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<ul><li><keyword id="2118630" type="General" weightage="20" keywordseo="HMD" source="Orion">HMD</keyword> has launched the Crest and Crest Max smartphones in India.</li><li>The devices are at ₹14,499 and ₹16,499 respectively.</li><li>Here’s everything you need to know about the <keyword id="22526107" type="General" weightage="20" keywordseo="HMD-Crest" source="Orion">HMD Crest</keyword> and Crest Max smartphones.</li></ul> HMD today launched the Crest and Crest Max smartphones in India. The company has made its debut in the Indian smartphone market with the launch of the Crest lineup. The two new smartphones launched by the company support 4G and do not offer 5G support. The devices come with Repairability 1.0, allowing users to easily replace the battery, display, back panel and charging port. <h2>HMD Crest and Crest Max price in India</h2>The HMD Crest is priced at ₹14,499 for the single 6GB RAM + 128GB internal storage variant and comes in Midnight Blue, Royal Pink and Lush Lilac colour options. On the other hand, the <keyword id="22543532" type="General" weightage="100" keywordseo="HMD-Crest-Max" source="Orion">HMD Crest Max</keyword> is priced at ₹16,499 for the single 8GB RAM + 256GB internal storage variant. The device comes in Aqua Green, Deep Purple and Royal Pink colour options. Both smartphone will go on sale during the <keyword id="22545950" type="General" weightage="20" keywordseo="Amazon-Great-Freedom-Festival-sale" source="keywords">Amazon Great Freedom Festival sale</keyword> in August. <h2>HMD Crest and Crest Max specifications</h2> The HMD Crest and Crest Max run on Android 14 out of the box and will offer two years of Android updates. The devices feature a 6.67-inch Full HD+ OLED display with a 90Hz refresh rate. Both smartphones are powered by the Unisoc T760 chipset. While the Crest smartphone comes with 6GB RAM and 128GB of internal storage, the Crest Max features 8GB RAM and 256GB of internal storage. Coming to the camera department, the Crest smartphone features a dual camera setup at the back consisting of a 50MP primary camera and a 2MP secondary camera. On the front, the device sports a 50MP selfie camera. The HMD Crest Max features a triple camera setup consisting of a 64MP primary camera, a 5MP ultra-wide-angle lens, and a 2MP macro sensor. On the front, the device sports a 50MP selfie camera. Both smartphones are powered by a 5,000mAh battery with 33W charging support. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/webstories/oneplus-nord-4-vs-motorola-edge-50-pro-best-mid-range-phone-under-rs-35000/slidelist/111981979.cms">OnePlus Nord 4 vs Motorola Edge 50 Pro – Best mid-range phone under Rs 35,000</a> <a href="https://www.businessinsider.in/tech/mobile/news/google-pixel-9-pro-fold-to-launch-in-india-on-august-14-alongside-the-pixel-9-series/articleshow/111855704.cms">Google Pixel 9 Pro Fold to launch in India on August 14 alongside the Pixel 9 series</a> <a href="https://www.businessinsider.in/tech/mobile/webstories/samsung-galaxy-m35-5g-with-6000mah-battery-launched-in-india-starting-at-16999/slidelist/111806447.cms">Samsung Galaxy M35 5G with 6,000mAh battery launched in India starting at ₹19,999</a>

HMD Crest and Crest Max smartphones launched in India starting at ₹14,499

<ul><li>Xiaomi has launched the <keyword id="23572429" type="General" weightage="100" keywordseo="Redmi-A4-5G" source="Orion">Redmi A4 5G</keyword>, the company’s latest budget smartphone in India.</li><li>The Redmi A4 5G is priced starting at ₹8,499 and is available in two variants.</li><li>Here’s everything you need to know about the latest budget 5G smartphone from Xiaomi.</li></ul> Xiaomi today launched its latest budget smartphone, the Redmi A4 5G in the company’s A series. It is the successor of the Redmi A3 that was launched in India in February 2024. The Redmi A4 is a 5G smartphone, aimed at users looking for an affordable 5G smartphone or a secondary smartphone. This is now the most affordable 5G smartphone from the Chinese smartphone maker in India. <h2><keyword id="23654937" type="General" weightage="20" keywordseo="Redmi-A4-5G-price" source="Orion">Redmi A4 5G price</keyword> in India</h2>The Redmi A4 5G smartphone has been priced at ₹8,499 for the 4GB RAM + 64GB storage variant and ₹9,499 for the 4GB RAM + 128GB storage variant. The device comes in Starry Black and Sparkle Purple colour options and will be available from Amazon India, Mi Home Store and the company’s authorised retail stores from November 27. <h2>Redmi A4 5G specifications</h2>The Redmi A4 5G runs on Android 14 with the Xiaomi HyperOS skin on top. It will get two years of Android updates and four years of security updates. The Redmi A4 5G features a 6.88-inch HD+ IPS LCD display with a 120Hz refresh rate. The Redmi A4 5G is powered by the Qualcomm Snapdragon 4s Gen 2 chipset. It comes in two variants – 4GB RAM + 64GB storage variant and 4GB RAM + 128GB storage variant. It comes with a dedicated microSD card slot for storage expansion. Coming to the optics, the device features a dual camera setup at the back consisting of a 50MP primary camera and a secondary camera. On the front, the device sports a 5MP selfie camera. The smartphone is powered by a 5,160mAh battery with 18W charging support. It also features a side-mounted fingerprint sensor. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/android-16-developer-preview-announced-new-features-timeline-and-everything-you-need-to-know/articleshow/115476441.cms">Android 16 Developer Preview announced – new features, timeline and everything you need to know</a> <a href="https://www.businessinsider.in/tech/news/indian-wearables-market-declines-20-7-in-q3-2024-smartwatch-and-earwear-categories-struggle/articleshow/115447720.cms">Indian wearables market declines 20.7% in Q3 2024, smartwatch and earwear categories struggle</a> <a href="https://www.businessinsider.in/tech/mobile/news/tata-to-buy-a-majority-stake-in-pegatrons-iphone-plant-in-india/articleshow/115414852.cms">Tata to buy a majority stake in Pegatron's iPhone plant in India</a>

Redmi A4 5G with 120Hz display launched starting at ₹8,499

<ul><li>Realme has launched its latest mid-range smartphone, the <keyword id="21605929" type="General" weightage="100" keywordseo="Realme-GT-6T" source="Orion">Realme GT 6T</keyword> in India.</li><li>The Realme GT 6T is priced starting at ₹30,999 and is available in four variants.</li><li>Here’s everything you need to know about the latest mid-range offering from the Chinese smartphone maker.</li></ul> Realme today launched the much-anticipated Realme GT 6T, its latest smartphone in the GT series in India. The Realme GT 6T is the first GT series smartphone to launch in India after a gap of two years. The Realme GT 6T is a mid-range offering from the company and is offered in four variants, covering a large price segment. The Realme GT 6T is powered by the new Snapdragon 7+ Gen 3 chipset and offers up to 512GB of internal storage. <cmsannotation type="cmsannotation" annotationid="Realme GT 6T price in India" comment="subhead" text="Realme GT 6T price in India"><keyword id="21605933" type="General" weightage="20" keywordseo="Realme-GT-6T-price" source="Orion">Realme GT 6T price</keyword> in India</cmsannotation> The Realme GT 6T is priced starting at ₹30,999 for the 8GB + 128GB, ₹32,999 for the 8GB + 256GB variant, ₹35,999 for the 12GB + 256GB variant and ₹39,999 for the 12GB + 512GB variant. The Realme GT 6T comes in Razar Green and Fluid Silver colour options. It will be available from Amazon India, Realme online store and Realme authorised retailers across the country from May 29. <cmsannotation type="cmsannotation" annotationid="Realme GT 6T launch offers" comment="subhead" text="Realme GT 6T launch offers">Realme GT 6T launch offers</cmsannotation> As part of the launch offers, Realme has announced a discount of ₹4,000 on debit and credit card transactions from ICICI Bank, HDFC Bank and SBI. In addition to this, customers can avail an additional ₹2,000 off on exchange. <cmsannotation type="cmsannotation" annotationid="Realme GT 6T specifications" comment="subhead" text="Realme GT 6T specifications"><keyword id="21630630" type="General" weightage="20" keywordseo="realme-gt-6t-specifications" source="Orion">Realme GT 6T specifications</keyword></cmsannotation> The Realme GT 6T runs on Android 14 out of the box with the company’s Realme UI 5 on top. It features a 6.78-inch LTPO AMOLED display with a resolution of 2,789 x 1,264 pixels and a 120Hz refresh rate. The display comes with Corning Gorilla Glass Victus 2 protection. The Realme GT 6T is equipped with the Snapdragon 7+ Gen 3 chipset. It is available in four variants – 8GB RAM + 128GB internal storage, 8GB RAM + 256GB internal storage, 12GB RAM + 256GB internal storage and 12GB RAM + 512GB internal storage. Coming to the camera department, the <keyword id="21605934" type="General" weightage="20" keywordseo="Realme-GT-6T-features" source="Orion">Realme GT 6T features</keyword> a dual camera setup at the back consisting of a 50MP primary camera with Sony LYT-600 sensor with OIS and an 8MP ultra-wide-angle camera with Sony IMX355 sensor. On the front, the device sports a 32MP selfie camera. The Realme GT 6T is powered by a large 5,500mAh battery with 120W fast charging support, which the company claims can charge the device to 50% in 10 minutes. It comes with IP65 water and dust resistance. SEE ALSO: <a href="https://www.businessinsider.in/stock-market/webstories/awfis-space-solutions-ipo-price-band-to-risk-factors-all-you-need-to-know/slidelist/110305597.cms">Awfis Space Solutions IPO – Price band to risk factors, all you need to know</a> <a href="https://www.businessinsider.in/sports/webstories/rajasthan-royals-vs-royal-challengers-bengaluru-head-to-head-record-key-players-and-more/slidelist/110298325.cms">Rajasthan Royals vs Royal Challengers Bengaluru: head-to-head record, key players and more</a> <a href="https://www.businessinsider.in/tech/news/indias-pc-market-grows-by-2-6-in-q1-2024-recording-third-consecutive-quarter-with-growth/articleshow/110292150.cms">India's PC market grows by 2.6% in Q1 2024, recording third consecutive quarter with growth</a>

Realme GT 6T with Snapdragon 7+ Gen 3, 120W charging launched starting at ₹30,999

<ul><li>Samsung has launched the <keyword id="23594780" type="General" weightage="20" keywordseo="Galaxy-A16-5G" source="Orion">Galaxy A16 5G</keyword> smartphone in India.</li><li>The Galaxy A16 5G has been priced starting at ₹18,999 in the country.</li><li>The smartphoneoffers six years of Android and security updates.</li></ul> Samsung today announced the launch of its latest smartphone in its Galaxy A series, dubbed the Galaxy A16 5G. The device was introduced in Europe some time ago and has now made its way to India. The Galaxy A16 5G was launched in other markets with the company’s Exynos 1380 chipset, which is also used in the company’s<a href="https://www.businessinsider.in/tech/mobile/webstories/samsung-galaxy-m35-5g-with-6000mah-battery-launched-in-india-starting-at-16999/slidelist/111806447.cms"> Galaxy M35</a> smartphone. In India however, the company has equipped the device with the MediaTek Dimensity 6300 chipset. <h2><keyword id="23471093" type="General" weightage="100" keywordseo="Samsung-Galaxy-A16-5G" source="Orion">Samsung Galaxy A16 5G</keyword> price and availability</h2>The Samsung Galaxy A16 5G is priced at ₹18,999 for the 8GB RAM + 128GB storage variant and ₹21,999 for the 8GB RAM + 256GB storage variant. The device comes in Blue Black, Gold, and Light Green colour options and will be available from Amazon India, Flipkart and Samsung Online Store starting today, October 18. <h2>Samsung Galaxy A16 5G specifications</h2>The Samsung Galaxy A16 5G runs on Android 14 out of the box with the company’s OneUI 6.0 on top. The company has promised six years of Android updates and six years of security updates for the device, a first in this segment. It features a 6.7-inch Full HD+ Super AMOLED display with a 90Hz refresh rate. The Galaxy A16 5G runs on the MediaTek Dimensity 6300 chipset in India. It is available in two variants – 8GB RAM + 128GB storage variant and 8GB RAM + 256GB storage. Coming to the camera department, the Galaxy A16 5G features a triple camera setup at the back consisting of a 50MP primary camera, a 5MP ultra-wide-angle sensor and a 2MP macro lens. On the front, the device sports a 13MP selfie camera. The Galaxy A16 5G is powered by a 5,000mAh battery coupled with 25W charging. It is IP54-rated for water and dust resistance and comes with a side-mounted fingerprint sensor. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/webstories/best-smartphones-under-25000-in-india-in-october-2024/slidelist/114339207.cms">Best smartphones under ₹25,000 in India in October 2024</a> <a href="https://www.businessinsider.in/stock-market/news/hyundai-ipo-gmp-how-to-check-allotment-status-ipo-subscription-and-more/articleshow/114317600.cms">Hyundai IPO allotment – How to check allotment, IPO GMP, listing date and more</a> <a href="https://www.businessinsider.in/stock-market/news/bigger-they-are-harder-they-fall-a-look-at-how-the-countrys-biggest-ipos-have-fared/articleshow/114307997.cms">Bigger they are, harder they fall – A look at how the country’s biggest IPOs have fared</a>

Samsung Galaxy A16 5G with six years of Android updates launched starting at ₹18,999

<ul><li>Lava has launched the Agni 3 5G mid-range smartphone in India.</li><li>The <keyword id="23425947" type="General" weightage="100" keywordseo="Lava-Agni-3-5G" source="keywords">Lava Agni 3 5G</keyword> is priced starting at ₹20,999 in India and comes in two variants.</li><li>The Lava Agni 3 5G features a secondary mini display at the back and comes with an action button.</li></ul> Indian mobile manufacturer Lava today announced the launch of the Agni 3 5G, the company’s latest mid-range smartphone in its Agni series. The device comes with many standout features such as a secondary display, an action button and more. The Agni 3 5G has been launched as the most affordable device to feature a secondary display. In addition to this, the device also features an action key, that allows you to perform actions such as switching between silent and ringing modes, taking selfies, controlling music and more. <div type="Article" hostid="261" msid="113925972" title="September Auto sales – Automakers report a decline, Mahindra and Mahindra overtakes Tata Motors" mstype="2" mssubtype="0"></div> As part of the company’s Agni Mitra service, the company will offer a free replacement at home for Agni 3 users during the one year warranty period. <h2>Lava Agni 3 5G price and availability</h2>The Lava Agni 3 5G is priced starting at ₹20,999 for the 8GB RAM + 128GB storage variant without a charger, ₹22,999 for the 8GB RAM + 128GB storage variant with a charger and ₹24,999 for the 8GB RAM + 256GB RAM storage variant. The smartphone is available for pre-order on Amazon and will go on sale from October 9. The device comes in Pristine Glass and Heather Glass colour options. <h2>Lava Agni 3 5G specifications</h2>The Lava Agni 3 5G runs on Android 14 out of the box. The company has said that the device will get three years of Android updates and four years of security updates. The Lava Agni 3 5G features a 6.78-inch 1.5K 3D curved AMOLED display with a 120Hz refresh rate and 1200 nits of peak brightness. It comes with a secondary 1.74-inch AMOLED display at the back that can be used to quickly respond to messages, view notifications, take selfies with the rear camera and more. The Lava Agni 3 5G is powered by the MediaTek Dimensity 7300X chipset. It comes in two variants – 8GB RAM + 128GB internal storage and 8GB RAM + 256GB internal storage. Coming to the camera department, the Lava Agni 3 5G features a triple camera setup at the back consisting of a 50MP primary camera, an 8MP ultra-wide-angle camera and an 8MP telephoto camera. On the front, the device sports a 16MP selfie camera. The Lava Agni 3 5G is powered by a 5,000mAh battery with 66W fast charging support. SEE ALSO: <a href="https://www.businessinsider.in/business/auto/news/ola-electric-continues-to-lose-market-share-as-bajaj-auto-and-tvs-motor-gain/articleshow/113900252.cms">Ola Electric continues to lose market share as Bajaj Auto and TVS Motor gain</a> <a href="https://www.businessinsider.in/tech/mobile/webstories/upcoming-smartphones-launching-in-india-in-october-2024/slidelist/113804125.cms">Upcoming smartphones launching in India in October 2024</a> <a href="https://www.businessinsider.in/business/auto/news/kia-ev9-electric-suv-launched-in-india-at-1-3-crore/slidelist/113906569.cms">Kia EV9 electric SUV launched in India at ₹1.3 crore</a>

