scorecardI spent 2 nights in a luxury overwater bungalow in Belize. Take a look inside my $950-a-night room.
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  4. I spent 2 nights in a luxury overwater bungalow in Belize. Take a look inside my $950-a-night room.

I spent 2 nights in a luxury overwater bungalow in Belize. Take a look inside my $950-a-night room.

Monica Humphries   

I spent 2 nights in a luxury overwater bungalow in Belize. Take a look inside my $950-a-night room.
The author at the Thatch Caye resort in Belize.Katie Sproles
  • On a recent trip to Belize, a friend and I spent two nights at the all-inclusive Thatch Caye resort.
  • The resort sits on its own private island, and we stayed in a premier overwater bungalow.

Belize's coarse sand dug into the back of my legs as I sat on a beach and considered the four days behind me.

My friend and I had just spent four nights in a budget hotel and three days hopping around Caye Caulker, Belize. We spent our mornings tracking down affordable scuba diving excursions and our evenings looking for cheap happy hour deals.

It was pure paradise, but it was paradise on a budget.

Ahead of us was the exact opposite: luxury.

Planted on the beach, we were waiting for a boat to take us to Thatch Caye — an all-inclusive resort on a private island.

Hundreds of islands and resorts dot the coast of Belize, but Thatch Caye lured me with its overwater bungalows.

Hundreds of islands and resorts dot the coast of Belize, but Thatch Caye lured me with its overwater bungalows.
A bird's-eye view of the Thatch Caye resort.      Muy'Ono Resorts

I've slept in tiny homes in Australia's rainforest and plastic domes in New Zealand. I've stayed in traditional ryokans in Japan and five-star resorts in Colorado.

But I haven't fallen asleep to ocean waves lapping beneath me in an overwater bungalow. I mistakenly assumed that experience could only happen thousands of miles away in places like the Maldives or Bora Bora.

Thatch Caye proved me wrong. Part of the Muy'Ono Resorts, a grouping of 10 resorts across Belize, Thatch Caye is home to a handful of overwater bungalows.

I was thrilled to learn I could have the bungalow experience much closer to Colorado than I initially dreamed.

Shortly before sunset, a boat owned by Thatch Caye picked up me, my friend, and six other guests. Squinting in the distance, all we could see was a blur of green in the middle of the ocean.

Shortly before sunset, a boat owned by Thatch Caye picked up me, my friend, and six other guests. Squinting in the distance, all we could see was a blur of green in the middle of the ocean.
A boat driver for the resort takes the author to Thatch Caye.      Monica Humphries/Business Insider

Thatch Caye is an all-inclusive resort home to just 30 guests. Included in that is a private boat ride to and from the island to Dangriga, Belize.

About 25 minutes later, thatched roofs came into view. We had arrived.

About 25 minutes later, thatched roofs came into view. We had arrived.
A view of Thatch Caye from the water.      Monica Humphries/Business Insider

The island's workers welcomed us with fresh watermelon juice and a shot of cherry-soaked rum.

With watermelon juice in hand, we were given a short tour of the island and handed a key to our overwater bungalow.

With watermelon juice in hand, we were given a short tour of the island and handed a key to our overwater bungalow.
Guests were welcomed to Thatch Caye with watermelon juice and a shot of rum.      Monica Humphries/Business Insider

The staff gave a quick overview of the island, and then we all split off and headed to our accommodations.

For two nights, we were staying in a premier overwater bungalow with its own private deck.

For two nights, we were staying in a premier overwater bungalow with its own private deck.
The premier overwater bungalow.      Monica Humphries/Business Insider

The island has five premier overwater bungalows. Thatch Caye requires a minimum stay of two nights, so after the bungalow price, all-inclusive fees, taxes, and a resort fee, it typically costs around $950 per night for two people.

Business Insider received a media rate for the two-night stay.

The island is also home to bungalows with shared decks as well as cabanas.

The island is also home to bungalows with shared decks as well as cabanas.
A view of the island's bungalows, which have a shared deck.      Monica Humphries/Business Insider

For slightly less, guests can sleep in oceanfront cabanas and standard overwater bungalows.

Beyond interior design choices, the private deck was the main difference between the premier and regular overwater bungalows. Meanwhile, the cabanas seem to offer a bit more space.

A worker carted our luggage and led the way down a sandy path.

A worker carted our luggage and led the way down a sandy path.
A Thatch Caye worker brings the author's luggage to her overwater bungalow.      Monica Humphries/Business Insider

After our tour, one of the island's workers escorted us to our bungalow.

After a two-minute walk, we arrived at a long, narrow walkway leading out to the ocean and our bungalow.

After a two-minute walk, we arrived at a long, narrow walkway leading out to the ocean and our bungalow.
The exterior of the premier overwater bungalow.      Monica Humphries/Business Insider

A wooden walkway led to the front door of the bungalow.

We opened the door and stepped inside. Greeting us were two comfy beds — a major upgrade from the basic beds we had spent the last four nights in.

We opened the door and stepped inside. Greeting us were two comfy beds — a major upgrade from the basic beds we had spent the last four nights in.
The interior of the premier bungalow at Thatch Caye.      Monica Humphries/Business Insider

Guests can choose between two twin beds or a king-sized bed in their room.

Below each bed was storage for our luggage, which allowed our room to stay decluttered for the two nights.

Below each bed was storage for our luggage, which allowed our room to stay decluttered for the two nights.
Two twin beds were inside the author's overwater bungalow.      Monica Humphries/Business Insider

The room lacked a closet, so we used the storage underneath our beds for our belongings.

The room thankfully had AC along with two lounge chairs. Three windows gave us direct views out to the ocean.

