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  4. The Fed has been injecting hundreds of billions into markets since September's rate crisis. Here's why it might not be enough to calm lending conditions.

The Fed has been injecting hundreds of billions into markets since September's rate crisis. Here's why it might not be enough to calm lending conditions.

Ben Winck   

The Fed has been injecting hundreds of billions into markets since September's rate crisis. Here's why it might not be enough to calm lending conditions.

DC federal reserve police

REUTERS/Kevin Lamarque


The Federal Reserve has been injecting capital into the financial system for weeks to calm money markets. But the actions are prompting worry among analysts, portfolio managers, and even Democratic primary candidates.

The central bank is looking to boosting liquidity after the short-term funding rate spiked to 10% from 2% overnight in mid-September. The rate dictates how expensive it is for banks to access quick capital, and the unexpected jump symbolizes volatility in the usually-stable lending market.

The spike prompted the Fed to start injecting capital through overnight market repurchase agreement operations - also known as "repos" - on September 17. The Fed also began monthly purchases of $60 billion in Treasury bills on October 15 to keep its key interest rate within an intended range.

Here's why the Fed's actions may not be enough to solve lending pressures, and how they may point to additional problems down the road.

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