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25 Banks Just Failed Europe's Biggest Ever Health Tests

Mike Bird   

25 Banks Just Failed Europe's Biggest Ever Health Tests

25 of Europe's biggest banks just failed the Eurozone's first united health check (out of 130 in total). Here's the breakdown from the ECB:

Key results of comprehensive assessment of 130 largest euro area banks:

Capital shortfall of €25 billion detected at 25 participant banks

Banks' asset values need to be adjusted by €48 billion, €37 billion of which did not generate capital shortfall

Shortfall of €25 billion and asset value adjustment of €37 billion implies overall impact of €62 billion on banks

Additional €136 billion found in non-performing exposures

Adverse stress scenario would deplete banks' capital by €263 billion, reducing median CET1 ratio by 4 percentage points from 12.4% to 8.3%

Exercise delivers high level of transparency, consistency and equal treatment

Rigorous exercise is milestone for the Single Supervisory Mechanism starting in November

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