Get a quote for Berkshire Hathaway Travel Protection WaveCare insurance
You should absolutely make sure you have travel insurance before you cruise. This is especially true if you're exploring the Caribbean during hurricane season from June through November.
Without travel insurance, you could be out all or part of the money you've spent if you wind up not being able to go on the cruise for some reason, including inclement weather that's out of your hands.
Berkshire Hathaway offers cruise-specific travel insurance called WaveCare that includes trip cancellation or interruption insurance, travel medical insurance, medical evacuation coverage, travel assistance, and more.