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United You can use points from the Sapphire Preferred to book flights in United's Polaris business class
- If you're looking for one main rewards credit card, that should be the Chase Sapphire Preferred Card.
- The card earns double points on all dining and
travel , and points can be redeemed for anything from cash back to business and first class flights. - When you apply for a Sapphire Preferred, you can get an all-time high sign-up bonus of 60,000 Ultimate Rewards points when you spend $4,000 in the first three months.
- The card also comes with other benefits, and a low annual fee that's waived the first year.
If you have the time and are willing to put in some effort, you can get massive, outsized value from your credit card points and frequent flyer miles. For instance, if you're in the right place and have a bit of patience, you can use points to book a some of the best first class flights in the world.
However, most people don't want to spend their time opening a ton of credit cards to collect sign-up bonuses, or tracking a bunch of cards and making sure to use the right card for every single purchase. Instead, most people would rather have one or two cards that offer solid rewards but don't overcomplicate things.
If you're looking for the best all-around, no-fuss card that helps you earn and use rewards easily, you should open a Sapphire Preferred with Chase. Here's why.
Click here to learn more about the Chase Sapphire Preferred card from Insider Picks' partner: The Points Guy.
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Business Insider may receive a commission from The Points Guy Affiliate Network, but our reporting and recommendations are always independent and objective.