Charles Rex Arbogast/AP Buying a lottery ticket is almost never worth the money.
- You can save thousands of dollars a year by making small changes to your spending in your everyday life.
- You may be spending way too much on things like coffee, gym memberships, and name-brand medicine.
- Here are 13 things you're spending too much money on.
- Visit Business Insider's homepage for more stories.
As the saying goes, nothing in this world is free.
The truth is that much of the time, everyday life is an expensive undertaking.
But with a few concrete changes and a minor shift in how you approach your daily expenses, you can save enough money each year to make a meaningful difference in your personal budget.
Take coffee for instance - if you simply make coffee at home instead of buying a cup from Starbucks every day, you could save yourself more than $1,000 a year.
But that's far from the only unnecessary expense. By bargain hunting, adopting a DIY mentality, and being willing to make a few life changes, you can save thousands of dollars each year, and in many cases can save you large sums of money on major purchases.
With that in mind, here are 13 things you are probably spending too much money on.