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In fact, many millionaires out there are just like you, living modest lives in average homes, and looking for ways to optimize savings.
Farnoosh Torabi spoke with several of these "millionaires next door" on her personal finance podcast, "So Money," and asked them how they got to where they are today: with a net worth of $1 million or more before age 50.
Here's what the millionaires had to say: