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I've been through the eye of a Category 4 hurricane - here are 7 things you should do to protect your money before and after

Hillary Hoffower   

hurricane Michael satellite october 9

NOAA via AP

Hurricane Michael is expected to make landfall on Florida's Gulf Coast.

  • Hurricane Michael, a Category 4 storm, is heading toward Florida's Gulf Coast, where it's expected to make landfall Wednesday.
  • I used to live in Florida and have a few Category 4 hurricane experiences under my belt that left me with a few lessons learned along the way.
  • Here's what you should know when it comes to protecting your money during a hurricane.

Hurricane Michael is heading toward Florida's Gulf Coast, where it's expected to make landfall Wednesday. It's currently a Category 4, which the Saffir-Simpson Hurricane Wind Scale defines as a storm with winds running 130 to 156 miles per hour.

As someone who grew up in hurricane territory - otherwise known as Florida - I can tell you this much: A Cat 4 hurricane is nothing to take lightly, especially when it's heading for an area that isn't usually faced with storms of that force.

I've been through two Category 4 storms myself. The first, Hurricane Charley in 2004, was a beast with winds of 145 mph - and the eye passed right through where I was taking shelter.

The second, Hurricane Irma in 2017, was hard to avoid and I was forced to evacuate; after much debated prediction about which side of Florida it would land on, it hit the west side of Florida. I was taking shelter on the east coast, but the hurricane was so monstrous that I still experienced the effects from the right-front side of the storm, where the strongest winds are.

As a hurricane veteran, I've picked up a thing or two on how to prepare for and deal with the aftermath of a hurricane, particularly when it comes to the most important and vulnerable aspects - your finances.

Here, seven things you should know about financially preparing for Hurricane Michael.

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