14. Houston, Texas
Median home price in 2031: $313,220
Monthly savings needed:
5% down: $155.64
10% down: $246.13
20% down: $427.10
13. Dallas, Texas
Median home price in 2031: $346,820
Monthly savings needed:
5% down: $172.33
10% down: $272.53
20% down: $472.92
12. Phoenix, Arizona
Median home price in 2031: $268,290
Monthly savings needed:
5% down: $183
10% down: $289.40
20% down: $502.19
11. Chicago, Illinois
Median home price in 2031: $368,540
Monthly savings needed:
5% down: $183.13
10% down: $289.60
20% down: $502.19
10. Philadelphia, Pennsylvania
Median home price in 2031: $370,080
Monthly savings needed:
5% down: $183.89
10% down: $290.81
20% down: $504.63
9. Minneapolis, Minnesota
Median home price in 2031: $376,980
Monthly savings needed:
5% down: $187.32
10% down: $296.23
20% down: $514.04
8. Miami, Florida
Median home price in 2031: $488,950
Monthly savings needed:
5% down: $242.96
10% down: $384.21
20% down: $666.72
7. Riverside, California
Median home price in 2031: $550,280
Monthly savings needed:
5% down: $273.43
10% down: $432.40
20% down: $750.35
6. Washington, DC
Median home price in 2031: $609,410
Monthly savings needed:
5% down: $302.81
10% down: $478.87
20% down: $830.98
5. New York, New York
Median home price in 2031: $699,340
Monthly savings needed:
5% down: $347.50
10% down: $549.53
20% down: $953.60
4. Boston, Massachusetts
Median home price in 2031: $722,690
Monthly savings needed:
5% down: $359.10
10% down: $567.88
20% down: $985.44
3. Seattle, Washington
Median home price in 2031: $814,750
Monthly savings needed:
5% down: $404.85
10% down: $640.22
20% down: $1,110.97
2. Los Angeles, California
Median home price in 2031: $1,245,750
Monthly savings needed:
5% down: $619.01
10% down: $978.90
20% down: $1,698.68
1. San Francisco, California
Median home price in 2031: $1,831,140
Monthly savings needed:
5% down: $909.89
10% down: $1,438.89
20% down: $2,496.90