The banks that get their technology strategy right will stay profitable at a time when sluggish global growth, low interest rates and ever-developing regulations are hitting the bottom line.
Those that don't, won't. Goldman Sachs is aiming to be in the former camp.
Goldman employs around 9,000 people in its tech division globally, about 25% of its total staff.
We got the opportunity to follow two of them around for the day in London: Samira, a developer working on trading applications for the foreign exchange desk; and Ria, who works in cyber-security threat detection.
Here's what their day is like: