12 unexpected costs of having a kid
But filling a nursery isn't the only thing making demands on a new parent's wallet. Unscheduled doctor's visits, utility bill spikes, and the ever-increasing cost of childcare can hit new parents' bank accounts with a variety of unexpected costs.
While everyone's experience is different, a little foresight can be great for the budget. So we reached out and asked real parents, including our Business Insider colleagues: What costs did you not see coming before your baby was born?
Here's what they said: