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The 10 best places to live to avoid fires and floods from climate change

Jordan Pandy,Hana R. Alberts   

The 10 best places to live to avoid fires and floods from climate change
A view of Pittsburgh's skyline and the Duquesne Incline.Sean Pavone/Shutterstock
  • Some Americans are choosing where to live based on the risk of climate-related disasters.
  • For example, cities in Maryland and Wisconsin are less prone to flooding, heat, or wildfires.

Retiree Marcia Flanagan lived in Arizona for 25 years before fears of extreme droughts and heat prompted her to move. Jason Beury, an architect, relocated from New York City to Kansas due to concerns about flooding. And a family of six living near Miami decamped to Wisconson after their home insurance skyrocketed due to risk from sea level rise and electricity bills climbed due to heat.

Extreme weather events, including hurricanes, wildfires, and dangerous heat and humidity, have increased not only in frequency but also in intensity over the past few decades — and are predicted only to get worse.

For some Americans, this has prompted a reevaluation of where to call home. People are increasingly taking the risks of climate change into account when moving. Between 2000 and 2020, 3.2 million people moved out of high-flood-risk areas, according to a new report from climate-research organization First Street.

"Climate migration" is a broad term, as some people move out of fear of what the future holds, while others move because financial and other circumstances force them to.

But where to go?

Online insurance marketplace Policygenius evaluated the climate risks of America's 50 most populous cities based on their likelihood of experiencing the following issues by the year 2050: heat and humidity, flooding and sea level rise, air quality, and frequency of natural disasters such as hurricanes, tornadoes, and wildfires.

Policygenius also judged the cities' social vulnerability, or likelihood of death and disruption as a result of these conditions, and community resilience, the ability to prepare for and adapt to a changing climate. It used publicly available data from the Federal Emergency Management Agency (FEMA), the US Environmental Protection Agency (EPA), and other studies as laid out in its full methodology.

Even cities that aren't at high risk carry some risk of climate-borne disaster, and it's important to note that Policygenius only ranked America's biggest cities. Smaller cities

Read on to find out more about the cities least at risk, from Pittsburgh to Minneapolis, and why.

10. Denver, Colorado

10. Denver, Colorado
Denver, Colorado.      Brad McGinley Photography/Getty Images

Population: 713,252

Mostly safe from: Flooding, extreme heat and humidity

Biggest risk: Wildfires, air quality

9. Richmond, Virginia

9. Richmond, Virginia
Richmond, Virginia.      Sean Pavone/Shutterstock

Population: 229,395

Mostly safe from: Air quality

Biggest risk: Community resilience, social vulnerability

8. Pittsburgh, Pennsylvania

8. Pittsburgh, Pennsylvania
Pittsburgh, Pennsylvania.      Sean Pavone/Shutterstock

Population: 302,898

Mostly safe from: Extreme heat and humidity

Biggest risk: Air quality

7. Portland, Oregon

7. Portland, Oregon
Portland, Oregon.      Getty Images

Population: 635,067

Mostly safe from: Extreme heat and humidity

Biggest risk: Flooding and sea level rise

6. Milwaukee, Wisconsin

6. Milwaukee, Wisconsin
Milwaukee, Wisconsin.      joe daniel price/Getty Images

Population: 563,305

Mostly safe from: Flooding and sea level rise

Biggest risk: Air quality, social vulnerability

5. Baltimore, Maryland

5. Baltimore, Maryland
Baltimore, Maryland.      Sean Pavone/Shutterstock

Population: 569,931

Mostly safe from: Air quality

Biggest risk: Flooding and sea level rise

4. Minneapolis, Minnesota

4. Minneapolis, Minnesota
Minneapolis, Minnesota      f11photo/Shutterstock

Population: 425,096

Mostly safe from: Extreme heat and humidity

Biggest risk: Air quality, natural disasters

3. Columbus, Ohio

3. Columbus, Ohio
Columbus, Ohio      SeanPavonePhoto/Getty Images

Population: 907,971

Mostly safe from: Flooding and sea level rise

Biggest risk: Air quality

2. Seattle, Washington

2. Seattle, Washington
Seattle, Washington.      Kirk Fisher/Shutterstock

Population: 749,256

Mostly safe from: Extreme heat and humidity

Biggest risk: Flooding and sea level rise

1. San Francisco, California

1. San Francisco, California
San Francisco, California.      Sean Pavone/Shutterstock

Population: 808,437

Mostly safe from: Extreme heat and humidity

Biggest risk: Flooding and sea level rise, social vulnerability


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