Lava Agni 3 5G with dual display launched in India starting at ₹20,999

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Sunday edition, a roundup of some of our top stories. We're into the final hours before election day. Tens of millions of Americans have already voted.Business Insider will be covering this final stretch and the days that follow with a sharp focus on what the next president will mean for you. From the <a target="_blank" href="https://www.businessinsider.com/cost-expensive-goods-price-impact-presidential-election-scenarios-trump-harris-2024-10">prices you pay</a> to how to <a target="_blank" href="https://www.businessinsider.com/market-impact-presidential-election-scenarios-trump-harris-stocks-bonds-crypto-2024-10">invest</a>, we'll have you covered.And if you're looking for a break from politics, we'll also continue to bring you all of the most important stories in business. You can find it all on our <a target="_blank" href="https://www.businessinsider.com/">homepage</a> or on our <a target="_blank" href="https://www.businessinsider.com/app">app</a>.On the agenda today:<ul><li>Tesla's test drivers talk about <a target="_blank" href="https://businessinsider.com/tesla-self-driving-software-test-drivers-project-rodeo-experiences-2024-10">pushing the limits of self-driving software</a>.</li><li>Many Americans are now <a target="_blank" href="https://www.businessinsider.com/careerist-corporate-ladder-decline-promotions-work-ethic-american-dream-2024-10">turning down promotions</a>.</li><li>It's the end of an era for <a target="_blank" href="https://www.businessinsider.com/big-tech-workers-pushed-limits-of-perks-benefits-pampering-over-2024-10">Big Tech perks</a>.</li><li>WATCH: Inside the US Army's <a target="_blank" href="https://www.youtube.com/watch?v=J5uY3JM-SLc">war games built to battle China</a>.</li></ul>But first: Takeaways from a big week in Big Tech.If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" href="https://www.insider.com/app">here.</a><h2 id="11850be2-84e0-4d2d-bc14-a7b71271d9fa">All about AI, all the time</h2>The trillion-dollar giants of Big Tech reported earnings this week, beating estimates and committing billions to AI. The big winners: Those able to signal a strong return on that investment.AlphabetGoogle's cloud business benefited from AI adoption, posting a 35% year-over-year increase in revenues, while CEO Sundar Pichai said more than a quarter of the company's <a target="_blank" href="https://www.businessinsider.com/google-earnings-q3-2024-new-code-created-by-ai-2024-10">new code is now created by AI</a>. The core advertising business held strong despite growing competition from the likes of <a target="_blank" href="https://www.businessinsider.com/openai-steps-up-google-challenge-launches-chatgpt-search-tool-2024-10">OpenAI</a>, <a target="_blank" href="https://www.businessinsider.com/reddit-google-search-ceo-steve-huffman-2024-10">Reddit</a>, and more.AmazonThe retail and cloud giant smashed expectations, sending the <a target="_blank" href="https://markets.businessinsider.com/news/stocks/amazon-stock-price-q3-earnings-beat-rally-tech-aws-cloud-2024-11?_gl=1*i8hnjj*_ga*MTgyOTM2NDMzNy4xNjk3OTg5ODM3*_ga_E21CV80ZCZ*MTczMDQ4ODMxMC4xMTguMS4xNzMwNDg5MjA5LjguMC4w">stock soaring</a> on Friday. It also benefited from <a target="_blank" href="https://www.businessinsider.com/amazon-ceo-andy-jassy-even-more-bullish-ai-cloud-opportunity-2024-10">AI adoption</a>, as cloud unit AWS posted a 19% increase in revenues. A strong performance in retail, where execs said shoppers were <a target="_blank" href="https://www.businessinsider.com/amazon-q3-earnings-shoppers-cheaper-items-high-frequency-good-business-2024-11">buying cheaper items at higher volumes</a>, and a sharp focus on cost control had investors cheering.AppleApple beat <a target="_blank" href="https://www.businessinsider.com/apple-stock-earnings-report-call-live-updates-2024-10">revenue and profit estimates</a> overall, but a <a target="_blank" href="https://www.businessinsider.com/apple-china-headache-not-going-away-soon-ai-iphone-i2024-11">year-over-year decline in revenue in China</a> left investors underwhelmed. All eyes are now on demand for the iPhone 16 and whether new <a target="_blank" href="https://www.businessinsider.com/apple-intelligence-48-hours-trial-liked-these-ai-features-best-2024-10">Apple Intelligence features</a> help juice sales.MetaMeta beat <a target="_blank" href="https://www.businessinsider.com/meta-stock-earnings-report-call-live-updates-2024-10">estimates</a>, though user growth came in below expectations. Mark Zuckerberg promised to <a target="_blank" href="https://www.businessinsider.com/mark-zuckerberg-happy-spending-big-ai-2024-10">keep spending on AI</a> and flexed Meta's huge <a target="_blank" href="https://www.businessinsider.com/mark-zuckerberg-meta-nvidia-h100-chip-cluster-llama-4-2024-10">cluster of Nvidia H100 chips</a>.MicrosoftMicrosoft also <a target="_blank" href="https://www.businessinsider.com/microsoft-beats-estimates-ramps-up-capex-on-ai-2024-10">beat estimates</a>, but concerns around capacity constraints in AI and the return on its <a target="_blank" href="https://www.businessinsider.com/microsoft-google-cloud-ai-earnings-2024-10">investments in the space</a> led the tech giant's stock lower across the week.<h2 id="8de1f093-db58-438e-a296-ab09ff92ad5c">Inside "Project Rodeo"</h2><div type="image" title="Tesla on a striped crosswalk with a walking sign over it" height="1500" width="2000" msid="114913832" hostid="261" sizebytes="199536"></div>In preparation for its future of autonomous vehicles, Tesla has been leaning on a specialized group of test drivers, part of what's known internally as "Project Rodeo."BI spoke with nine test drivers, who described sometimes perilous scenarios and near-crashes while testing unreleased software.<a target="_blank" href="https://businessinsider.com/tesla-self-driving-software-test-drivers-project-rodeo-experiences-2024-10">Here's what they said</a>.<h2 id="69bad2e5-a5bf-4ba9-b958-e3eff00ffc5b">Rethinking corporate careerism</h2><div type="image" title="A man holding a ladder and walking away from others climbing ladders" height="1803" width="3606" msid="114913830" hostid="261" sizebytes="551808"></div>Scaling the corporate ladder was once a cornerstone of the American dream. Now, 42% of Americans say they don't even want a promotion, according to a survey by global HR consultancy Randstad.That's higher than the countries known for being more chill about work, like Italy, Spain, and New Zealand. The anti-advancement shift has left bosses scratching their heads. If promotions won't motivate workers, what will?<a target="_blank" href="https://www.businessinsider.com/careerist-corporate-ladder-decline-promotions-work-ethic-american-dream-2024-10">Packing up the corporate ladder</a>.<h2 id="8d221ec2-a40e-4d73-80e7-638d6c30f428">The disappearing tech freebies</h2><div type="image" title="A vice grip holding a wrapped gift" height="1500" width="2000" msid="114913831" hostid="261" sizebytes="896688"></div>After years of upping the ante with everything from exercise classes to laundry services, tech companies are clamping down on freebies. It's part of a wider push to cut costs across the industry.The lavish perks culture, once aimed at subsidizing nearly everything, led to entitlement and rule-bending among some employees. In a new era of efficiency and layoffs, tech workers need to get used to a new, non-extravagant normal.<a target="_blank" href="https://www.businessinsider.com/big-tech-workers-pushed-limits-of-perks-benefits-pampering-over-2024-10">Use it, don't abuse it</a>.<h2 id="dc96d953-8312-4bf5-8432-dfb9ba5779e5">A Pacific-theater practice round</h2><div type="image" title="A person in military fatigues with his face painted" height="1439" width="1920" msid="114913829" hostid="261" sizebytes="45924"></div>As tension builds in the Indo-Pacific region, the United States Army is training warfighters for combat if a conflict with China breaks out.BI's Graham Flanagan spent two weeks in Hawaii to document the Army's sprawling, $16 million war-games exercise across the island chain.<a target="_blank" href="https://www.youtube.com/watch?v=J5uY3JM-SLc">Watch the documentary here</a>.This week's quote:"We were appalled to hear the non-data-driven explanation you gave for Amazon imposing a 5-day in-office mandate."— Amazon employees in a signed letter to AWS CEO Matt Garman, <a target="_blank" href="https://www.businessinsider.com/amazon-employees-open-letter-aws-ceo-office-return-rto-2024-10">protesting his return-to-office comments</a>.More of this week's top reads:<ul><li>Amazon employees speak out about <a target="_blank" href="https://www.businessinsider.com/amazon-employees-react-jeff-bezos-washington-post-decision-leaked-messages-2024-10">Jeff Bezos's WaPo decision</a>.</li><li>Boeing's $21 billion share sale is an <a target="_blank" href="https://www.businessinsider.com/boeing-capital-raise-ecm-bankers-bonuses-wall-street-comp-expert-2024-10">early Christmas present for Wall Street</a>.</li><li>For high-flying businesspeople, Qatar Airways <a target="_blank" href="https://www.businessinsider.com/elon-musk-starlink-qatar-airways-productivity-bosses-video-call-meetings-2024-10">partnership with Starlink is a game changer</a>.</li><li>Microsoft updated its AI Copilot for consumers. <a target="_blank" href="https://www.businessinsider.com/microsoft-mustafa-suleyman-ai-copilot-update-reviews-2024-10">Some employees aren't impressed</a>.</li><li>Sports betting is the next frontier for <a target="_blank" href="https://www.businessinsider.com/quant-trading-susquehanna-sports-betting-2024-10">Wall Street's smartest quants to conquer</a>.</li><li>OpenAI is taking a page out of Big Tech's playbook by reportedly <a target="_blank" href="https://www.businessinsider.com/openai-chip-design-tsmc-broadcom-big-tech-nvidia-2024-10">building its own chips</a>.</li><li>Comcast is thinking of <a target="_blank" href="https://www.businessinsider.com/comcast-split-cable-tv-cnbc-bravo-nbc-peacock-2024-10">getting out of the cable TV business</a>.</li><li>LinkedIn thinks using AI could fix our hiring crisis — <a target="_blank" href="https://www.businessinsider.com/hiring-broken-linkedin-ai-fix-fewer-jobs-resume-spammers-2024-10">and help your career</a>.The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York. <a target="_blank" class="" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. Grace Lett, editor, in Chicago. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York.</li></ul>

Insider Today: Big Tech battle royale

<ul><li><keyword id="19899647" type="General" weightage="100" keywordseo="iPhone-16" source="keywords">iPhone 16</keyword> can be delivered to your doorstep in under 10 minutes</li><li>The phone is available on Blinkit, <keyword id="19939136" type="General" weightage="20" keywordseo="BigBasket" source="keywords" meta.keywordsubtype="org" meta.entityname="BigBasket" meta.hostid="261" meta.entityid="BigBasket">BigBasket</keyword> and <keyword id="19939134" type="General" weightage="20" keywordseo="Zepto" source="keywords" meta.keywordsubtype="org" meta.entityname="Zepto" meta.hostid="261" meta.entityid="Zepto">Zepto</keyword></li><li>The iPhone 16 was made available for sale in India today</li></ul> Earlier this morning, <keyword id="19894961" type="General" weightage="20" keywordseo="Apple" source="keywords" meta.keywordsubtype="org" meta.entityname="Apple" meta.hostid="261" meta.entityid="Apple">Apple</keyword> stores in Mumbai and Delhi witnessed huge lines of iPhone buyers, ready to get their hands on the next-gen models. Apple’s iPhone 16 series went for sale in India today and the excitement around the new phones is palpable. However, what if we tell you that you can order an iPhone within the comfort of your home? Blinkit is selling the iPhone 16 promising to deliver it to your doorstep in a few minutes. The phone is also being sold at BigBasket. However, it is to be noted that Blinkit and Big Basket are not selling the pro variants of the iPhone 16. If you are looking for the higher-end variants, you will have to either buy from a store or order it online. In India, the iPhone 16 is priced at ₹79,900, while the iPhone 16 Plus is available for ₹89,900. The <keyword id="20656465" type="General" weightage="20" keywordseo="iPhone-16-Pro" source="keywords">iPhone 16 Pro</keyword> starts at ₹1,19,900, and the iPhone 16 Pro Max is priced at ₹1,44,900. <div type="Article" hostid="261" msid="113214171" title="iPhone 16 Pro with A18 Pro chip launched: Should you upgrade if you own an iPhone 15 Pro?" mstype="2" mssubtype="0"></div> Let us take a look at where you can buy all variants of the iPhone 16 and what are the bank offers available. <h2>iPhone 16 available in under 10 minutes</h2>Blinkit is currently selling the iPhone 16 and iPhone 16 Plus models, though only the 128GB variant is available for purchase. The higher storage options are currently unavailable on Blinkit, and BigBasket. It's still unclear if the Pro models will be added to their listings in the coming week. In addition to Blinkit and Big Basket, the iPhone 16 is also available at Zepto. Blinkit and BigBasket, meanwhile, promise to deliver the phone in under 10 minutes. On the other hand, Zepto is promising to deliver the device in about 30 minutes. <h2>Customer orders iPhone 16 via BigBasket</h2> In a press release, BigBasket shared that a customer from Koramangala, Bengaluru had ordered an iPhone 16 at 8:00 AM and received the product in just seven minutes, at 8:07 am. The customer, upon receiving the product, said as per the press release, “I’ve always trusted bigbasket for my daily needs and groceries. However, I was pleasantly surprised to see that they are also delivering the new iPhone 16. What topped the excitement was getting the iPhone 16 within minutes of ordering! It’s a game-changer in quick delivery.” <h2>Bank offers on the iPhone 16</h2>Shoppers can enjoy savings of up to ₹5000 when purchasing an iPhone 16 using eligible credit cards from Kotak Mahindra, SBI, and ICICI Bank credit cards on Amazon. To make the purchase even more convenient, no-cost EMI options are available for 3 to 6 months through most major banks. Meanwhile, Vijay Sales is offering various deals to select card holders of ICICI bank, SBI, HDFC bank, Kotak Mahindra bank, YES Bank, IDFC FIRST Bank and Federal Bank. EMI options are also available on the website. <div type="Article" hostid="261" msid="113448967" title="You can get free Apple Airpods 4 and Apple Pencil with this limited-time deal in India, details here" mstype="2" mssubtype="0"></div> In addition to this, Apple is also offering its popular Trade-In program, which allows buyers to exchange their old devices for a discount. Depending on the condition and model of the device being traded in, customers can receive anywhere from ₹4000 to ₹67,500 off their new iPhone. In addition to these savings, those purchasing an iPhone 16 will receive a complimentary three-month subscription to Apple Music, Apple TV+, and Apple Arcade, adding even more value to their purchase. <h2>About the iPhone 16 lineup </h2> Apple has introduced some new features in the new iPhone 16 series, aiming to make both the standard and Pro models more advanced and user-friendly. The iPhone 16 and iPhone 16 Plus now boast a new Camera Control button, giving users quicker access to key functions. Both phones are powered by the upgraded Apple A18 chip and come with an improved dual-camera system that includes a new spatial capture feature for enhanced photography. Running on iOS 18 right out of the box, these models are set to receive further smart updates with upcoming software enhancements. The vanilla iPhone 16 features a 6.1-inch display, while the iPhone 16 Plus offers a larger 6.7-inch screen. Both displays are protected by Ceramic Shield technology and reach a peak brightness of 2,000 nits, though they continue to use 60Hz OLED panels. On the camera front, these models come with a 48MP main sensor capable of 2x zoom and a 12MP ultrawide camera that can now take macro shots. For selfies, a 12MP TrueDepth camera is included on both models. The iPhone 16 Pro and iPhone 16 Pro Max take things a step further, with bigger screens and narrower bezels. The Pro comes with a 6.3-inch display, while the Pro Max offers a 6.9-inch one. Both feature Retina XDR OLED screens with a smooth 120Hz refresh rate and up to 2,000 nits of brightness. Both phones are powered by the advanced A18 Pro chip and run on iOS 18. For photography enthusiasts, the Pro models pack a triple-lens setup, including a 48MP main camera, a new 48MP ultrawide lens, and a 12MP periscope camera offering 5x optical zoom. The front-facing camera remains a 12MP TrueDepth unit, and both Pro models now support 4K video recording at 120fps. Like the standard versions, they also come equipped with the new Camera Control button, making it easier than ever to snap photos and capture moments.

