Forget San Francisco and New York: These are the 19 best places to live where the typical home costs less than $260,000 and monthly rent is under $1,000

Population: 879,291

Median home price: $196,075

Median monthly rent: $923

Value index: 7.2

Despite the snowy winters, living in Albany comes with several advantages. Albany offers a cost of living lower than the national average and the cost of housing sits well below the rest of the US as a whole. In terms of jobs, the city's tech and healthcare industries are on the rise.

Albany's downtown is lined with art galleries, wine shops, and churches for visitors to peruse. In keeping with the city's cold climate, hockey is the sport of choice for residents.

Population: 728,271

Median home price: $232,983

Median monthly rent: $1,009

Value index: 6.2

Charleston's charming, historic, and sophisticated ambiance is exemplary of southern culture. "Not only is the area overflowing with entertainment and good food, but this low country locale is also gorgeous," said a local expert.

Tourism is booming in Charleston, creating plenty of jobs, especially in the summer months. Year-round, jobs in tech, sales, marketing, and advertising keep the city's economy strong.

Population: 1,995,004

Median home price: $171,075

Median monthly rent: $855

Value index: 7.4

Ohio's capital is a bustling city with a youthful flavor and a passion for sports, music, and entertainment. For many residents, life revolves around the Ohio State University football team — "the region lives and breathes football," as one local expert put it. But it's the business-friendly economy and affordability that contributes to its entry on this list. Between home prices, monthly rents, and the overall cost of living, Columbus is cheaper than most metros of its size.

Population: 533,110

Median home price: $179,408

Median monthly rent: $932

Value index: 7.0

In Lancaster, residents can breeze through numerous environments in the course of a day, from rolling farmland to busy city streets to quiet suburbs. Though dairy farming rules the economy here, major companies, including Kellogg's and Mars, also call the area home.

Lancaster might be famous for its Amish and Mennonite population, but the town is also bustling with a mix of college students and non-religious families.

Population: 862,064

Median home price: $159,692

Median monthly rent: $762

Value index: 7.2

Once a sleepy small town, Greenville has witnessed a cultural revival in recent years, complete with an influx of new restaurants and businesses. Though the summers can get hot, the city's typically mild weather make it possible to explore downtown on foot anytime of the year.

An influx of manufacturing jobs have also boosted Greenville's economy, with brand-name companies, such as GE and Michelin, setting up shop in town.

Population: 904,834

Median home price: $165,667

Median monthly rent: $833

Value index: 7.9

Due to a combination of Omaha's history of cattle ranching and its current landscape of bustling tech startups, the city has earned the nickname "Silicon Prairie." Plus, eight Fortune 500 companies are headquartered in Omaha, including Berkshire Hathaway, Union Pacific Railroad, and Mutual of Omaha. Young professionals and families are attracted to the city primarily for its affordability, safety, and strong economy.

Population: 6,482,592

Median home price: $216,575

Median monthly rent: $955

Value index: 7.1

Houston is a major player in the oil and gas, manufacturing, aerospace, and healthcare industries — it's also home to 26 Fortune 500 companies. According to one local expert, "a paycheck goes further in Houston than it does in other major cities, with affordable housing and free or cheap attractions." Plus, the city has an affinity for food, counting some 11,000 restaurants within its boundaries.

Population: 663,680

Median home price: $221,475

Median monthly rent: $842

Value index: 7.4

Idaho's capital city is "a recreationalist's paradise," according to one local expert, who also said Boise sits "squarely on the boundary of urban and rural, civilized and wild, refined and raw." The region is home to more than 22,000 Boise State University students and provides jobs at government agencies as well as in tech and healthcare.

Population: 2,381,152

Median home price: $200,942

Median monthly rent: $893

Value index: 7.5

A "melting pot effect" draws all types of people to Charlotte, a place with "equal parts old-fashioned southern charm and high-energy cosmopolitan bustle," touted one local expert. NASCAR and motorsports are a cultural cornerstone of Charlotte. The Queen City houses Bank of America's headquarters and major offices for Wells Fargo, making it one of the largest financial hubs in the country.

Population: 4,486,153

Median home price: $235,333

Median monthly rent: $989

Value index: 6.6

Come for the weather, stay for the city: Phoenix boasts more sunny days per year than any other city in the US, according to a local expert. But it's the thriving job market, variety of shops and restaurants, and easy access to numerous outdoor activities — think everything from hiking to paddleboarding — that keep residents happy long-term.

Population: 634,269

Median home price: $238,375

Median monthly rent: $919

Value index: 7.3

Wisconsin's capital is a "hotbed of the healthcare, information technology, and manufacturing industries," said a local expert. The area is also home to the University of Wisconsin at Madison, providing hundreds of jobs in education. Madison has a unique food culture that's a blend of fine dining and farmer's markets catering to the city's college students, young professionals, and families.

Population: 2,332,345

Median home price: $200,667

Median monthly rent: $909

Value index: 7.0

At once a destination city and a down-home community, San Antonio offers up a variety of cuisines, music styles, and art for visitors and locals. The city hosts "more than 50 major events and festivals throughout the year," a number of which honor the area's Spanish heritage, said a local expert. San Antonio is home to four military and air force bases and camps, collectively known as Joint Base San Antonio.

Population: 1,786,119

Median home price: $227,814

Median monthly rent: $947

Value index: 7.8

Raleigh-Durham and Chapel Hill are collectively known as the Triangle, an area anchored by its foundation in research and tech. The Triangle employs nearly 40,000 residents at companies like IBM, SAS Institute Inc., and Cisco Systems as well as surrounding colleges Duke, North Carolina State, and the University of North Carolina at Chapel Hill. A strong job market coupled with a burgeoning microbrewery and dining scene draws 80 new residents every day, said a local expert.

Population: 1,028,173

Median home price: $166,608

Median monthly rent: $786

Value index: 8.1

Grand Rapids attracts "college students and young families with its healthy job market, affordable housing, and outdoor recreational activities," said a local expert. The self-proclaimed "Beer City USA" has more than 40 breweries as well as dynamic public art and music scenes.

Once a hub for furniture production, Grand Rapids' job market is now dominated by education and healthcare, with many opportunities for workers without a college degree.

Population: 1,794,570

Median home price: $236,267

Median monthly rent: $899

Value index: 7.3

Honky-tonk culture and an entrepreneurial spirit define Nashville. "A blossoming job market and an exploding entertainment scene [are] fueling an appetite (and thirst) for all things locally sourced and artisanal in craft," a local expert said. Thousands of residents work in healthcare at the area's large hospitals and research centers, small startups, and business accelerator programs.

Population: 3,488,436

Median home price: $237,367

Median monthly rent: $963

Value index: 7.9

The Twin Cities have "big-city amenities like museums and sports stadiums, but also have an approachable, Midwestern feel," according to a local expert. Residents are accustomed to the area's changing seasons, participating in ice fishing and cross-country skiing in the winter and music festivals and baseball games in the spring and summer.

Jobs are available in science-focused fields at companies like Xcel Energy and Medtronic as well as retail corporations like Best Buy and Target.

Population: 611,755

Median home price: $181,217

Median monthly rent: $831

Value index: 8.5

Des Moines is drawing millennials and young families alike for its "one-of-a-kind shops, locally owned restaurants, and hip bars" as well as its historical residences in quiet neighborhoods, said a local expert. Home to more than 80 insurance companies including giants Allied Insurance and Wellmark Blue Cross Blue Shield, the job market is thriving.

Population: 688,643

Median home price: $255,233

Median monthly rent: $1,013

Value index: 7.2

Colorado Springs is "booming, with new residences popping up alongside quality schools, parks, and cultural attractions," touts a local expert. The city is just an hour drive from Denver and in close proximity to Aspen and Vail's world-class ski resorts. Military jobs influence Colorado Springs' culture and economy, but jobs are also available in medical innovation and tech.