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I retired at 34, moved to Scotland and now travel around the world - here's how I spend my savings

Every month, my wife and I generally spend about $500 at restaurants, $317 on travel and $266 on alcohol.

I retired at 34, moved to Scotland and now travel around the world - here's how I spend my savings

We spent $335 (65% of our weekly spending) on Wednesday and Thursday when we were in England.

We spent $335 (65% of our weekly spending) on Wednesday and Thursday when we were in England.

My typical day involves going to the gym which costs $17.99 a month for a membership, doing some hobby stuff, stopping by the grocery store and sometimes visiting the local butcher shop.

I do most of my shopping daily because it's nice and easy to pop in when I'm on my way back from the gym. I hit the grocery store 5 times this week and spent $66 total.

I have some income from freelance work from my blog Mad Fientist, but I spend most of my time enjoying life and traveling with my wife. This week we hopped on a train to England on Wednesday to see one of my favorite bands in concert.

On Friday I spent $34.93 — a typical day for us in Edinburgh.

On Friday I spent $34.93 — a typical day for us in Edinburgh.

I went to the gym in the morning and stopped at our local grocery store and butcher shop to pick up some dinner for $34.93.

At home I just did some normal routine stuff — made progress on a few hobbies I have, got some freelance work done, had dinner and relaxed with my wife. We don't have an actual TV or cable, but we usually watch about an hour of TV on our computer monitor after dinner every night and then read in bed before we go to sleep.

On Saturday, I took advantage of our local library.

On Saturday, I took advantage of our local library.

It shocks me that more people don't take advantage of their local libraries. It's just a bunch of books, movies, DVDs, music and anything you can really think of — and all of it is free!

Similar to Friday, I also hit the gym and stopped by the grocery store on the way home. That night my wife and I had a really nice dinner. I made homemade carbonara, opened a nice bottle of wine and we watched some Netflix. As always, we read a little to unwind before bed.

My wife and I decided to go out for brunch on Sunday and spent $38.74 total.

My wife and I decided to go out for brunch on Sunday and spent $38.74 total.

We walked into town and then spent $34.16 at the restaurant. Afterwards, we picked up some last minute ingredients for dinner and headed home to relax.

Monday was another mundane day for me.

Monday was another mundane day for me.

After hitting the gym and the grocery store, I stopped by the butcher again to buy some more fresh meat for $7.27.

I prefer to buy meat from the butcher shop despite the added expense — the taste makes it well worth the cost.

We had a big grocery delivery on Tuesday for $56.90.

We had a big grocery delivery on Tuesday for $56.90.

Every once in a while we get a big grocery order delivered. It's super cheap, and it allows us to buy all the big stuff we need for the apartment like toilet paper, toiletries, paper towels and stuff like that. We paid $56.90 for that.

As per usual, I stopped by the gym and our local grocery store to pick up a few more things for just under $10.

We were ready to spend on Wednesday.

We were ready to spend on Wednesday.

My wife and I woke up and headed straight to Manchester, England to see a band I really like — Fever Ray!

We grabbed some breakfast at a local bakery for $6.09 and took the 3.5 hour train down to Manchester. I previously purchased the concert and train tickets, so we didn't have to worry about those costs this week.

When we arrived we got some lunch at a Vietnamese place for $27.74 and stopped in Chinatown for some bubble tea for $4.85. After checking in to our $118 per night hotel, we went to my favorite UK Brewery called Cloudwater to have a few beers for $25.60 and then grabbed some burritos for $16.84 before the show. On the way home from the concert we picked up some water from the local Tesco before hitting the hay.

On Thursday, we did some sightseeing and headed back to Cloudwater.

On Thursday, we did some sightseeing and headed back to Cloudwater.

I wanted to buy some cans to take home and some presents for my buddies from my favorite brewery.

We also enjoyed a leisurely breakfast for $35.27 at a local cafe and grabbed some more bubble tea because my wife loved it so much. After walking around the city we worked up an appetite for a quick $24.87 lunch and headed back to our normal routines in Edinburgh.

**All dollar amounts have been converted from Pounds to US dollars. The author uses a 0% foreign transaction credit card.


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