You can get the iPhone 16 in under 10 minutes while sitting at home, here is how

<ul><li>The <keyword id="21441808" type="General" weightage="100" keywordseo="Honor-200-Lite" source="Orion">Honor 200 Lite</keyword> smartphone has been launched in India.</li><li>The <keyword id="20014359" type="General" weightage="20" keywordseo="Honor" source="keywords" meta.keywordsubtype="org" meta.entityname="Honor" meta.hostid="261" meta.entityid="Honor">Honor</keyword> 200 Lite is priced at ₹17,999 and is available in a single variant.</li><li>Here’s everything you need to know about the latest smartphone from Honor.</li></ul>Honor today announced the launch of the company’s latest budget smartphone, the Honor 200 Lite in India. The device is the third offering in the Honor 200 series and is also the most affordable among the three. The company had earlier launched the Honor 200 and Honor 200 Pro smartphones in the country. The Honor 200 Lite is an affordable option, aimed at users looking for a smartphone in the highly competitive sub-₹20,000 segment. <div type="Article" hostid="261" msid="111830855" title="Honor 200 and Honor 200 Pro launched in India starting at ₹34,999" mstype="2" mssubtype="0"></div> <h2><keyword id="23231527" type="General" weightage="20" keywordseo="Honor-200-Lite-price" source="Orion">Honor 200 Lite price</keyword> in India</h2>The Honor 200 Lite is priced at ₹17,999 for the single 8GB RAM + 256GB internal storage variant. The device comes in Cyan Lake, Midnight Black and Starry Blue colour options. It will be available from September 26 from Amazon India, Honor Online Store and the company’s authorised retailers across the country. <h2>Honor 200 Lite specifications</h2>The Honor 200 Lite runs on Android 14 out of the box with the company’s MagicOS 8.0 on top. Honor has promised two years of Android updates and three years of security updates for the device. The Honor 200 Lite features a 6.7-inch Full HD+ AMOLED display with a 90Hz refresh rate. The Honor 200 Lite is equipped with the MediaTek Dimensity 6080 chipset, coupled with 8GB of RAM and 256GB of internal storage. Coming to the camera department, the Honor 200 Lite features a triple camera setup at the back consisting of a 108MP primary camera, a 5MP ultra-wide-angle camera and a 2MP macro sensor. On the front, the device sports a 50MP selfie camera. The Honor 200 Lite is powered by a 4,500mAh battery with 35W charging support. The device comes with a side-mounted fingerprint sensor. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/xiaomi-emerges-as-the-worlds-second-biggest-smartphone-brand-in-august/articleshow/113478178.cms">Xiaomi emerges as the world’s second-biggest smartphone brand in August</a> <a href="https://www.businessinsider.in/tech/mobile/news/iphone-16-series-allows-users-to-wirelessly-restore-the-firmware-using-an-iphone-or-ipad/articleshow/113455048.cms">iPhone 16 series allows users to wirelessly restore the firmware using an iPhone or iPad</a> <a href="https://www.businessinsider.in/tech/apps/news/instagram-will-force-teenagers-to-have-a-private-account-enable-sleep-mode-after-10-pm/articleshow/113449313.cms">Instagram will force teenagers to have a private account, enable sleep mode after 10 PM</a>

