The 13 worst US cities for first-time home buyers

If you're picking out your wallpaper, it might already be too late.

But for those who haven't yet bought their first home, avoid these cities.

WalletHub conducted research on 300 US cities and came up with the 13 worst cities for first-time homebuyers.

The website looked at housing affordability, cost of living, real estate taxes, foreclosure and violent-crime rates, and 14 other measures to determine their list. Affordability was weighted the most heavily out of the 19 total data points, and the affordability ranking is included with each city in the list below, along with the quality of life ranking WalletHub gave each city, both out of 300.

In some areas of the country, it may even make more sense to rent a home or apartment, instead of buying.

"Before you consider buying, calculate the financial returns on buying vs. renting in your area under a variety of assumptions," Andra Ghent, associate professor at the University of Wisconsin School of Business, told WalletHub.

"It's not always a better financial decision to own than to rent."

Read on to find out which cities were the worst.