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DEUTSCHE BANK: 'Canada Is In Serious Trouble'

Andy Kiersz   

DEUTSCHE BANK: 'Canada Is In Serious Trouble'
Stock Market1 min read

Deutsche Bank's chief international economist Torsten Sløk has circulated a chart deck looking at global housing markets, and Canada stands out as having quite a few problems.

Sløk dedicated seven charts to the country.

Simply put, debt levels are very high, and with sky-high home prices cooling off, we could see pressure on the Canadian financial system and the labor markets.

While US households have been deleveraging since the Great Recession, Canadian household debt as a percent of household income is higher than ever:

Canada Household Debt To IncomeTorsten Slok/Deutsche Bank

The mortgage credit market has been slowing down, which is a bad sign for the housing market:

Canada Mortgage Debt GrowthTorsten Slok/Deutsche Bank

Other forms of debt have also been exploding, while income has grown at a much slower rate:

Screen Shot 2015 01 08 at 10.14.45 AMTorsten Slok/Deutsche Bank

Construction of houses has been level over the last decade, while multifamily units like apartments have reached record highs:

Canada multifamily vs detached housingTorsten Slok/Deutsche Bank

Canada's biggest housing market, Toronto, has been slowing down over the last couple years:

Canada Toronto housing startsTorsten Slok/Deutsche Bank

Meanwhile, Canada's West Coast metropolis of Vancouver has held steady:

Canada Vancouver Housing StartsTorsten Slok/Deutsche Bank

Any difficulty in the Canadian housing market could bleed over into the larger economy, since construction is a much larger part of Canadian employment than US employment:

Canada vs US housing construction jobsTorsten Slok/Deutsche Bank

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