Take a look inside Circle - the app that lets you send money like a text message
This is the main screen of the app and shows your balance, along with your message and payments history.
You can convert it to dollars instantly if you wish. Circle works in the UK and US.
If a contact owes you money, you can select them from the request money screen and nudge them to pay you.
You can set the amount down to the pence.
Add a message and off you go.
Your payee can accept or deny the request. You can include a gif from Giphy to convince them to accept.
Sending money to someone is just as easy. You type in the amount and add it to a message.
The money hits the other person's account instantly, thanks to the blockchain system that underpins the payment app.
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