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More millennials now own their own home than rent one, leaving Gen Z the only group where most still have a landlord

Apr 2, 2023, 21:55 IST
Business Insider
A majority of millennials are now homeowners, per RentCafe figures.Getty Images
  • More millennials now own their own home than rent one, according to RentCafe analysis.
  • The number of millennial homeowners rose to 18.2 million in the decade to 2022, it found.
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More millennials now own their own home than rent one, leaving Gen Z the only group where most have a landlord, according to RentCafe data.

Millennials – also known as Gen Y – were born between 1981 and 1996. They come after Gen X and before Gen Z, or those born between 1996 and 2012.

According to RentCafe, which analyzed data from IPUMS of the 110 largest metropolitan areas in the US, the number of millennial homeowners rose to 18.2 million in the past decade. Just over half the cohort, or 51.5%, now own a property, although 17.2 million still rent.

They've been helped by a rise in median annual income to $108,000 as of last year, according to the report. Millennials enjoyed the highest increase of any cohort.

Gen Z, however, is still renting, accounting for about 5.6 million households, or almost three-quarters of the cohort.

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Home ownership in the US remains dominated by Boomers – those born from 1946 to 1964 – with 32.1 million owners, followed by Gen X with 24.4 million home owners.

Millennials are flocking to Richmond, Virginia, where the number of owners tripled. RentCafe said its hipster reputation and lower than average cost of living were the main draw cards for buyers.

Millennial home ownership jumped by 90% in New York in the past five years, but rose by just 47% in Los Angeles. It is the only place in the US to record an increase in millennial renters.

RentCafe's analysis also confirmed that Florida is the most popular state for millennial buyers. Insider previously reported that five of the 10 top cities Americans want to move to are in Florida.

The Sunshine state, which is the third-most populous state, recorded a rise in its population of 14.6% between 2010 and 2020, according to US Census data.

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