Houseboat residents are sheltering in place on their docks, holding float-up concerts in the middle of the water and boating out onto the San Francisco Bay. Here's how they're living through the pandemic.

She works at SF Jazz, a not-for-profit organization coordinating events at a music venue in San Francisco's Hayes Valley neighborhood. She would usually take the Emery Go-Round shuttle and then BART into the city until offices closed.

As many workers have pivoted to remote work, they've also had to carve out workspaces in their homes, a challenge for Heiden who said she didn't have a lot of extra space to set up a home office on her boat. But she made do.

"We kind of immediately thought if we have to shelter in place, this is the place that we're happy to be sheltering," Heiden said.

She told Business Insider that she's always been a lover of the water. But it's also "a nice alternative way to have a lifestyle in the Bay Area."

People have turned to living full-time on houseboats as "liveaboards" in recent years specifically to escape the soaring housing costs that come with the Bay Area, as The Wall Street Journal reported in May 2019.

But houseboat communities also have a place in the region's long history, especially in Sausalito where artists, writers, and musicians have long flocked in search of an alternative lifestyle as SF Gate reports.

When the shelter-in-place order was issued first in the region, officials announced that residents would be allowed to swim in the ocean. You'll find some doing just that in areas around the bay, including Aquatic Park near Fisherman's Wharf.

Boats are also allowed to go out, as long as occupants are from the same household.

They've been out like that twice since all of this started. She said they would be going out more if not for their engine, which is in less than optimal condition.

She even has some live-aboard friends who are boating and anchoring out for a night or two in designated areas and then returning to their slips.

For example, there are technically differences between boats, houseboats, and floating homes.

There are sailboats and Delta boats — usually used for fishing or trawling — and the like that serve as homes but can still operate as seafaring vessels, able to "anchor up" and go anywhere.

Heiden's motor yacht, for example, is more like a boat than a houseboat, built to withstand the seas rather than simply serve as a home.

And then there's a floating home, which is what most loosely resembles a landbound single-family home. The home has a floating foundation, which may be made of concrete in some cases, but it's usually semi-permanently moored in any given location. They're not built for navigating the water.

The terms are somewhat used interchangeably, however.

Then there's the live-aboard fee, which can also amount to hundreds. Additional costs could be electrical fees, renter's insurance, payment to services that empty the boat's waste tank, boat loan payments, and storage unit fees to keep nonessential items offsite, Heiden said.

Then depending on how much you use it — and if your boat is even fit to leave the slip and navigate the ocean — there's the cost for the fuel of the boat.

Source: Boating SF

The community is made up of maritime workers and artists, with 85% of residents designated as low-income. It's different from other harbors in that it's 100% live-aboard.

That means that all 70 people in the community live on their boats full-time. There's a wide age range, but Gorum said the demographic skews older, with lots of retirees.

Some of the residents are ferry captains or charter operators, pillars of the travel and tourism industries that have frozen during the pandemic.

"Everyone's lines are eventually tied to everybody else's, and as storms move through, we all move through that kind of thing together," Gorum said.

There's more consideration of each other as a result. And even if it weren't for that fact, Gorum said as a community, they look out for each other.

"We all kind of have that same experience," Gorum said.

For Heiden, who lives in Emeryville Marina just across the bay from San Francisco, she said there are five or so boats in the vicinity whose owners also live aboard their vessels. Other folks merely come out to work on their boats from time to time.

"We may not have a lot of space on our floating homes, but you have a lot of outdoor space," Gorum said. "A lot of us have decks, which are good for very distant conversations with neighbors."

That closeness can make things tricky while navigating a public health crisis where personal space is crucial, as SF Gate's Madeline Wells reports.

They try to minimize contact, and everyone wears masks, Gorum said.

They're also being cautious about outsiders coming in. Harbors like this have shut off access to the public, as SF Gate reports.

"We've limited other guests, and tourists used to come through our neighborhood all the time, and that's just not happening right now," Gorum said.

There are shared bathroom and laundry facilities on land in the co-op, so residents have had to come up with a schedule to avoid overlap. Gorum said spending time doing laundry with others used to be a nice time to catch up with each other, but not anymore.

"We're not having those comfortable, casual" events on land, she said. "Everything's just been far more isolated."

"I have a salad almost every night just from my garden," Gorum said.

Other than those minor changes, life hasn't changed too drastically for her.

"Structurally, it's very much the same," she said.

"For the first time in a long time, I've switched gears, and I'm working on a series that is just me dealing with things," Gorum said.

"And then the music starts and it's usually pretty easy to keep your distance," Gorum said. "Because you're moving, you've got to keep up with the tide and the winds and you just keep moving around."

"Like that concert just lifted everyone's spirits so much," she said. "You can see that there's possibilities if you just literally think outside of the box."

No one knows for certain when life can return to normal, but Heiden said the way they're living is sustainable for the duration of the pandemic.

"I don't have any intentions to return to land anytime soon," she said.

"I'm just trying to manage my anxiety about the unknown and I'm actually pretty positive," Gorum said.

"We're all looking for ways to get back to our magic," Gorum said.