The room thankfully had AC along with two lounge chairs. Three windows gave us direct views out to the ocean.
A view of the interior of the overwater bungalow on Thatch Caye.      Monica Humphries/Business Insider

Our room also had drinkable water, a safe, and two reusable water bottles.

Attached to the room was a small bathroom with a shower, toilet, and sink.

Attached to the room was a small bathroom with a shower, toilet, and sink.
The bungalow's bathroom.      Monica Humphries/Business Insider

The bathroom shower had shampoo, conditioner, and body wash.

While the room was cool and spacious, the bungalow's main appeal was outside.

While the room was cool and spacious, the bungalow
A view of the outside of the bungalow.      Monica Humphries/Business Insider

The wooden walkway continued out to a deck.

Surrounding the majority of the building was a private deck.

Surrounding the majority of the building was a private deck.
A view of the bungalow's deck.      Monica Humphries/Business Insider

The deck provided 180-degree views of the ocean.

We had a hammock, where we spent each night stargazing, and two chairs for lounging.

We had a hammock, where we spent each night stargazing, and two chairs for lounging.
The author sits on the hammock outside her bungalow.      Katie Sproles

The deck had plenty of space to stretch out and relax.

While our bungalow didn't have direct access to the water, we could gaze down at Belize's aquatic life swimming below.

While our bungalow didn
A starfish in the water at Thatch Caye.      Monica Humphries/Business Insider

The shallow waters below let us view aquatic plants and animals.

Between the breeze blowing through the thatched roof and the ocean below, it was like we were immersed in our own little sound machine.

Between the breeze blowing through the thatched roof and the ocean below, it was like we were immersed in our own little sound machine.
A view of the bungalow's thatched roof.      Monica Humphries/Business Insider

The palm fronds blew in the wind, which drowned out any nearby noises.

And while leaving our little bungalow was hard, Thatch Caye had more to offer than a good night's rest.

And while leaving our little bungalow was hard, Thatch Caye had more to offer than a good night
The Coco Lounge and surrounding water.      Monica Humphries/Business Insider

The small island was filled with activities such as snorkeling, drinking, volleyball, and other lawn games.

There was a beach where guests could use complimentary snorkel gear, paddleboards, kayaks, and a sailboat.

There was a beach where guests could use complimentary snorkel gear, paddleboards, kayaks, and a sailboat.
A view of the beach at Thatch Caye.      Monica Humphries/Business Insider

Our resort fee allowed us to access a handful of paddleboards and kayaks.

The small island had a dive shop, where guests could embark on daily diving and snorkeling excursions, and its own spa.

The small island had a dive shop, where guests could embark on daily diving and snorkeling excursions, and its own spa.
The scuba shack on Thatch Caye.      Monica Humphries/Business Insider

Guests can book excursions like scuba diving and spa treatments for an additional cost.

Sprinkled across the island are other outdoor activities, like a volleyball court and cornhole.

Sprinkled across the island are other outdoor activities, like a volleyball court and cornhole.
The volleyball court at Thatch Caye.      Monica Humphries/Business Insider

The island also had a giant Jenga set.

In the main lounge of the island, guests have access to a bar, WiFi, and a small shop stocked with sunscreen, snacks, and shirts.

In the main lounge of the island, guests have access to a bar, WiFi, and a small shop stocked with sunscreen, snacks, and shirts.
A view of Coco Lounge on Thatch Caye.      Monica Humphries/Business Insider

The only place with a phone and WiFi is inside the Coco Lounge. However, I did have cell service across the entire island.

At the epicenter of the resort is a large thatched canopy.

At the epicenter of the resort is a large thatched canopy.
The Coco Lounge and surrounding water.      Monica Humphries/Business Insider

Underneath the pavilion was seating and a bar.

Here, bartenders mix piña coladas, mojitos, and other tropical drinks while guests relax on hammocks over the water.

Here, bartenders mix piña coladas, mojitos, and other tropical drinks while guests relax on hammocks over the water.
A view of the pavilion at Thatch Caye.      Monica Humphries/Business Insider

Island visitors can also snorkel around the area and spot aquatic life, including stingrays, starfish, and nurse sharks.

Or guests can dive into the ocean to spot marine life, hop on a water trampoline, or swing over the crystal clear waters.

Or guests can dive into the ocean to spot marine life, hop on a water trampoline, or swing over the crystal clear waters.
The author's friend swimming in the water.      Monica Humphries/Business Insider

We spent our afternoons snorkeling, looking for starfish and stingrays.

Guests sit at a communal table for breakfast, lunch, and dinner.

Guests sit at a communal table for breakfast, lunch, and dinner.
The communal table at Thatch Caye.      Monica Humphries/Business Insider

Thirty place mats line the table, and everyone eats together each night at 7 p.m.

Our dinners, which an on-site chef cooked, included steak, lobster, snapper, and chicken.

The island had an ideal balance of relaxation and adventure. We spent our morning scuba diving, our afternoon snorkeling and paddleboarding, and our evening relaxing with tropical cocktails.

The island had an ideal balance of relaxation and adventure. We spent our morning scuba diving, our afternoon snorkeling and paddleboarding, and our evening relaxing with tropical cocktails.
A piña colada.      Monica Humphries/Business Insider

The all-inclusive fee also covered drinks and food during our stay.

And I left Thatch Caye with my bungalow dreams fulfilled.

And I left Thatch Caye with my bungalow dreams fulfilled.
A sunset at Thatch Caye.      Monica Humphries/Business Insider

If anything, my stay at Thatch Caye only stoked my interest in overwater bungalows.

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