Honor 200 Lite budget smartphone with 108MP primary camera launched in India

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Sunday edition, a roundup of some of our top stories. Studying computer science was supposed to be the ticket to job security. Not anymore, according to a professor at <a target="_blank" href="https://www.businessinsider.com/tech-degrees-job-berkeley-professor-ai-ubi-2024-10">UC Berkeley</a>.On the agenda today:<ul><li>Consulting firms are facing a reckoning as <a target="_blank" href="https://www.businessinsider.com/consulting-firms-mckinsey-bcg-accenture-workers-leaving-2024-9">workers head for the exits</a>.</li><li>4:30 a.m. wakeups are part of <a target="_blank" href="https://www.businessinsider.com/apollo-ceo-marc-rowan-management-tactics-430-am-wakeup-call-2024-10">Apollo's new management strategy</a>.</li><li>Retirees are selling their businesses. It's a $10 trillion <a target="_blank" href="https://www.businessinsider.com/boomers-selling-small-businesses-investment-opportunity-millennials-gen-z-retirement-2024-10">opportunity for millennials</a>.</li><li>Introducing our list of <a target="_blank" href="https://www.businessinsider.com/top-wall-street-executives-rising-stars-investing-trading-2024">Wall Street's rising stars</a>.</li></ul>But first: Making sense of a huge month for hiring.If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" href="https://www.insider.com/app">here.</a><h3 id="58506b3b-b008-4ead-9e90-71439c9e98dd">This week's dispatch</h3><h2 id="2a7b4701-4b9e-48dd-b7c6-5bd656268197">Hot jobs report</h2><div type="image" title="A line of people waiting for an interview" height="1500" width="2000" msid="113986358" hostid="261" sizebytes="312640"></div>The US economy added way more jobs in September than expected.The <a target="_blank" href="https://www.businessinsider.com/september-jobs-report-unemployment-rate-nonfarm-payroll-growth-federal-reserve-2024-10">jobs report</a> on Friday showed 254,000 jobs added, way ahead of the 147,000 expected, while unemployment dropped to 4.1%. Jobs growth in July and August was also revised upwards."Any way you slice it, September's employment report was much stronger than expectations," said one investor in response to the report.Here's what it all means:Rates: The strong job numbers likely mean a longer wait for lower rates. Investors responded by immediately lowering their expectations for another <a target="_blank" href="https://www.businessinsider.com/september-jobs-report-fed-rate-cut-outlook-november-labor-market-2024-10">jumbo rate cut</a> from the Fed in November. Many now predict the Fed will wait until December to cut rates.Stocks: A low-inflation, low-unemployment environment is the ideal scenario for stocks. The Dow closed at another <a target="_blank" href="https://markets.businessinsider.com/news/stocks/stock-market-today-strong-jobs-report-soothes-fears-economic-slowdown-2024-10">record high</a> on Friday, and some see a "<a target="_blank" href="https://www.businessinsider.com/economy-hitting-roaring-20s-stride-fed-rate-cuts-gdp-growth-2024-9">Roaring '20s economy</a>" emerging.Election: The strong hiring numbers represent a boost for <a target="_blank" href="https://www.businessinsider.com/blockbuster-jobs-report-kamala-harris-election-trump-inflation-economy-2024-10">Kamala Harris' presidential campaign</a>. Former President Donald Trump has repeatedly attacked President Joe Biden and VP Harris over their handling of the economy, but polls suggest the Harris campaign may be winning over more <a target="_blank" href="https://www.businessinsider.com/kamala-harris-economy-inflation-polling-donald-trump-joe-biden-2024-8">Americans on her handling of the economy</a>.Vibes: Don't bet on these numbers changing the mood much. Yes, <a target="_blank" href="https://www.businessinsider.com/inflation-august-consumer-price-index-federal-reserve-rate-cuts-2024-9">inflation</a> looks to be under control, but prices in the grocery aisle are much higher than they were four years ago. Yes, unemployment has dropped, but many still feel like getting a new job is <a target="_blank" href="https://www.businessinsider.com/finding-job-awful-right-now-drop-in-openings-tough-search-2024-9">harder than ever</a>.<h2 id="8de1f093-db58-438e-a296-ab09ff92ad5c">Consultants head for the exits</h2>For decades, ambitious students have aggressively pursued careers in consulting. But young workers are starting to reconsider amid a tough stretch for the industry.Layoffs and delayed start dates at firms like Deloitte and Accenture have pushed some consultants — including those who've been at it a while — to reconsider a gig once synonymous with generous expense accounts and stability.<a target="_blank" href="https://www.businessinsider.com/consulting-firms-mckinsey-bcg-accenture-workers-leaving-2024-9">How consulting lost its cool</a>.<div type="image" title="Marc Rowan between other speakers on a panel." height="2464" width="3500" msid="113986360" hostid="261" sizebytes="290056"></div><h2 id="8d221ec2-a40e-4d73-80e7-638d6c30f428">Playing to win</h2>Apollo Management aims to double its assets in five years, but getting there won't be easy."We have woken the team up at 4:30 a.m. in the morning for meetings to prove to them that we need to do a wake-up call and something different," Apollo Management CEO Marc Rowan told investors. These tactics are part of a new strategy to teach employees to "play to win" amid changing market conditions, Rowan said."<a target="_blank" href="https://www.businessinsider.com/apollo-ceo-marc-rowan-management-tactics-430-am-wakeup-call-2024-10">We have to adapt, and we have to change</a>."<div type="image" title="Stock graph with younger woman and older woman on opposite ends of the upward arrow" height="1500" width="2000" msid="113986367" hostid="261" sizebytes="476442"></div><h2 id="69bad2e5-a5bf-4ba9-b958-e3eff00ffc5b">The great boomer fire sale</h2>Scrappy, entrepreneurial millennials have a new path to retirement: Scooping up boomers' businesses.As they enter their prime wealth-building years, many millennials are anxious about how they'll save for retirement. Retiring boomers looking to sell off their companies present millennials with a $10 trillion opportunity.<a target="_blank" href="https://www.businessinsider.com/boomers-selling-small-businesses-investment-opportunity-millennials-gen-z-retirement-2024-10">How millennials are cashing in on boomer wealth</a>.<div type="image" title="Photo collage of popular luxury items for Wall Streeters" height="1500" width="2000" msid="113986364" hostid="261" sizebytes="262060"></div><h2 id="dc96d953-8312-4bf5-8432-dfb9ba5779e5">Wall Street's finest</h2>Every year, Business Insider taps its contacts to put together a list of who to watch on Wall Street. The nominees, each 35 or younger, are shaping the future of finance.This year's list includes 25 rising stars from firms like JPMorgan, Bridgewater, and Apollo. We asked each of them to share their successes, challenges, and best career advice.<a target="_blank" href="https://www.businessinsider.com/top-wall-street-executives-rising-stars-investing-trading-2024">See who made the cut</a>.This week's quote:"Removing layers, operating with fewer managers and flattening the organization are all in focus to move faster."— A Morgan Stanley note estimating <a target="_blank" href="https://www.businessinsider.com/amazon-could-cut-managers-save-3-billion-analysts-2024-10">Amazon could save $3 billion by laying off 14,000 managers</a>.More of this week's top reads:<ul><li>Microsoft won't follow an Amazon-style RTO policy — <a target="_blank" href="https://www.businessinsider.com/microsoft-wont-follow-amazon-rto-unless-productivity-drops-exec-2024-9">unless productivity slows</a>.</li><li>Nvidia's next target: <a target="_blank" href="https://www.businessinsider.com/jensen-huang-nvidia-robots-huamanoid-self-driving-cars-2024-9">the burgeoning robotics market</a>.</li><li>Leaked document shows Amazon rolled out <a target="_blank" href="https://www.businessinsider.com/amazon-cedric-safer-ai-chatbot-employees-2024-9">a ChatGPT replacement for employees</a>.</li><li>Google's ad business could be <a target="_blank" href="https://www.businessinsider.com/google-adtech-should-be-spun-off-b-corp-arete-analysts-2024-9">saved by a $150 billion spinoff</a>.</li><li>Credit card companies are <a target="_blank" href="https://www.businessinsider.com/high-credit-card-interest-rates-americans-debt-bills-fees-spending-2024-10">ripping you off like never before</a>.</li><li>The investors behind <a target="_blank" href="https://www.businessinsider.com/openai-investors-latest-funding-round-2024-10">OpenAI's historic $6.6 billion funding round</a>.</li><li>Google Search is about to see <a target="_blank" href="https://www.businessinsider.com/google-search-lens-ai-gemini-overviews-new-features-2024-10">'a pretty dramatic shift.'</a></li><li>OpenAI's rivals are on the prowl after an <a target="_blank" href="https://www.businessinsider.com/openai-rivals-anthropic-perplexity-on-prowl-after-wave-exec-departures-2024-10">exodus of high-level executives</a>.The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York. <a target="_blank" class="" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. Grace Lett, editor, in Chicago. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York.</li></ul>

