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Saving money is easier than you thought.
- Money-saving tactics can often be unrealistic or forced.
- There are easy ways to spend and save money every day, like removing stored credit card numbers, implementing a 48-rule of spending, and logging every expense.
- Here are 12 unusual ways you can save money every day.
While you may already be familiar with some money-saving tactics - such as bringing your lunch to work instead of buying it or getting fewer cups of coffee out - there are more creative ways to save money every day that you may not yet be doing.
After all, when it comes to money matters, every cent does add up - literally.
For instance, I used to fall into the buy-lunch-at-work trap. Even though I'd aim to only spend up to $10 per day in the work cafeteria or going out with friends, that number would often inch up.
Once I added up how much I was spending per week, I realized that money was better off in savings or my emergency fund versus in overpriced lunches that I didn't even enjoy that much.
Bank of America's recent Better Money Habits Millennial Report found that 73% of millennials (ages 23-37) said their generation overspends on unnecessary indulgences. In addition, 35% of millennials reported not saving enough, while 17% said they spend more than they should.
All that said, there are many under-the-radar ways to save more money each day. Below, experts weigh in: