From PNB to HDFC Bank—these eight banks have seen a rise in bad loans and the stocks have been beaten

Aug 3, 2021

By: Bhakti Makwana

Credit: BCCL

Punjab National Bank

Punjab National Bank has the most bad loans in its books at the end of June 2021. Gross NPA peaked to 14.33 per cent from 14.12 per cent just three months ago.

Credit: BCCL

Punjab National Bank

Shares of the bank have fallen 3.3 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were trading at ₹40.95, lower by 0.6 per cent.

Credit: BCCL

Bandhan Bank

Another bank with a high share of stressed loans was Bandhan bank. Gross NPA of the bank rose to 8.2 per cent in June quarter from 6.8 per cent in the previous quarter.

Credit: BCCL

Bandhan Bank

Shares of the country’s top microfinance lender have fallen 7 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were flat at ₹299.75.

Credit: BCCL

South Indian Bank

The Kerala based bank’s bad loans, in gross NPA terms, rose to 8 per cent in June quarter from 7 per cent in March quarter and 4.9 per cent in June quarter last year.

Credit: BCCL

South Indian Bank

The constant rise in bad loans seems to have concerned investors as the shares of the company have declined 15 per cent in the last one month.

Credit: BCCL

RBL Bank

Bad loans of the Mumbai based RBL Bank, as measured by gross NPA, have risen to 4.99 per cent in June quarter from 4.34 per cent in the previous quarter and 3.45 per cent in June quarter last year.

Credit: BCCL

RBL Bank

This has reflected the shares of the bank which fell 11 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were down 1.8 per cent at ₹190.85.

Credit: BCCL

Kotak Mahindra Bank

Bad loans of the ₹3.3 lakh crore Kotak Mahindra Bank rose to 3.6 per cent gross NPA in June quarter from 3.3 per cent in March quarter.

Credit: BCCL

Kotak Mahindra Bank

Shares of the bank have fallen 3.8 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were flat at ₹1,668.85.

Credit: BCCL

Federal Bank

In June quarter, Federal Bank’s bad loans edged up to 3.5 per cent from 3.4 per cent gross NPA in the previous quarter and 3 per cent in the June quarter last year.

Credit: BCCL

Federal Bank

Shares of the bank have fallen 1.3 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were up 0.4 per cent at ₹86.90.

Credit: BCCL

Indusind Bank

Gross NPA of Indusind Bank rose to 2.9 per cent in June quarter from 2.7 per cent in the previous quarter.

Credit: BCCL

Indusind Bank

Shares of the bank fell 2.7 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were up 0.8 per cent at ₹995.90.

Credit: BCCL

HDFC Bank

Although the country’s largest private sector bank has the least proportion of bad loans among all peers, it still added to the pile. Gross NPA rose to 1.5 per cent in the June quarter from 1.3 per cent at the end of March.

Credit: BCCL

HDFC Bank

Shares of the bank were down 4.6 per cent in the last one month. On August 3, 9:15 a.m., shares of the bank were flat at ₹1,424.

Credit: BCCL

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