Here's how much people with and without debt spend on 9 common expenses

Hinterhaus Productions/Getty Images

48% of those in credit card debt reported being willing to cut their dining out budget in half in order to save money.

• A new survey by CreditCards.com revealed the luxury spending habits of those in credit card debt and not in credit card debt.
• Those with credit card debt reported spending slightly more on most luxury expenses, excluding car loans and leases and leisure travel.
• Both debtors and non-debtors spent the most on car loans and leases and were the most willing to cut back on dining out and takeout food expenses.
• Visit Business Insider's homepage for more stories.

Whether you're in credit card debt or not, there are certain things you may not want to skimp on. Whether it's splurging on that yearly vacation, going out to eat, or getting the latest iPhone, both those in debt and not in debt spend about the same per year on certain luxury expenses, according to a new report.

Results of a recent survey by CreditCards.com revealed the spending habits of those in credit card debt and not in credit card debt in 9 categories. The categories were all classified as "luxury" expenses, and the survey analyzed responses from 2,482 adults. The survey also discovered the percentages of those in debt and not in debt that would be willing to cut their yearly expenses by 50% in each category.

Read more: I've paid off over $8,000 of credit card debt thanks to a simple habit change I didn't realize I needed to make

Here are the average spending habits of debtors and non-debtors on 9 luxury expenses, plus the percentages of people who'd be willing to cut back on each category.