The founder of a retirement-advisory firm shares his 4 favorite books for people looking to tackle a 'huge lack' of financial education

• Kristian Finfrock, founder and financial advisor of Retirement Income Strategies, says the sooner you can improve your financially literacy, the better.
• He thinks that a lot of financial planning advice is "somewhat flawed."
• Finfrock shares his "favorite book ever," two he "loves," and one that's "really good."
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Kristian Finfrock, founder and financial advisor of Retirement Income Strategies, knows a thing or two when it comes to helping individuals achieve a safe and secure retirement.

In fact, about 250 families - each of which have accumulated an average retirement nest egg of $1 million - trust him with the money that's supposed to last the remaining duration of their life.

With that type of responsibility, it's no wonder Finfrock is well versed in saving his clientele from their worst financial enemy: themselves.

"I just saw a need - and quite frankly - a huge lack of education," he said on "ValueWalk," an investing podcast. "The majority of financial advice today is coming from big brokerage firms on Wall Street on how to grow your money - and I don't seem to think that's very difficult."

He continued: "A lot of the fundamental advice in financial planning, in my opinion, is somewhat flawed."

The confluence of flawed advice and a lack of financial education puts those who are looking to formulate a viable financial plan in a precarious position. And that's exactly why Finfrock says the time to start learning about saving, investing, and planning is now.

"Time is of the essence," he said. "Give yourself permission to challenge what you think you thought was right, learn both sides of the equation, get as much information as possible, and apply it. That's the most important thing."

Finfrock's message is simple: The sooner you learn the ins and outs of your finances, the more insulated you'll be from making frivolous mistakes with your capital in the future.

With all of that under consideration, he relays four book recommendations that can help an individual get a better sense of financial planning, business, and retirement.

1. "The Power of Zero" by David McKnight

2. "The No-Compromise Retirement Plan" by Martin Ruby

3. "Money: Master the Game" by Tony Robbins

4. "The Compound Effect" by Darren Hardy

Finfrock saves he "loves" McKnight's and Ruby's books, thinks Tony Robbins' book is "really good," and heralds Hardy's book as "his favorite" ever.

"The earlier you can start learning, the better you'll be," he concluded. "It's not the lack of information ... It's the application of the information."