A 24-year-old finance YouTuber told his followers they should be able to easily afford a $200,000 car: 'Literally pocket change'

• Finance YouTuber Sebastian Ghiorghiu went viral after sharing a controversial opinion on money.
• Ghiorghiu said people should be able to afford a $200,000 Lamborghini in their 20s.

A YouTuber who specializes in business and finance advice has caused a stir after a clip of him suggesting people in their 20s should be able to afford a $200,000 car circulated on Twitter and TikTok.

On January 22, a Twitter user who goes by @SaeedDiCaprio shared the clip in a tweet that read, "bro these people can't be real."

In the 23-second video, a 24-year-old YouTuber from Arizona named Sebastian Ghiorghiu said, "If you're a guy in your 20s and you don't have a Lamborghini, you should actually sit down and have like a serious discussion with yourself as to why you don't have a Lambo."

He added that it's "so incredibly easy" as there's "so much money out there," and described $200,000 as "chump change." Base prices for Lamborghini models ranged from $200,000 to £577,000 in 2022, according to automotive publication Motor1.

The tweet received over 9.2 million views and over 2,600 quote-tweets and prompted a heated debate. Many viewers suggested his comments betrayed a level of privilege unattainable to most people, while others defended his comments, saying the amount is relatively small compared to the total wealth in the US.

The clip appears to have been taken from a longer version shared to Ghiorghiu's TikTok account on January 13, where he could be heard saying, "People will say I'm out of touch with reality, and they can suck it, because it's not true."

He continued, "I've seen a lot now and I'm like, OK, so $200,000 is literally pocket change."

The video was viewed 2.3 million times, and received over 3,600 comments, some of which suggested they thought he received financial help from his parents in order to afford the luxury car.

On January 23, Ghiorghiu shared a post to his Instagram account, where he has 115,000 followers, which showed him posing in front of a Lamborghini, along with an older-looking photo that appeared to show him working at a fast-food restaurant with the caption, "If my dad paid for the lambo I would've never worked at Taco Bell. May God bless you all."

On the same day, Ghiorghiu tweeted a smiley face alongside screenshots that showed different social media posts about the clip. In a follow-up tweet in the same thread he wrote, "People would pay 100K for this type of promo."

Ghiorghiu has over 830,000 subscribers on his YouTube channel where he regularly uploads videos on the topic of making money. In his most popular videos, which have received over 2 million views each, Ghiorghiu said he became successful in 34 days after launching an online business, turned $300 into $100,000, and went from $1,000 to eight million.

His YouTube description says that Ghiorghiu's parents "immigrated to this country when they were teenagers" and he was raised on a "very low income," and now has a "personal agenda" to place his family and himself on a "whole different level of wealth and education."

Ghiorghiu did not immediately respond to Insider's request for comment.

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