Satish Mehta
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Latest Stories from Satish Mehta
Who Will Score The Scorer? - Part 2
Last week, we discussed three possible issues that are beyond the control of the individual and yet…
Who Will Score The Scorer? - Part 1
At the height of the global financial crisis and even before that, a voice that cut across the glob…
Lenders Yet To Reward Good Credit Behaviour: How To Break The Logjam (Part 2)
But to discuss this, we need to understand why interest rates are so high on credit cards. The main…
How Today’s Women Are Faring In The Credit World
Look around and you will find a lot of women – from Indra Nooyi to Sheryl Sandberg – who are strong…
Lenders Yet To Reward Good Credit Behaviour: Can We Break The Logjam?
Over the past several years of my professional life, I have taken a couple of housing loans, a coup…
Follow These 10 Commandments And Credit Cards Won’t Rule Your Life
My secretary discovered the other day that I was the former MD of CIBIL and sheepishly requested fo…
Fee For A Credit Report Versus Free Credit Report: Part 2
Last week, we left a discussion incomplete – deliberately – so that all of us could deliberate. Fre…
3 Ways To Boost The Power Of Plastic Money
The power of plastic money, which effectively promotes the ‘buy now, pay later’ policy, has become …
Fee For A Credit Report Versus Free Credit Report: Part 1
In a credit information reporting system, typically the four stakeholders are: Everyone will agree …
From No Credit To Credit In 3 Simple Steps
Has your loan application been rejected because you don’t have any credit history? So how do you bu…
Loan Application Rejected – What’s Next?
Have you ever applied for an auto loan, a home loan or a personal loan? What if the loan applicatio…
Negative Interest Rate: Taking Deflation Head-on, But Will It Work?
I am walking down nostalgia lane, in the days when there was no Internet, no e-mail, no mobile phon…
Start The Countdown To Good Credit Health; It’s No Longer A Distant Dream
Way back in the late 1960’s, American astronaut Neil Armstrong immortalised the Moon odyssey with a…
Are You Suffering From Lazy Password Syndrome? Here Are 7 Ways To Fight It
Laziness is a universal syndrome – even the most active person succumbs to it at times. Strangely, …
5 Ways To Improve Your Credit Score
Your credit score is a three-digit number that can make or break your financial dreams. This number…
First-time Borrowers, Do Not Worry
We all have dreams that we want to fulfil, don’t we? But some dreams do come at a cost. At such tim…
What If You Win A Lottery!
Most of us fervently wish we could win a lottery – an easy ticket to fulfil many dreams. But rarely…
Think Before You Apply For Loan
When you want to avail a loan, you apply to various lending institutions, don’t you? Also, it is a …
Does Your Credit Score Depend On Your Income?
Let us get the basics clear. Race, religion, gender, nationality, marital status and employment his…
To Shift Or Not To Shift Lenders – That’s The Question
In this age of stiff competition among lenders, each one of them makes an effort to bring in a diff…
Getting Married? Don’t Fall For These Credit Myths
Marriage is a union of two souls and from a financial standpoint, it means saving for the future, b…
How Many Credit Cards Should You Have?
Nowadays, everyone holds a credit card. Well, almost everyone. While it is a convenient option for …
Pre-Plan Your Home Loan
Draw a budget sheet and evaluate your income and expenses. Also consider your contingencies and sav…