A fintech executive at JPMorgan explains why AI isn't all it's cracked up to be when it comes to helping people manage money

HoneyBee works with employers to offer their employees an extra week's pay for unplanned expenses.

The service has no credit requirements, and can provide up to $2,500. Customers can repay the amount over three months at a 5% service fee that maxes out at $50.

The San Francisco-based company has over 2,200 companies signed on, including Patagonia and Ben & Jerry's.

This Chicago-based fintech is focused on making 401(k) transfers as easy as possible.

Manifest looks to standardize the process by linking providers to decrease the cost, the number of compliance issues, and time spent transferring a 401(k).

This New York-based startup tackles out-of-pocket medical bills. Customers are able to upload their bills through MedPut's dashboard, which is then audited and negotiated by the fintech.

Customers can then repay the bill through small payroll deductions. No interest is charged for the service, and users' credit scores are not impacted.

Onward is an employer-sponsored benefits program that helps employees deal with financial emergencies.

The Kansas City-based firm is a non-profit that can aid customers in building long-term savings through their paychecks, getting access to credit for emergencies, and educating themselves on how to improve their financial lives.