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It's easy to apply and get approved for PayPal Credit

PayPal Credit has a particularly fast process, since you don't even need to wait for a physical card to arrive in the mail. You'll just need to fill out an online application and be subject to an instant approval based on your credit history.

You will need a PayPal account to get the card, which will also automatically link to your PayPal Credit, appearing as a payment option each time you check out with PayPal.


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