I'm a dad and a business owner in my 30s with a 6-figure income - here's how I spend my money in a typical week

This week started like a normal workweek for our family and then come Friday, we took off for our 8-night tropical celebration/getaway. And surprise-surprise, our biggest spending days were Friday and Saturday as we traveled and got into our routine in Maui.

We were amp'd up for this vacation coming up on Friday but my wife and I still had four work days left for the week and we had to act like responsible adults until that much-anticipated Thursday afternoon.

One of my mantras is to never miss a Monday workout, and because we had been away visiting family the weekend before we also needed to make a grocery store trip. So I took advantage of our location and ran the 1.3 miles to my daughter's school to pick her up and then we walked together back home.

After our walk, we drove to the nearby store to pick up a couple of rotisserie chickens, some salad, and frozen ravioli ($47.63) that would make up our dinner for the night and a few lunches for the week ahead.

We're big fans of batch meal prepping for both the cost and time savings, and with all the packing and organizing we had ahead of us, it was nice to only have to cook once rather than nightly.

Tuesday was a pretty boring spending day (which is typically great for the budget). We literally bought milk ($2), headed back home, and played outside for a little while before having dinner together and tackling the pile of laundry left over from Monday.

One of the most dangerous spending times for us in the past had been heading to the grocery store without a plan. But after years of spending unintentionally, we made a rule that we'd only purchase what we had written on our grocery list. No exceptions. If you forgot to write it down, you instantly became better at focusing on your list for next week.

That practice, in addition to a few other changes we made to our shopping experience helped us cut our monthly grocery spending in half. And so on days like this one, heading into that strategically packed store and coming out with only one item wasn't incredibly hard to do. It's a practiced habit.

I'm a bit of a physical fitness nut and I remember the first day I found out we had this gym available to us like it was my favorite Christmas morning. Since then, I'll try to pack my workout gear at least once a week to use this space rather than the gym we pay to use near our home, which doesn't have the variety of updated equipment.

Wednesday also sparked a revolution because of the rotisserie chicken, salad, and ravioli that we had been eating for the past 2.5 days. To suppress the militia, we used one of our favorite weapons — pizza ($13.98)!

During the pizza pickup I also filled Monica's car up with gas ($43.49) and used our 20 cents off per gallon of accumulated rewards.

Then with a pizza-infused positive morale, we hunkered down and turned a former pile of unfolded laundry into somewhat neatly packed luggage for the upcoming trip.

We were headed out of town for about a week and a half, and we wanted to have the lions-share of packing done at least a day in advance because we knew that Thursday would have some prescheduled events in store...

After work on Thursday we were officially "on vacation" but it didn't quite feel like it yet. It was a mad dash to get my daughter to dance class, cut the grass, find something for dinner, and eventually get our luggage and the car seat we'd be taking on vacation ready and loaded into our car.

But with all the frantic prepping, we didn't have a ton of time to spend much money, which is nice. I checked us in for the flight the next day and spent $50 on our two checked bags, then filled my car up with gas ($34.23).

For dinner, we had no interest in spending extra cash, so we used a frugal tactic I love to save some money: we scoured the cupboards to see which leftover ingredients we could combine. The verdict? Some rice and beans with frozen fish that I had honestly forgotten about and was pretty excited to find.

In spite of packing a ton of snacks for the flight and for the week ahead, we managed to spend a collective $53 on airport food and (non-alcoholic) drinks. I suppose 16 hours of travel can have that effect.

But all of the travel and months of hard work leading up to this day (and the nine that came afterward) were all worth it. For the first time in a while, we were able to wake up when we wanted, spend some great quality time with family, and have fun doing whatever we chose to do in that tropical paradise. You'll see that our monthly budget includes a relatively large travel component so that we can be financially ready for our next trip sometime soon.

After finishing our dinner at the beachside grill in our hotel ($63), I had a minute to check our accounts and see that the gas bill for our house ($79) and a discounted payment for our daughter's school ($265) had posted as well.

Our normal bi-weekly expense for childcare is $530, but the school offers a free vacation week once a year so we took full advantage.

In my experience, traveling from east to west is incredible. You can wake up at 4 a.m. (local time) to buy groceries, for example, and your body thinks you slept in until 10 a.m. because of the six-hour time change.

When we take vacations, we love to buy enough groceries to make our own breakfasts and lunches so that we can both save money and eat healthier than we otherwise would if we ate out every meal. On Saturday, I managed to spend $182.48 on the store trip, which ended up lasting us most of the week. I was quickly reminded that prices are higher in Maui than they are in Columbus, Ohio.

On my way back up to the hotel room, I stopped for coffee ($13.54). After putting the groceries away, we headed out to our favorite beach for sand castle construction, wave riding, and snorkeling adventures. We played hard, had a blast, and spent no extra money in the middle of the day — a perfect combination.

Walking home from the beach, we stopped for dinner at Leilani's ($49) in Whaler's Village, one of our favorite restaurants in Maui.

We managed to find out that walking a couple of miles along the beach, riding waves, and otherwise staying active all day while my wife was 21 weeks pregnant was a little too much activity. She actually spent most of the day resting up in the room (but rebounded well for Monday).

On the way back from church, my daughter and I walked to a local shop to pick up our only purchased item for the day — lip balm with SPF ($2).

For the rest of the morning and early afternoon, my daughter and I spent the day at the beach building sandcastles, snorkeling, and, of course, riding more waves.

We used all free and local materials for the castle and we ended up eating dinner from what we bought in groceries on Saturday, so it was a pretty inexpensive day. I love beach vacations for many reasons, one of which is that after travel and lodging expenses, you don't have to spend much money to have a great and exciting trip.

Our trip continued from this point and only became more enjoyable. We had the fortunate opportunity to reconnect as a family, make some amazing memories, and live fulfilled in the present.

The trip reminded us that there can be tremendous benefits to sacrifice and hard work — as long as you have a sound financial plan, and you follow it.