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I retired at 52 with a $3 million net worth - here's what a week of my spending looks like

John from ESI Money   

ESI Money

ESI Money

John retired in August 2016 at the age of 52.

  • John, aka ESI Money, was a business executive for 28 years before he retired at age 52 with a $3 million net worth.
  • He writes about his journey to early retirement and everything that comes after it on the blog ESI Money - it stands for earn, save, invest.
  • For Business Insider's "Real Money" series, John shares how he spent his money during a week in May.
  • Want to share a week of your spending? Email your money@businessinsider.com.

I retired at 52 in August 2016 after a 28-year career as a business executive.

My wife and I are what some would call "fat FIRE" - we live off the income our assets produce, not having to drawdown the assets themselves.

Our income-earning assets include real estate (14 units we bought after the housing crash in Michigan), websites (both ESIMoney.com and RockstarFinance.com, which I bought this past December), dividends from our Vanguard index funds, and interest from cash.

My wife works - it started as a job for fun and they wanted to pay her for the 15 hours a week she puts in - and my daughter is in her last year of college, and we have a son at home who works full time.

We moved to Colorado Springs, Colorado, three years ago and love it. I wish we had moved here 20 years ago. We have lived all over the country including Pittsburgh, Nashville, Grand Rapids, and Oklahoma City, all low cost-of-living cities.

Here's what a week of my spending looks like:

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