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19 US cities where moving in together won't save you much money at all

Liz Knueven   

Cincinnati ohio findlay market

Stephanie Sellers/ Shutterstock

Cincinnati, Ohio.

  • Data from The Black Tux looks at the cities where couples can benefit the most financially from moving in together, and the cities where each person wouldn't save much.
  • In many affordable cities throughout the Midwest and Texas, couples will only save $200 to $300 per month by moving in together - far less than the nearly $1,000 per month each person would save in big US cities like San Francisco.
  • All but one of the cities on this list have an average one-bedroom apartment rent of less than $1,000, making living on your own nearly as affordable as living with your partner.
  • Read more personal finance coverage.

In many cities throughout the midwest and Texas, taking the next step and moving in together won't save the average couple much money. With already low costs of living and one-bedroom apartments renting for less than $1,000 per month, there's no reason to rush anything.

The Black Tux looked at the cities where couples could save the most by moving in together, and cities where it won't save all that much. The site found that couples in Cincinnati, Ohio; Oklahoma City, Oklahoma; and Louisville, Kentucky would save the least by moving in together. The data estimates that couples in these three cities will save less than $300 per person each month by moving in together.

The Black Tux calculated these estimates by comparing half of the cost of a two-bedroom apartment to the full cost of a one-bedroom apartment, and also looked at the average costs of bills that could be split, like utilities and internet. Then, these data points were combined and ranked.

Here are the 19 cities where it's affordable enough to take it slow:

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