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- How to use Zelle, the lightning-fast payments app that's more popular than Venmo in the US
How to use Zelle, the lightning-fast payments app that's more popular than Venmo in the US
The easiest way to get started with Zelle is to download the mobile app. Zelle will ask to use your location, but you're allowed to skip that step.
![How to use Zelle, the lightning-fast payments app that's more popular than Venmo in the US](/_next/image?url=https%3A%2F%2Fstaticbiassets.in%2Fthumb%2Fmsid-64579930%2Cwidth-700%2Cheight-525%2Cimgsize-339816%2Fthe-easiest-way-to-get-started-with-zelle-is-to-download-the-mobile-app-zelle-will-ask-to-use-your-location-but-youre-allowed-to-skip-that-step-.jpg&w=3840&q=75)
Next, the app will ask you to enter your phone number.
![Next, the app will ask you to enter your phone number.](https://staticbiassets.in/thumb/msid-64579929,width-700,height-525,imgsize-187441/next-the-app-will-ask-you-to-enter-your-phone-number-.jpg)
From there, you'll be able to see a list of the top banks that use Zelle. You can select your bank from the list, or view the full list available banks.
![From there, you](https://staticbiassets.in/thumb/msid-64579928,width-700,height-525,imgsize-223743/from-there-youll-be-able-to-see-a-list-of-the-top-banks-that-use-zelle-you-can-select-your-bank-from-the-list-or-view-the-full-list-available-banks-.jpg)
You can also search for your bank on Zelle's website.
If your bank offers Zelle within its app, it will tell you when you click on the bank's name. From there, you'll do all your Zelle transactions inside your bank's mobile app.
![If your bank offers Zelle within its app, it will tell you when you click on the bank](https://staticbiassets.in/thumb/msid-64579927,width-700,height-525,imgsize-200367/if-your-bank-offers-zelle-within-its-app-it-will-tell-you-when-you-click-on-the-banks-name-from-there-youll-do-all-your-zelle-transactions-inside-your-banks-mobile-app-.jpg)
If your bank doesn't use Zelle, or you'd rather use the Zelle app, you can enter your debit card information in the app.
![If your bank doesn](https://staticbiassets.in/thumb/msid-64579926,width-700,height-525,imgsize-189371/if-your-bank-doesnt-use-zelle-or-youd-rather-use-the-zelle-app-you-can-enter-your-debit-card-information-in-the-app-.jpg)
Zelle says on its website that the service is secure whether you choose to use the Zelle app or your bank's app.
If your bank has Zelle built into its own app, you'll be automatically redirected. If that's the case, there's no need to keep the Zelle app on your phone.
![If your bank has Zelle built into its own app, you](https://staticbiassets.in/thumb/msid-64579925,width-700,height-525,imgsize-153857/if-your-bank-has-zelle-built-into-its-own-app-youll-be-automatically-redirected-if-thats-the-case-theres-no-need-to-keep-the-zelle-app-on-your-phone-.jpg)
Much like Venmo, you can use Zelle to send and request money. All you need is the person's email address or phone number.
![Much like Venmo, you can use Zelle to send and request money. All you need is the person](https://staticbiassets.in/thumb/msid-64579924,width-700,height-525,imgsize-157869/much-like-venmo-you-can-use-zelle-to-send-and-request-money-all-you-need-is-the-persons-email-address-or-phone-number-.jpg)
Zelle has the option to set up recurring payments, which is convenient for splitting rent or bills.
![Zelle has the option to set up recurring payments, which is convenient for splitting rent or bills.](https://staticbiassets.in/thumb/msid-64579923,width-700,height-525,imgsize-171574/zelle-has-the-option-to-set-up-recurring-payments-which-is-convenient-for-splitting-rent-or-bills-.jpg)
You can also request money, and even set a due date.
![You can also request money, and even set a due date.](https://staticbiassets.in/thumb/msid-64579922,width-700,height-525,imgsize-157753/you-can-also-request-money-and-even-set-a-due-date-.jpg)
But the best part about Zelle is that the money shows up in your bank account immediately. You don't have to wait several days for it to arrive. Plus, there's no fee for using the service.
![But the best part about Zelle is that the money shows up in your bank account immediately. You don](https://staticbiassets.in/thumb/msid-64579921,width-700,height-525,imgsize-157554/but-the-best-part-about-zelle-is-that-the-money-shows-up-in-your-bank-account-immediately-you-dont-have-to-wait-several-days-for-it-to-arrive-plus-theres-no-fee-for-using-the-service-.jpg)
Zelle will also keep a log of all your requests and transactions complete with names and dates, so it's easy to keep track of your payments.
You can start using Zelle by either looking for it within your bank's mobile app or downloading the Zelle app from the App Store or Google Play Store.
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