The pandemic brought a slew of new government relief programs. Here's when they expire.

Come September 6, millions of Americans will lose their beefed-up unemployment benefits — or see their benefits vanish completely. Pandemic-era programs were extended in President Joe Biden's American Rescue Plan; Democrats also moved to continue $300 in weekly federal benefits through September 6.

However, in the wake of labor market tightness, at least 24 GOP-led states have opted to end their participation in federal benefits early. Governors have cited higher benefits as a disincentive for returning to work.

"It's time to get back to work," Idaho Gov. Brad Little said in a statement. "My decision is based on a fundamental conservative principle — we do not want people on unemployment. We want people working."

But the story may be more complicated, as 4 million workers now stand to see their benefits slashed prematurely. Unemployed Americans told Insider that they were still job hunting, or rethinking work completely.

Significantly, programs like Pandemic Unemployment Assistance (PUA) and Pandemic Emergency Unemployment Assistance (PEUC) are set to wind down the week of September 6. Those programs expanded eligibility for unemployment benefits to gig workers, among others, and extended the number of weeks workers could receive benefits for.

In fact, the wide adoption and usage of those federal programs have sparked some progressive lawmakers to call for permanent unemployment reform. But Sen. Joe Manchin, a powerful Democratic moderate, has already said he does not support extending benefits beyond September 6.

10 million Americans are behind on rent payments, and to help ensure those Americans could keep a roof over their heads during the pandemic, Biden extended the Center for Disease Control and Prevention (CDC)'s eviction moratorium through June 30.

But since the moratorium was implemented, a growing number of courts have challenged the ban on evictions, causing judges in places like Tennessee and Ohio to rule the ban unconstitutional, giving landlords the right to evict their tenants. This comes as the Treasury Department has $50 billion in emergency aid from Biden's stimulus plan to give to renters, but it is racing against the clock to ensure the aid gets to those renters before more courts rule against the moratorium.

John Pollock, coordinator of the National Coalition for a Civil Right to Counsel, told Insider in April that the most important thing a renter should do right now is seek legal counsel to understand the rights they have if they are facing eviction.

"If every tenant had a lawyer, the landlords would not be trying to do half of the things they're doing, and if they did, there would be a lawyer there to basically assert what the tenants' rights were," Pollock said. "But expecting that tenants are going to understand this extremely complicated legal situation we have now, without a lawyer, is impossible. It's just not possible."

As courts continue to strike down the CDC's ban, fear of the COVID-19 spread may be the only thing preventing more courts from overruling the ban. US District Judge Dabney Friedrich was the first judge to strike down the CDC's eviction ban nationwide in May, but a few weeks later, she issued an order to keep the ban in place for now, agreeing with the Dept. of Health and Human Services' projection that lifting the ban would amount to 433,000 more additional COVID-19 cases.

As one of his first actions in office, Biden extended the payment pause on federal student loan payments through September 30. That meant any such borrower would not have to make any payments on them, alongside a 0% interest rate for the same time period.

And while this pause did not apply to borrowers with privately-held loans, Education Secretary Miguel Cardona expanded the scope of the pause in March to apply to borrowers under the Federal Family Education Loan (FFEL) Program, whose loans are held by private lenders, impacting about 1.14 million additional borrowers.

But with that pause lifting soon, the 42 million Americans in the US with federal student loans will once again have to resume making payments, and the Department of Education will be tasked with ensuring the smooth transition into collecting payments after an 8-month freeze, which borrowers told Insider has been like "a weight off their shoulders."

Cardona said last month that he is not ruling out an extension on the student-loan payment freeze, but Democrats continue to argue that even if the freeze was extended, canceling $50,000 in student debt would make a much bigger impact, and Biden can do it using his executive powers.

"Student loan cancellation could occur today," Massachusetts Sen. Elizabeth Warren told Insider. "The president just needs to sign a piece of paper canceling that debt. It doesn't take any act of Congress or any amendment to the budget."

One piece of expanded pandemic benefits is actually about to begin.

Starting July 15, many American parents will receive monthly checks of around $300. Those funds come from the newly reworked child tax credit, which, as Insider's Hillary Hoffower and Joseph Zeballos-Roig reported, stands to potentially revolutionize the country's social safety net.

The credit was expanded under Biden's American Rescue Plan, giving parents up to $3,600 for kids five and under, and $3,000 for children between the ages of six and 17. As Insider's Joseph Zeballos-Roig reported, 39 million households will start receiving the money through means like direct deposit or automatically mailed out checks — meaning that there's no action necessary to start getting their money.

However, the measure is currently only set to last for a year. Biden's American Families Plan would extend it through 2025, although some Democrats have pushed to make the cash infusions permanent.

"For working families with children, this tax cut sends a clear message: help is here," Biden said in a statement.