extended the deadline on their final verdict from March 31 indefinitely. Their final standing on the matter is still pending and they haven’t issued any tentative plans for an announcement.

Supreme Court clarifies that Aadhar isn’t mandatory for a new SIM connection

Following the culmination of a four-month-long hearing in the Supreme Court last month, it seems that the Indian government is acting on the <keyword id="6355135" type="UNKNOWN" weightage="20" keywordseo="Privacy">privacy</keyword> concerns related to the <keyword id="144117" type="ORGANIZATION" weightage="20" keywordseo="AADHAAR">Aadhaar</keyword> biometric identification programme. Starting July 1st, Indians won’t be required to surrender their 12-digit Aadhaar ID to telecom operators as part of the know-your-customer (KYC) norms when purchasing a new <keyword id="6427652" type="UNKNOWN" weightage="20" keywordseo="sim">SIM</keyword> card. Instead, according to a directive issued yesterday by India’s Department of Telecommunications (DoT), Indians can submit a temporary 16-digit virtual ID to authenticate their details. The DoT has given telecom operators until the end of the month to adjust their systems to comply with the new norms. Furthermore, during the authentication process, they will not be allowed to store the Aadhar or virtual ID information of their customers in any of their systems or databases. The ruling has been received favourably so far. Rajan S Mathews, the Director General of the Cellular Operators Association of India, stated, “We believe that this step will provide convenience and confidence to the subscribers to get an authentic verification conducted without having the fear of giving their Aadhaar number”. A temporary ID On April 2nd, the Unique Identification Authority of India (UIDAI) announced the launch of the Virtual ID programme, tweeting <a href="https://resident.uidai.gov.in/web/resident/vidgeneration">a link </a>to a page where an Aadhar enrollee can generate the ID. In addition to obtaining a SIM card, the Virtual ID can also be used to open a bank account or receiving government handouts. <div type="javascript" title="Custom"><cdata><![CDATA[


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 The Virtual ID gives people the option of authenticating their identities and complying with KYC requirements without sharing their Aadhaar card information. The 16-digit number is temporarily mapped with the user’s Aadhar number and can be regenerated a number of times. The UIDAI’s goal was to prevent the Aadhar details of enrollees being leaked and misused by offering a temporary ID as a substitute. The Supreme Court is still deliberating on whether it should be mandatory to link Aadhar information with <keyword id="6354485" type="UNKNOWN" weightage="20" keywordseo="Mobile">mobile</keyword> subscriptions, bank accounts and a number of other services. If the Virtual ID scheme is implemented successfully, it could pave the way for a decision in favour of the Aadhaar programme.

You no longer need to hand over your Aadhaar number to get a mobile connection

Mandating the linking of PAN with Aadhaar, the government has so far extended the deadline seven times. The latest deadline was September 30, which has been further extended now to December 31, 2019. Hence, all PAN card holders must now link their PAN with Aadhaar. PAN is issued by the Income Tax Department of India to persons, firms or entities and it is a 10 digit alphanumeric number. Aadhaar is issued by the Unique Identification Authority of India to all residents of the country. During September 2018, the Supreme Court declared that the Aadhaar scheme is valid constitutionally and upheld the ruling that this biometric ID will continue to be considered mandatory for filing income tax returns as well as allotment of new PAN. Benefits of Linking PAN card to Aadhar card Apart from fulfilling the government mandate, there are several benefits to linking PAN with Aadhaar. Preventing any PAN card frauds Linking PAN with Aaadhaar can help the government filter and weed out those PAN cards that are fake and used by individuals to conceal their taxable income or evade the paying of income taxes. Finding out tax evaders PAN card is an essential document to pay taxes. PAN is also a must KYC document for bank accounts. Linking Aadhaar with PAN will automatically link the person’s Aadhaar with their bank accounts. Hence the government will be in an advantageous position to track the transactions of all persons and ascertain if the taxes they pay is right or not. Curbing the circulation of black money Fake identities help conceal the illegal activities like drug trafficking. When the PAN is linked with Aadhaar, it will rule out the possibility of such illegal activities. Easy to file tax returns for taxpayers The present laws by the government mandate the linking of PAN with Aadhaar. Once it is linked, the taxpayers can file their income tax returns online in a hassle-free way rather quickly. Taxpayers are also saved from the additional job of sending acknowledgement to the IT department. ITR-V can also be verified through an OTP you receive on your mobile number registered with Aadhaar. How to link Aadhaar to PAN online? Linking Pan with Aadhaar is a very easy process. Before doing this, ensure that the details your personal details you find on PAN and Aadhaar are the same. In case the name, spelling and other details found on these cards do not match, you need to rectify them. Use the link <a href="https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html">https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html</a> for correcting the details on your PAN card. If the date of birth in both the documents match with each other perfectly, you can also choose to link PAN and Aadhaar without correcting your name either document. To do this, generate an OTP and upload a scanned copy of your PAN card on the official website of the Income Tax Department. Steps to link PAN card with Aadhaar Card 1. Visit the site <a href="http://www.incometaxindiaefiling.gov.in/home">http://www.incometaxindiaefiling.gov.in/home</a> 2. Click on the link ‘Link Aadhaar’. 3. Fill out the application you will see on the page. 4. Once you enter the details asked, enter the captcha code. 5. Finally click on the ‘Link Aadhaar’ link.

Last date to link PAN card with Aadhaar extended for the 7th time, now to 31 December — Know the complete process

Today Aadhaar card has become one of the most important government authorized identity proofs for the Indian citizens. Since it contains the biometric as well as the demographic information of the card holder, it becomes a very important document for every person in the country. At times, you might face a need to update your Aadhaar details in the card. The two approaches to do this are either to visit the nearest Aadhaar enrolment center or get it done through the Self Service Update Portal (SSUP). Here we discuss how to change the photograph in the Aadhaar card. Steps to change your photo in your Aadhaar card <ul><li>Visit an Aadhaar enrolment center or Aadhaar Sewa Kendra located nearby.</li><li>Download the Aadhaar enrolment form you will find on the UIDAI’s official website. </li><li>Fill in all the columns of the form as asked with the right details.</li><li>Submit the form to the executive at the center and give your bio-metric details.</li><li>The executive will now click your photograph. </li><li>Your biometrics will have to be provided for the purpose of approving the details submitted. </li><li>For making the necessary updates, a fee of Rs 25 along with GST will be collected from you. </li><li>You will also be given an acknowledgement slip which will show you the URN (Update Request Number).</li><li>You can also use this URN to check the status of the update from time to time.</li></ul>Once your request for changing the photograph or any other details is processed, you can download a new card.

You Searched For "Aadhar" and got 12 results

For God’s sake stop comparing India's Aadhar with USA's Social Security Number

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Deadline for PAN-Aadhar linking extended for a fifth time, new date is 31 March 2019

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Blackstone-backed Aadhar Housing Finance files for $1 billion IPO

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ICICI Bank to transform 100 villages into ‘Digital Villages’ in 100 days

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Five things to remember as you file your ITRs at the last minute

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Supreme Court clarifies that Aadhar isn’t mandatory for a new SIM connection

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You no longer need to hand over your Aadhaar number to get a mobile connection

Dilsher Dhillon

Last date to link PAN card with Aadhaar extended for the 7th time, now to 31 December — Know the complete process

BI India Bureau

How to replace a photo in an Aadhar Card

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