The 9 US cities where people are mostly likely to max out their credit cards

Birmingham, Alabama has slightly more credit card debt than New Orleans, but households here have the same debt-to-income ratio.

Percent with at least one maxed-out credit card: 29.2%

Percent with more than one maxed-out card: 10.4%

Median debt-to-income ratio: 1.26

San Antonio residents deal with lots of credit card debt.

Percent with at least one maxed-out credit card: 29.2%

Percent with more than one maxed-out card: 11%

Median debt-to-income ratio: 1.37

Miami residents face high costs of living and low wages, making it a city where money goes quickly and debt can add up just as fast.

Percent with at least one maxed-out credit card: 30.1%

Percent with more than one maxed-out card: 10%

Median debt-to-income ratio: 1.37

Jackson, Misssissipi residents have a lot of debt on their plates.

Percent with at least one maxed-out credit card: 30.3%

Percent with more than one maxed-out card: 10.1%

Median debt-to-income ratio: 1.37

Of all the cities on this list, Memphis has the lowest debt-to-income ratio, but the most people with maxed-out credit cards.

Percent with at least one maxed-out credit card: 29.2%

Percent with more than one maxed-out card: 11.5%

Median debt-to-income ratio: .51

It's not all a day at the beach in Virginia Beach, with lots of residents dealing with credit card debt, and the highest debt-to-income ratio of cities on this list.

Percent with at least one maxed-out credit card: 31.2%

Percent with more than one maxed-out card: 11.3%

Median debt-to-income ratio: 1.81

New Yorkers have quite a bit of credit card debt, and a high cost of living as well.

Percent with at least one maxed-out credit card: 31.5%

Percent with more than one maxed-out card: 10.9%

Median debt-to-income ratio: 1.02

Bridgeport, Connecticut is a post-industrial city amidst lots of wealth, and people who call this New England city home face the most debt in America.

Percent with at least one maxed-out credit card: 32.3%

Percent with more than one maxed-out card: 10.4%

Median debt-to-income ratio: 1.63

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