10 secrets no one tells you about buying a home before you sign

Being a homeowner is part of the American dream, but that white picket fence comes with a side of unexpected realities.

While buying and owning a home can be fun and rewarding, it's not all HGTV makes it out be. From hidden expenses to housekeeping demands, it involves a lot more mental and monetary effort than most originally anticipate.

According to Zillow, 52% of homeowners view their home as a financial investment and 48% view it as a reflection of who they are personally. That said, it's important to make the right decision when house shopping - and know what you're in for as you aim to get those keys in your hands.

Here's what no one tells you when it comes to buying and owning a home.