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<ul><li>Two <keyword id="6371692" type="General" weightage="20" keywordseo="partners" source="Orion">partners</keyword> can open a joint account as long as they have the necessary documentation in place. </li><li>The absence of legal recognition for same-sex marriages in the country renders joint applications for LGBTQ <keyword id="6372479" type="General" weightage="20" keywordseo="couples" source="Orion">couples</keyword> impossible. </li><li>The separation and death of the partner will not confer any special rights on any of the partners.</li></ul>In a recent verdict, the Supreme Court refused to give <a href="https://www.businessinsider.in/india/news/same-sex-marriage-verdict-cji-says-parliament-needs-to-effect-changes-in-law/articleshow/104488235.cms">legal recognition to same sex marriages</a> and asked the Parliament to look into the Special <keyword id="6355896" type="General" weightage="20" keywordseo="marriage" source="Orion">Marriage</keyword> Act regarding this. However, the apex court did instruct the Union, state and UT governments to ensure that the community is not discriminated against. This brings up the question about the financial rights of LGBTQ couples. As these couples grapple with legal and societal hurdles, comprehending and securing their financial rights has become a priority. We take a look into the legal and financial aspects of LGBTQ couples. <cmsannotation type="cmsannotation" annotationid="Opening a joint bank account" comment="Subhead" text="Opening a joint bank account">Opening a joint bank account</cmsannotation> There is no bar for opening joint accounts. “Any two individuals can open a joint account together, regardless of their relationship status. Most banks will also allow you to open FDs jointly,” says Adhil Shetty, CEO, BankBazaar, a financial marketplace. Hence, two partners can open a joint account as long as they have the necessary documentation in place, as RBI does not discriminate in terms of gender when it comes to opening and operating accounts. <cmsannotation type="cmsannotation" annotationid="Joint home and car loans" comment="Subhead" text="Joint home and car loans">Joint home and car loans</cmsannotation> You cannot apply for a <keyword id="6354730" type="General" weightage="20" keywordseo="home-loan" source="Orion">home loan</keyword> jointly. “If one wants to apply for a home loan jointly, one of the mandatory requirements is proof of relationship – which is to be provided irrespective of the joint applicant being a partner, a parent, a child, or siblings. In the case of a couple, a marriage certificate is required,” says Anny Ghosh, Senior Consultant, Alpha Capital, a wealth management firm. Basically, the absence of legal recognition for same-sex marriages in the country renders joint applications for LGBTQ couples impossible. “Many banks and financial institutions are working on putting policies in place, but the progress is slow in the absence of clear directives from the regulatory and legal bodies,” says Shetty. Not just for home loans, this is applicable to any loan to be taken jointly. <cmsannotation type="cmsannotation" annotationid="Financial implications of adopting children" comment="Subhead" text="Financial implications of adopting children">Financial implications of adopting children</cmsannotation> The law does not prohibit adoption based on sexual orientation. “However, LGBTQ members will be able to adopt as a couple if same-sex union gets legalised in India as live-in couples are not yet permitted to adopt a child in the country, " says Ghosh. Therefore, any child adopted by them will be the child of either of them who is recognised as the adopting parent. “This effectively means that for the purposes of inheritance and succession, the child will be recognized as the child of only one of them. The other partner will have to perforce confer the benefits of inheritance on the child through will,” says Mani Gupta, partner, Sarthak Advocates &amp; Solicitor, a full service law firm. <cmsannotation type="cmsannotation" annotationid="Financial implications of separation and death" comment="Subhead" text="Financial implications of separation and death">Financial implications of separation and death</cmsannotation> The separation and death of the partner will not confer any special rights on any of the partners. “This means that the surviving partner in case of death will not get any inheritance benefits unless such benefit has been conferred through will,” says Gupta. Upon separation, none of the partners will be entitled to maintenance or alimony from the other. Retirement and pensionary benefits of one will not flow to the other partner. <cmsannotation type="cmsannotation" annotationid="Inheritance and property rights" comment="Subhead" text="Inheritance and property rights">Inheritance and property rights</cmsannotation> The judgement effectively maintains the status quo on the inheritance and property rights. “This means that LGBTQ couples would not be able to claim to be spouses of each other, and therefore, would normally not be able to claim benefits of intestate succession (i.e. on account of death without a will),” says Gupta. The couple may, however, confer the benefits of inheritance by inheritance through a will.

