* Policy rate kept unchanged at 5.15 pc
* GDP growth for 2020-21 fiscal pegged at 6 pc
* Upward bias expected in overall food prices on account of vegetables, pulses
* Accommodative stance to revive growth maintained; inflation to remain elevated in short-run
* Retail inflation projection revised upwards to 6.5 pc for January-March quarter
* Breakout of Coronavirus may impact tourist arrivals, global trade
* Rationalisation of personal income tax rates in the 2020-21 Budget to support domestic demand
* Need for adjustment in interest rates on small saving schemes outlined
* Pricing of loans by banks for the medium enterprises to be linked to an external benchmark effective April 1
* Time for restructuring of GST-registered MSME loans extended till December 2020, from March 2020 at present
* Revised regulations for housing finance companies to be issued
* RBI to periodically publish a composite 'Digital Payments Index' (DPI) from July 2020 to capture the extent of digitisation of payments
* Framework for a Self-Regulatory Organisation (SRO) for digital payments to be issued
* Pan India Cheque Truncation System (CTS) to be made operational by September
* Extension of date of commencement of commercial operations of project loans for commercial real estate, delayed for reasons beyond the control of promoters, by one year, allowed
* Crude prices likely to remain volatile
* Foreign exchange reserves stood at USD 471.4 billion on February 4, 2020
* Net FDI rose to USD 24.4 billion in April-November 2019, against USD 21.2 billion a year ago
* Net foreign portfolio investment (FPI) stood at USD 8.6 billion in 2010-20 (till February 4) as against net outflows of USD 14.2 billion in the year ago period
* All six members of Monetary Policy Committee vote in favour of maintaining status quo on interest rate
* Next meeting of the MPC scheduled during March 31, April 1 and 3, 2020. JD ANSANS