scorecard
  1. Home
  2. finance
  3. Goldman Sachs wants to lend you money now

Goldman Sachs wants to lend you money now

Jonathan Marino   

Goldman Sachs wants to lend you money now
Finance2 min read

Lloyd Blankfein

Reuters/Carlo Allegri

Goldman Sachs is looking to launch a lending business online.

One of the biggest investment banks on Wall Street is making a change to its business model, according to the New York Times.

Goldman Sachs is ready to lend you money. Yes, you.

Last month, the bank hired Harit Talwar, the former CMO at Discover Financial Services, as a partner.

Soon Goldman will offer loans online to both consumers and to small businesses as it looks to tap into a marketplace worth nearly $850 billion.

Taking on consumer lending means taking on a broader field of competitors. Along with traditional credit providers, websites like Lending Club and On Deck have moved into the peer-to-peer lending business.

Goldman can establish a consumer lending business now. This is because it converted to being a bank holding company during the financial crisis in order to receive protection from the federal government.

News of Talwar's hiring has long been public. But, Monday, the New York Times explained how much clout Goldman's new hire was being provided to quickly build out a consumer lending program.

He'll have a staff of roughly 100 and Goldman's lending unit is expecting to launch new loans in early 2016, according to the story.

Goldman Sachs did not comment when Business Insider tried to confirm elements of the Times' story.

NOW WATCH: Forget the Apple Watch - here's the new watch everyone on Wall Street wants

READ MORE ARTICLES ON


Advertisement

Advertisement