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Jack Dorsey's Square agreed to buy Afterpay, which has a 'buy now, pay later' service, for $29 billion in stock

Aug 2, 2021, 18:01 IST
Business Insider
Twitter and Square CEO Jack Dorsey. Lucas Jackson/Reuters
  • Square announced Sunday it is acquiring the Australian company Afterpay for $29 billion in stock.
  • Afterpay offers a buy now, pay later service, which is becoming increasingly common online.
  • The payment app Square is partly owned by Twitter CEO Jack Dorsey.
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The payment app Square agreed to buy the Australian company Afterpay for $29 billion in stock, the company announced Sunday.

Afterpay, which offers a "buy now, pay later" service, launched in the US in 2018. Buy now, pay later models are becoming increasingly common online, with Apple reportedly working on a service to add to its digital wallet, Apple Pay, Insider's Shannen Balogh reported.

Square said that Afterpay's buy now, pay later service would be used with its Seller and Cash app products. Twitter CEO Jack Dorsey founded Square and continues to hold a large stake in the company. He is also its CEO.

Read more: A battle is brewing in the buy now, pay later space between Affirm, Klarna, and Afterpay and big players like Apple and PayPal

Afterpay allows consumers to make a purchase in four payments that are to be paid every two weeks. The user pays 25% upfront and can take the product home immediately. The follow-up payments are automatically charged and the user pays a fee if they are unable to make a payment, in which case their account is locked until their balance is paid off.

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"Square and Afterpay have a shared purpose," Dorsey said in a statement. "We built our business to make the financial system more fair, accessible, and inclusive, and Afterpay has built a trusted brand aligned with those principles."

Dorsey also recently announced Square is creating a new business aimed at helping bitcoin developers create financial services products.

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