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6 changes I made this year that saved me hundreds of dollars

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Kathleen Elkins/Business Insider

You learn a lot about money during your first year working in the "real world."

Like most things in life, you learn through trial and error - through failing, making adjustments, and then failing again, until you find something that works.

My first full year working in the real world was littered with blunders - but with blunders come valuable lessons. And with valuable lessons come a wiser approach to your life, career, and finances.

After a year of trial and error, here are six of the most effective changes I made when it came to managing my money:

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