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China's banking system is flashing a red warning signal

Sep 20, 2016, 14:10 IST

Danger!Flickr/Alexander Svensson

The amount of debt used to fuel China's economic growth has long been a worry to global investors.

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Earlier this year, George Soros said that China's debt expansion "eerily resembles what happened during the financial crisis in the US in 2007-08, which was similarly fueled by credit growth."

And the warnings are getting more insistent.

The Bank for International Settlements in Basel, which is a global organisation of central banks, released data showing just how dangerous China's debt bubble is becoming.

The BIS said that China's credit-to-GDP gap now stands at 30.1%, the highest for any country since data was collected in 1995.

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The measure describes how fast credit has been growing in a country, and is an early warning signal for financial crises. It displays the difference between a country's debt-to-gdp ratio and the long-term trend. The BIS said anything above 10% needs attention. On that basis, Canada is also entering into dangerous territory.

Here is the chart:

BIS

And here is the BIS (emphasis ours):

"Despite the slowdown in cross-border credit in late 2015 and early 2016, a number of countries still showed signs of strongly above-average domestic credit growth, which could sow the seeds for potential financial strains.

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According to the BIS early warning indicators, which are intended to capture financial overheating and potential financial distress over medium-term horizons, credit growth continues to be unusually high relative to GDP in several Asian economies as well as in Canada."

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