scorecard15 states where car insurance rates will rise in the first half of 2020
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15 states where car insurance rates will rise in the first half of 2020

15. Arizona

15 states where car insurance rates will rise in the first half of 2020

14. Wisconsin

14. Wisconsin

In Wisconsin, over 100,000 drivers will find that their rates are higher than they were last year.

Number of policyholders affected: 104,210

Average rate increase: 6.28%

13. Nevada

13. Nevada

Many Nevada residents will find their car insurance rates increasing in 2020.

Number of policyholders affected: 113,799

Average rate increase: 4.46%

12. West Virginia

12. West Virginia

West Virginia drivers will see their insurance get more expensive in 2020.

Number of policyholders affected: 128,399

Average rate increase: 6.88%

11. Connecticut

11. Connecticut

Connecticut drivers will see rates go up by just over 3.5%.

Number of policyholders affected: 132,601

Average rate increase: 3.73%

10. Kansas

10. Kansas

Insurance is getting more expensive in Kansas for several thousands of customers, who will see their rates spike over 8%.

Number of policyholders affected: 138,063

Average rate increase: 8.23%

9. Georgia

9. Georgia

Car insurance is getting more pricey in Georgia, where over 150,000 drivers will see their rates go up.

Number of policyholders affected: 152,962

Average rate increase: 5.68%

8. Virginia

8. Virginia

Over 200,000 Virginia residents will see their rates increase by an average of about 4%.

Number of policyholders affected: 202,389

Average rate increase: 4.10%

7. New York

7. New York

Car insurance in New York is already expensive. But nonetheless, rates will be surging by about 5.5% in this state.

Number of policyholders affected: 223,368

Average rate increase: 5.51%

6. Pennsylvania

6. Pennsylvania

Many Pennsylvania drivers should expect to see increases to their premiums in 2020.

Number of policyholders affected: 274,771

Average rate increase: 3.91%

5. Massachussetts

5. Massachussetts

Nearly half a million Massachussetts drivers will be seeing changes to their premiums.

Number of customers affected: 452,741

Average rate increase 5.30%

4. Michigan

4. Michigan

Michigan is already one of the most expensive states for car insurance, and a 5.3% increase won't make it any cheaper for more than half a million residents.

Number of customers affected: 500,857

Average rate increase: 5.31%

3. Indiana

3. Indiana

More than a tenth of Indiana's 6.6 million residents will see their car insurance rates increase.

Number of customers affected: 578,994

Average rate increase: 3.56%

2. Illinois

2. Illinois

Many Illinois residents will be seeing their car insurance premiums increase by 4%.

Number of customers affected: 678,278

Average rate increase: 4.02%

1. South Carolina

1. South Carolina

Just under a quarter of South Carolina's residents will see their car insurance rates go up, with over 1 million policyholders affected.

Number of customers affected: 1,284,303

Average rate increase: 6.74%

How did we get this ranking?

Every insurance company is required to notify and get approval from state regulatory boards before making changes. Business Insider gathered data from S&P Global Marketing Intelligence and the National Association of Insurance Commissioners from over 1,100 rate change filings from companies across the US. This data looks at personal auto insurance policies only, including policies bundled with homeowner's insurance.

These 15 states are ranked by totaling the number of policyholders whose rates will increase in 2020, and the average calculated as the average of all proposed rate increases in the state.

Note that since every insurance company files separately, there may be more rate changes for auto insurance policyholders on the horizon. The states listed here account only for the rate changes that have already been submitted, which will mostly take place in the first half of 2020.

Also, auto insurance rates vary by person. If you have an accident or other event, your rates will change accordingly on an individual basis.

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