38. The newest iPhone

iPhone 11 Pro, available at Best Buy, $999.99

I am one of those people who upgrades to the new iPhone every year. It is my biggest vice and the only truly expensive thing I spend money on. Because I always trade in my old phone, I usually get a good deal and end only paying half the price before upgrading again.

The iPhone 11 Pro is well worth it: I love the new three-lens camera. I can take excellent closeups with the 2X zoom, attractive wide-angle shots with the extra-wide angle lens, and much better low-light photos thanks to Night Mode. It's also fast, has longer battery life, and is just generally a joy to use. —Malarie Gokey, senior editor

Read our review: The best iPhone for every type of person and budget