25. Provo, Utah
Median income: $12,032
Average credit card balance: $4,084
Debt as a percentage of income: 33.94%
24. Russellville, Arkansas
Median income: $17,054
Average credit card balance: $5,791
Debt as a percentage of income: 33.96%
23. Plattsburgh, New York
Median income: $16,349
Average credit card balance: $5,620
Debt as a percentage of income: 34.38%
22. Valdosta, Georgia
Median income: $17,852
Average credit card balance: $6,147
Debt as a percentage of income: 34.43%
21. Lakewood, New Jersey
Median income: $18,546
Average credit card balance: $6,500
Debt as a percentage of income: 35.05%
20. Kalamazoo, Michigan
Median income: $14,599
Average credit card balance: $5,151
Debt as a percentage of income: 35.28%
19. Beaver Falls, Pennsylvania
Median income: $15,478
Average credit card balance: $5,572
Debt as a percentage of income: 36%
18. San Marcos, Texas
Median income: $13,689
Average credit card balance: $4,977
Debt as a percentage of income: 36.36%
17. Deming, New Mexico
Median income: $13,873
Average credit card balance: $5,062
Debt as a percentage of income: 36.49%
16. Richmond, Kentucky
Median income: $14,431
Average credit card balance: $5,425
Debt as a percentage of income: 37.59%
15. Ames, Iowa
Median income: $12,184
Average credit card balance: $4,582
Debt as a percentage of income: 37.61%
14. Auburn, Alabama
Median income: $12,184
Average credit card balance: $4,582
Debt as a percentage of income: 37.61%
13. Dahlonega, Georgia
Median income: $14,388
Average credit card balance: $5,476
Debt as a percentage of income: 38.06%
12. Cordele, Georgia
Median income: $16,852
Average credit card balance: $6,450
Debt as a percentage of income: 38.27%
11. Warrensburg, Missouri
Median income: $13,415
Average credit card balance: $5,154
Debt as a percentage of income: 38.42%
10. Laramie, Wyoming
Median income: $16,822
Average credit card balance: $6,499
Debt as a percentage of income: 38.63%
9. Carbondale, Illinois
Median income: $11,913
Average credit card balance: $4,629
Debt as a percentage of income: 38.86%
7. (TIE) Hammond, Louisiana
Median income: $14,865
Average credit card balance: $5,819
Debt as a percentage of income: 39.15%
7. (TIE) Marquette, Michigan
Median income: $13,651
Average credit card balance: $5,345
Debt as a percentage of income: 39.15%
6. Milledgeville, Georgia
Median income: $13,055
Average credit card balance: $5,199
Debt as a percentage of income: 39.82%
5. Monsey, New York
Median income: $18,825
Average credit card balance: $7,569
Debt as a percentage of income: 40.21%
4. Lake Placid, Florida
Median income: $13,830
Average credit card balance: $5,594
Debt as a percentage of income: 40.45%
3. Stillwater, Oklahoma
Median income: $14,378
Average credit card balance: $5,870
Debt as a percentage of income: 40.83%
2. Ruston, Louisiana
Median income: $12,893
Average credit card balance: $5,269
Debt as a percentage of income: 40.87%