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Less than half of states in the US require that students at public high schools take a personal finance class before they graduate.
"Even if they have personal finance being taught in high school, that's too late," explains Gregg Murset, certified financial planner and founder of MyJobChart.com, a free tool that teaches kids about money.
Kimberly Foss, certified financial planner and founder of Empyrion Wealth Management, echoes this sentiment: "Our values, insights, and habits about money are really formulated when we're young, just like everything else, so the earlier you start, the better."
Here, we've compiled money lessons you can introduce to your kids as early as kindergarten - and strategies to help convey these basics.
No guarantees they'll grow to be millionaires, but if you can emphasize these concepts from a young age, they'll be ahead of the curve.