Same sex marriages are still not legal – A look at the financial rights of LGBTQ couples

<ul class="summary-list"><li>Meri Brown said on the "Sister Wives" tell-all that Kody "made the decision" to end their marriage.</li><li>Meri and Kody have been "spiritually" married for 32 years. </li></ul>TLC's "Sister Wives" star Meri Brown confirmed that her marriage to Kody Brown is over in the upcoming "Sister Wives: One on One" special, as seen in a sneak peek video <a href="https://people.com/tv/sister-wives-meri-brown-confirms-kody-split/">published by People</a>. Kody and Meri, who was his first legal wife, have been married for 32 years.In the clip, host Sukanya Krishnan asked Meri to react to footage from earlier in season 17 when Kody said he <a href="https://www.insider.com/sister-wives-kody-brown-meri-can-marry-another-2022-11">didn't consider himself married to her</a> and that if she met another man and got married, he wouldn't give her an "argument." Meri said it didn't "make sense" that Kody "made the decision" to end their spiritual marriage without talking to her about their relationship first. She pointed out that Kody had felt "frustrated" when his <a href="https://www.insider.com/sister-wives-christine-brown-leaves-kody-brown-after-27-years-2021-11">third wife Christine ended their marriage</a> of more than 25 years without consulting him, yet he did the same thing when ending his marriage with Meri.<div type="image" title="Kody Brown, Meri Brown, Janelle Brown, Christine Brown" height="928" width="1238" msid="96287730" hostid="261" sizebytes="65048"></div>She said that since 2018 — which marked their first anniversary since living in Flagstaff, Arizona — Kody has "led me to believe that he was trying." But recently, she noticed a change in his attitude."This last anniversary he's like, 'I don't even know why you called me, Meri.' He's like, 'We're not married. We're not acting as married,'" Meri continued in the clip.She said that during a phone call, she told Kody that if that's where their relationship was, they should probably tell the public. Kody didn't want to because he didn't want the "judgment" that comes with an announcement like that as a public figure. When asked directly by Krishnan if she considered herself still married to Kody and if she had gotten any say in the matter, Meri responded, "Well, he's already made the decision. You just saw him say that." Meri said she was still open to a reconciliation, something she's maintained since she and Kody's marriage <a href="https://www.insider.com/sister-wives-meri-brown-kody-didnt-fight-failed-romances-2022-10">troubles became clear to "Sister Wives" viewers in 2015</a>. <div type="image" title="Meri and Christine Brown on the Brown family property in Arizona." height="1481" width="1975" msid="96287731" hostid="261" sizebytes="125468"></div>She said she "definitely would" like to have a romantic marriage with Kody again, but added, "I don't think that he's interested" in repairing the relationship presently. Krishnan then informed Meri that Kody told her there was a moment in the past when he considered reconciling with Meri, which she said she had "no idea" about. Details of that moment are presumably coming in part one of the "Sister Wives: One on One" special, but they weren't described in the clip. Meri and Kody legally married in 1990 and have one child together, <a href="https://www.instagram.com/p/CfV-WXmLZ-Z/">Leon, who is 27 years old</a>. They legally divorced in 2014 so that Kody could lawfully adopt his fourth wife Robyn Brown's children from her first marriage. In 2015, Meri got entangled in a catfishing scandal which caused her and Kody to become estranged. As chronicled in previous seasons of "Sister Wives," the pair no longer have a romantic marriage, though if it were up to Meri, they would. They are still "spiritually" married, according to their sect of the Mormon faith. Part one of "Sister Wives: One on One" airs Sunday on TLC.

'Sister Wives' star Meri Brown says Kody 'made the decision' to end their spiritual marriage

<ul class="summary-list"><li>The US military's special-operations forces have had an outsize role in the war on terror.</li><li>Twenty years of fighting terrorists and militants have taken a heavy toll on those forces.</li></ul>For the past 20 years, US special operators have been on the frontline of the struggle against terrorism.Those special operators are small in number compared with their conventional counterparts, but they've made an outsize contribution to the global war on terrorism.After the invasions of <keyword id="11892774" type="UNKNOWN" weightage="60" keywordseo="afghanistan" source="Orion">Afghanistan</keyword> and <keyword id="11896848" type="UNKNOWN" weightage="60" keywordseo="iraq" source="Orion">Iraq</keyword>, most US counterterrorism operations involved unconventional warfare, with commandoes training local partners and conducting raids.That has played to the strengths of special operators, who see themselves as a scalpel rather than a hammer. Special-operations forces have thrived in such fast-paced, ambiguous environments.<h2>First in, last out</h2><div type="image" title="Army Rangers Afghanistan" height="974" width="2000" msid="87022285" hostid="261"></div>In the wake of the September 11 terrorist attacks, special operators were the first in Afghanistan.The Army's elite <keyword id="12135323" type="UNKNOWN" weightage="60" keywordseo="delta-force" source="Orion">Delta Force</keyword> launched a daring operation <a href="https://www.businessinsider.com/army-delta-force-longest-air-assault-ever-weeks-after-911-2021-9" target="_blank" rel="noopener">to take out Mullah Omar, the leader of the Taliban, in his own headquarters</a> deep in enemy territory. While that was taking place, Green Berets were leading local anti-Taliban fighters to defeat the Taliban and Al Qaeda in a matter of weeks.When the insurgency threatened to destroy Iraq and foil US-led reconstruction efforts there, special-operation forces orchestrated an industrial-scale counterterrorism campaign. Tier 1 units - Delta Force and SEAL Team 6, now known as Naval Special Warfare Development Group - led the effort to <a href="https://www.businessinsider.com/stanley-mcchrystal-leaders-and-lessons-from-al-qaeda-leader-al-zarqawi-2018-12" target="_blank" rel="noopener">dismantle Al Qaeda in Iraq with a relentless campaign of raids</a>, sometimes as many as three at night.The 75th Ranger Regiment also took on a more significant role, going after high-value targets that in the past would've been assigned to the Tier 1 units.Green Berets trained the Iraqi counterterrorism unit that later led the brutal but effective fight against ISIS. In Afghanistan, Green Berets trained their Afghan counterparts, aiming to win the hearts and minds of the population and secure their communities.<div type="image" title="Navy SEAL Team Six Afghanistan" height="1809" width="2500" msid="87022286" hostid="261"></div><keyword id="12101902" type="UNKNOWN" weightage="60" keywordseo="navy-seals" source="Orion">Navy SEALs</keyword>, Marine Raiders, Reconnaissance Marines, and Air Commandos played equally important roles in taking down terrorists or enabling other special operations."No one can deny that this has been an extremely tough war. Perhaps not in the sense that military historians think and write about warfare from the ancient times to today. This was our war. [Special-operations forces] were at the tip of the spear, and we fought relentlessly," a retired Delta Force operator told Insider."That is not to ignore or diminish the contribution of our conventional brothers and sisters," the retired operator added. "They played a hugely important role, and we are immensely grateful for their contribution. It is one of the SOF truths: Special operations require non-SOF support. I want to stress this. It's always a jointed or combined effort."The retired Delta operator and others in this story spoke anonymously to describe operations they conducted while in uniform.Small numbers of US special operators remain in Iraq, but US forces have withdrawn from Afghanistan, and the shift toward competition with near-peer adversaries like Russia and China means the war on terror is likely to continue winding down.<h2>A heavy toll</h2><div type="image" title="Navy SEAL Extortion 17 hearse funeral" height="1333" width="2000" msid="87022288" hostid="261"></div>In two decades fighting terrorism, 660 special operators have been killed and 2,738 wounded. Those totals are small compared to the casualties in past wars, but they took a significant toll on those forces.There are about 70,000 special operators across all services, making them about 3.5% of the US military's 2.1 million total troops. In such a small community, where members know each other by name, face, or reputation, every casualty is felt deeply."We played a big part in the war" and suffered because of it, with members of some units deploying more than a dozen times, straining families and mental health, a former Green Beret told Insider."Broken marriages [and] missed birthdays and anniversaries are just some of the residues of the relentless deployment cycle," the former Green Beret said. "But we were defending America forward. We weren't forced or coerced. We are volunteers. We responded [to] the cowardly attacks [of 9/11], and we responded with force and precision."While that toll has been heavy, US special-operations forces are now better prepared to face those near-peer adversaries.<div type="image" title="Special Forces North Macedonia paratrooper" height="1333" width="2000" msid="87022289" hostid="261"></div>"The wars were great in allowing us not only to develop tactics, techniques, and procedures but gear and technology to match them," the retired Delta Force operator said, adding that the experience allowed operators to work more closely and more effectively."We 'sharpened our blades' and learned what works and what doesn't," the retired Delta Force operator added. "We would never be able to advance so quickly in peacetime. It's cynical to say so, but the wars really helped us in that sense."Senior leaders at <keyword id="11993049" type="UNKNOWN" weightage="60" keywordseo="us-special-operations-command" source="Orion">US Special Operations Command</keyword>, which oversees each service's special-operations units, encapsulated those units' contributions to the war in a recent letter to the force.Gen. Richard Clarke, the SOCOM commander, and Chief Master Sgt. Gregory Smith, the SOCOM senior enlisted leader, wrote that they were inspired by the "generation of brave Americans who have answered the call to serve over the last two decades - like the courageous generations before them."Special operators serving on September 11 "approached their service with renewed dedication and resolve. Many more have raised their hand to serve," Clarke and Smith wrote. "Our Special Operations community has distinguished itself through countless acts of heroism and selflessness over almost two decades. That legacy of service and sacrifice continues."

20 years of fighting terrorism took a heavy toll but has helped prepare for a bigger fight, US special operators say

<ul class="summary-list"><li>In <keyword id="11892747" type="UNKNOWN" weightage="60" keywordseo="india" source="Orion">India</keyword>, a man divorced his wife for <a href="https://www.newindianexpress.com/states/karnataka/2022/may/28/maggi-for-breakfast-lunch-dinner-insta-divorce-over-insta-noodles-2458873.html">cooking him instant noodles for all his meals</a>, a judge said.</li><li>The judge named it the "Maggi case" after a popular brand of <keyword id="14122800" type="UNKNOWN" weightage="60" keywordseo="instant-noodles" source="Orion">instant noodles</keyword>.</li></ul>A judge in India said a man divorced his wife for cooking him instant noodles every day.ML Raghunath, a principal district- and sessions-court judge, recounted the case on May 27 at a <a href="https://citytoday.news/lok-adalat-to-be-held-across-karnataka-on-june-25/">press conference</a> at a court in Mysuru, a city in the southwestern region of India, <a href="https://www.newindianexpress.com/states/karnataka/2022/may/28/maggi-for-breakfast-lunch-dinner-insta-divorce-over-insta-noodles-2458873.html">The New Indian Express</a> reported.Raghunath told the outlet he was a district judge in Ballari when he attended to what he called the "Maggi case." He did not provide information on the date of the case or the names of the couple involved. Insider was not able to independently verify the case.The man said his wife would buy packets of Maggi noodles, a brand of instant noodles, and serve them to him for breakfast, lunch, and dinner throughout their marriage, Raghunath said at the press conference, according to the <keyword id="11893589" type="UNKNOWN" weightage="100" keywordseo="news" source="Orion">news</keyword> outlet. Eventually, the couple divorced with mutual consent, the judge said. Under <a href="https://legislative.gov.in/sites/default/files/A1954-43_1.pdf">India's Special Marriage Act of 1954</a>, <keyword id="12050317" type="UNKNOWN" weightage="60" keywordseo="divorce" source="Orion">divorce</keyword> by mutual consent requires both parties to live separately for one year and agree to dissolve the marriage.A 2018 study by the <a href="https://www.researchgate.net/publication/347228980_Changing_Trends_of_Divorce_in_India_Issues_Concerns">International Journal of Management, Technology, and Social Sciences</a> found India recorded a divorce rate of 11%. The same study found the US recorded a 50% divorce rate.While India's divorce rate is low, Raghunath said more married couples had been trying to call it quits in the past few years."Divorce cases are increasing drastically over the years," Raghunath said at the press conference, according to The New Indian Express. "Couples have to stay together for at least a year before seeking divorce. If there was no such law, there would be divorce petitions filed directly from wedding halls."<div type="image" title="Indian coupe fighting and sitting on ends of a sofa." height="4000" width="5333" msid="92027916" hostid="261"></div>The judge added that divorces were more prevalent in urban areas than in rural villages."In rural areas, village panchayats intervene and settle the problems. Women have no independence and their fear of society and family sentiments force them to cope with the situation. But in cities, women are educated and financially independent," he said at the press conference, according to The New Indian Express.Shubhada Maitra, a professor at the Tata Institute of Social Sciences in Mumbai, told <a href="https://www.hindustantimes.com/cities/others/mumbai-reported-an-average-of-22-divorce-petitions-daily-101612038442268.html#:~:text=The%20city%20reported%20an%20average,%2D2020)%2C%20data%20revealed">the Hindustan Times</a> last year that increased expectations were one of the reasons for the increase in divorce cases in India. Women in India are becoming more career-oriented, but many men still expect their wives to fulfill traditional roles, Maitra said."So, women bear double brunt, by working as an earning member of the family and at the same time also taking care of the household chores," Maitra told the Hindustan Times.

A man in India divorced his wife for cooking him instant noodles every day for breakfast, lunch, and dinner, judge says

<ul class="summary-list"><li>Janelle and Kody Brown announced they've "separated" after about 28 years of "spiritual" marriage. </li><li>Viewers have seen the divide between the pair grow during the COVID-19 pandemic. </li></ul>TLC's "Sister Wives" stars Janelle Brown and Kody Brown are "separated," they told "Sister Wives: One On One," host Sukanya Krishnan in <a href="https://www.youtube.com/watch?v=RxPnzMYkyjE&amp;ab_channel=TLC">a trailer for the special</a>, which airs December 18. "I'm separated from Janelle and I'm <a href="https://www.insider.com/sister-wives-christine-brown-says-she-and-kody-are-divorced-2022-2">divorced from Christine</a>," Kody told Krishnan in an individual interview first seen in a teaser for the special aired at the end of the season 17 finale."Kody and I have separated," Janelle said in her own individual interview seen in the teaser and the tell-all trailer. "We've been separated for several months." Both Kody and Janelle appear to think their marriage is over, but are reluctant to call their split a divorce. "Janelle has made it pretty clear to me that she's enjoying her life without me," Kody said. "I think if we both really sat down, we'd look at each other and say 'Really?'" Janelle told Krishnan, implying that the end of her marriage might be near. Kody and Janelle "spiritually" married in 1993 and Janelle became Kody's second wife. They've never been legally married. Since season one of "Sister Wives," in 2010, Janelle has said she enjoys the independence that plural marriage allows her. But <a href="https://www.insider.com/sister-wives-janelle-brown-wonders-if-marriage-kody-viable-2022-12">a rift between the couple</a> became clear to viewers on season 16 of the show when the COVID-19 pandemic physically divided the family. Janelle was vocal about not agreeing with Kody's strict rules regarding travel and disinfecting mail and groceries at the time. During a discussion between all of the Brown adults about their holiday plans <a href="https://www.insider.com/sister-wives-janelle-brown-tells-husband-kody-off-thanksgiving-covid-2022-1">amid the pandemic in 2020</a>, Janelle told Kody to "fuck off" for making her feel guilty for wanting to travel to see her children for Thanksgiving. <div type="image" title="Meri Brown, Janelle Brown, Kody Brown, Christine Brown and Robyn Brown" height="916" width="1221" msid="96162326" hostid="261" sizebytes="174838"></div>Similarly, in the season 17 finale, Janelle and Kody's argument about the holidays reached a climax when Kody told Janelle she didn't "give a shit" about the fact that he had experienced extreme symptoms of COVID-19 and therefore felt justified about the rules he'd made for his family to try to keep them safe. "Kody's acting like I was a COVID denier," Janelle said in a solo interview on the season finale reflecting on their fight. "I was not a COVID denier. I followed all the CDC rules, I wore a mask, I washed my hands, I was careful. I'm vaccinated, for crying out loud."The pair's separation comes after about 28 years of "spiritual" marriage. Since they're not legally married, no paperwork has to be filed to define their marital status. They share six adult children. Logan Brown, 28, Madison Brush, 27, Hunter Brown, 25, Garrison Brown, 24, <a href="https://www.insider.com/sister-wives-kody-brown-forgot-son-gabriel-birthday-2022-12" rel="">Gabriel Brown, 21,</a> and Savannah Brown, 18. Kody and his ex Christine Brown also announced that they had split in <a href="https://www.insider.com/sister-wives-christine-brown-leaves-kody-brown-after-27-years-2021-11">November 2021 after more than 25 years</a> of "spiritual" marriage. Christine was Kody's third wife. On the show, <a href="https://www.insider.com/sister-wives-kody-brown-meri-can-marry-another-2022-11">he's also said he doesn't consider himself married to his first wife</a>, Meri, any longer. "If she wanted to move on and marry another, she wouldn't get an argument with me," Kody said.Kody — who rose to reality TV fame for his plural marriages — now appears to be in only one romantic marriage with his legal wife, Robyn Brown."Sister Wives" airs Sundays at 10 p.m. on TLC

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Same sex marriages are still not legal – A look at the financial rights of LGBTQ couples

Anagh Pal

'Sister Wives' star Meri Brown says Kody 'made the decision' to end their spiritual marriage

Esme Mazzeo

20 years of fighting terrorism took a heavy toll but has helped prepare for a bigger fight, US special operators say

Stavros Atlamazoglou

A man in India divorced his wife for cooking him instant noodles every day for breakfast, lunch, and dinner, judge says

Katie Boon

'Sister Wives' stars Janelle and Kody Brown announce they are 'separated' in the tell-all special trailer

Esme Mazzeo

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