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21 cities that are getting too expensive for retirees

Liz Knueven   

21 cities that are getting too expensive for retirees
Careers1 min read

retired couple relaxing summer

  • GoBankingRates' new data shows that many cities in Arizona, California, and Florida are getting too expensive for retirees due to high costs of homes, living expenses, and senior care.
  • Cities in California took the top three spots, including Ranchos Palos Verdes, Walnut Creek, and Lincoln, California.
  • Other cities on the list include popular retiree city Englewood, Florida, and Sarasota, Florida. Palm Springs, California also made the list.
  • Visit Business Insider's homepage for more stories.

For soon-to-be retirees planning to move to Florida, California, or Arizona, start saving more, because it might be more expensive than anticipated.

New data from GoBankingRates shows just how expensive some cities in these states are getting for retirees living on a fixed income. Of the top 21 cities on the list, all but one city were in these three states.

The data looked at 50 cities with a quarter or more of residents over age 65. To rank them, GoBankingRates looked at the average of the median home cost from Zillow between July 2018 and July 2019, as well as the year-over-year change. Other factors included the total cost of living expenses for someone 65 or older from the Bureau of Labor Statistics, and the cost of home healthcare and senior living facilities.

The rankings show that many of the cities that are becoming the most out of reach for seniors are smaller cities and towns in Florida, California, and Arizona. The top three cities that are becoming the most unaffordable for retirees are Ranchos Palos Verdes, California; Walnut Creek, California; and Lincoln, California.

Here are the top 21 cities where rising expenses will require a larger retirement fund:

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