Insider Today: Consultants hit the exits

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Sunday edition. This is Matt Turner, back in your inbox after a fulfilling and exhausting period of <a target="_blank" href="https://www.businessinsider.com/workers-dont-take-all-parental-leave-because-of-corporate-bias-2022-12">parental leave</a>.What a week to return to work: I started back just in time for a <a target="_blank" href="https://www.businessinsider.com/amazon-ceo-return-to-office-mandate-5-days-week-2024-9">big RTO announcement from Amazon</a>, a new crypto venture from <a target="_blank" href="https://www.businessinsider.com/trump-crypto-partners-chase-herro-zachary-folkman-lawsuits-jail-debt-2024-9">former President Donald Trump</a>, a <a target="_blank" href="https://www.businessinsider.com/fed-cuts-interest-rates-how-much-september-fomc-powell-inflation-2024-9">jumbo rate cut</a> from the Fed, a <a target="_blank" href="https://www.businessinsider.com/nike-new-ceo-elliott-hill-may-help-ailing-sneaker-brand-2024-9">major shakeup at Nike</a>, and a <a target="_blank" href="https://www.businessinsider.com/cheaper-apple-iphone-16-earning-praise-over-pro-models-2024-9">new iPhone launch</a>. There's now just 43 days until the US election.You can keep up to date with all the latest business news (and get your Dan DeFrancesco fix) in our weekday edition, or check out our homepage or <a target="_blank" href="https://www.businessinsider.com/app">download our app</a>.I'll be here on the weekend to break down some of the biggest stories in business and help you get ahead.On the agenda today:<ul><li>Meet the enigmatic manager who <a target="_blank" href="https://www.businessinsider.com/larry-page-family-office-koop-ceo-wayne-osborne-wealth-management-2024-9">oversees Larry Page's Google fortune</a>.</li><li>Amazon just dropped the hammer <a target="_blank" href="https://www.businessinsider.com/amazon-rto-faq-document-spells-out-new-rule-2024-9">on remote work</a>.</li><li>The Alexander brothers acted like they could <a target="_blank" href="https://www.businessinsider.com/alexander-brothers-oren-alon-tal-rape-sexual-assault-allegations-2024-9">"do whatever they wanted."</a></li><li>Welcome to a new era of work: <a target="_blank" href="https://www.businessinsider.com/what-is-portfolio-career-pros-cons-income-streams-side-hustles-2024-9">The portfolio career</a>.</li></ul>But first: How Nike lost its footing.If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" href="https://www.insider.com/app">here.</a><h3 id="58506b3b-b008-4ead-9e90-71439c9e98dd">This week's dispatch</h3><h2 id="a2d02f54-0792-42da-abd8-aa8332957a15">Nike's airball</h2>It's been a rough few years for the home of the Swoosh.The sports giant has seen declining sales, cost cutting, and a stock price that's down sharply from its 2021 highs. Attempts to go direct to consumers rather than via retailers showed mixed results, while it's faced more competition in China.Arguably worse than that, Nike lost its role as chief purveyor of cool. Asics, New Balance, Hoka, On, and others have stolen a stride in the sneaker business. And Nike's efforts to expand its lifestyle business have missed the mark.Now it's hoping a <a target="_blank" href="https://www.businessinsider.com/nike-new-ceo-elliott-hill-may-help-ailing-sneaker-brand-2024-9">new CEO</a> can help get it back on track. The Oregon-based company last week announced Elliott Hill would return to the company as CEO, replacing John Donahue. One analyst said his appointment would drive an "immediate morale boost."Nike's stock price popped on the news. Investors are hoping for a change in form.<div type="image" title="Photo collage of Wayne Osborne and Google co-founder Larry Page, surrounded by Google search elements, the Google logo, falling money, yachts, and private islands" height="1500" width="2000" msid="113571621" hostid="261" sizebytes="172450"></div><h2 id="bf62ddae-6ea7-47df-a846-a2896f1b6a1a">Larry Page's money man</h2>Wayne Osborne has guarded the Google founder's fortune since 2012. For years, Osborne has kept his employer shrouded in secrecy. "Wayne operates in the shadows," as one industry peer put it.Now, he's stepping out. Osborne is seeking to promote his new company, Way2B1, whose software can put his trade secrets to work for other investors.There's just one catch: How does he maintain Page's privacy while hawking the secrets to his success?<a target="_blank" href="https://www.businessinsider.com/larry-page-family-office-koop-ceo-wayne-osborne-wealth-management-2024-9">Inside Osborne's playbook</a>.<h2 id="1269b9e2-104f-48e4-b665-84be703ed57a">RIP, remote work</h2>Amazon officially put the kibosh on remote work, announcing that all corporate workers must return to the office five days a week starting in January. In a memo, CEO Andy Jassy said the company was returning to how "we were before the onset of COVID."An internal "Frequently Asked Questions" document, obtained by Business Insider, outlined how the RTO plan will work. According to the brief, Amazon also ended a policy that gave employees the option to work up to four weeks per year fully remote.<a target="_blank" href="https://www.businessinsider.com/amazon-rto-faq-document-spells-out-new-rule-2024-9">See all the details from the internal doc</a>.Also read:<ul><li><a target="_blank" href="https://www.businessinsider.com/amazon-workers-blast-strict-rto-mandate-five-days-week-2024-9">Amazon employees blast new RTO policy in internal messages: 'Can I negotiate my manager to PIP me?'</a></li><li><a target="_blank" href="https://www.businessinsider.com/amazon-rto-rule-one-medical-2024-9">Amazon's strict new RTO rule creates an awkward situation for One Medical</a></li><li><a target="_blank" href="https://www.businessinsider.com/amazon-rto-employee-coffee-badging-office-2024-9">I work at Amazon, and I plan on 'coffee badging' instead of working from the office 5 days a week</a></li></ul><div type="image" title="The Alexander brothers interspersed with the silhouette of a woman" height="1500" width="2000" msid="113571618" hostid="261" sizebytes="234908"></div><h2 id="d613c78f-a3a9-4058-9d52-14230c12cd70">The Alexander brothers' reign of terror</h2>The brothers were rich. They were powerful. They were handsome. They were not so secretly terrorizing women.In the past three months, more than a dozen women have said they were raped or assaulted by Oren, Alon, and Tal Alexander, whose family made a fortune in real estate and private security. Concerns about their behavior stretch back decades — and yet they got away with decades of alleged abuse.<a target="_blank" href="https://www.businessinsider.com/alexander-brothers-oren-alon-tal-rape-sexual-assault-allegations-2024-9">"They are a menace."</a><div type="image" title="Different images filling up various blocks on a grid referencing a calendar" height="1500" width="2000" msid="113571617" hostid="261" sizebytes="105960"></div><h2 id="d41d777c-2a4f-4892-8c74-15aeb5ec809a">A new way to work</h2>Overemployment and side gigs are nothing new. But as demand for full-time workers slows, more and more people could be looking for a change. Enter: the portfolio career.The term refers to holding down a collection of gigs, whether or not you keep a 9-to-5 job. Diversifying your income stream can help protect you from the whims of the job market, and can offer more flexibility — but it does have some downsides.<a target="_blank" href="https://www.businessinsider.com/what-is-portfolio-career-pros-cons-income-streams-side-hustles-2024-9">How to make a portfolio career work</a>.Also read:<ul><li><a target="_blank" href="https://www.businessinsider.com/finding-job-awful-right-now-drop-in-openings-tough-search-2024-9">Why finding a job is so awful right now</a></li><li><a target="_blank" href="https://www.businessinsider.com/jobs-recent-college-grads-hiring-slowdown-unemployment-higher-than-population-2024-9">Gen Z college grads are bearing the brunt of today's tricky job market</a></li></ul>This week's quote:"But you can't. That's not available to you."— Mark Zuckerberg, after his daughter said she <a target="_blank" href="https://www.businessinsider.com/mark-zuckerberg-daughter-wanted-to-be-like-taylor-swift-2024-9">wanted to be like Taylor Swift when she grows up</a>.More of this week's top reads:<ul><li>Inside Amazon's new AI-sales machine: <a target="_blank" href="https://www.businessinsider.com/amazon-ai-sales-machine-aws-google-microsoft-pressure-pay-speed-2024-9">More pressure, more pay, more speed</a>.</li><li>Introducing the hottest new dating app: <a target="_blank" href="https://www.businessinsider.com/instagram-dating-app-dm-era-of-swipe-fatigue-2024-9">Instagram</a>?</li><li>How stretch limos went from <a target="_blank" href="https://www.businessinsider.com/stretch-limo-death-suv-black-car-uber-lyft-sprinter-2024-9">cool to Craigslist junk</a>.</li><li>Silicon Valley is giving 2021 vibes, with <a target="_blank" href="https://www.businessinsider.com/ai-startups-rapid-funding-rounds-2024-9">AI startups raising back-to-back funding rounds</a>.</li><li>OpenAI and Anthropic AI bots <a target="_blank" href="https://www.businessinsider.com/openai-anthropic-ai-bots-havoc-raise-cloud-costs-websites-2024-9">wreak havoc and raise costs for websites</a>.</li><li>Trump's crypto allies boast <a target="_blank" href="https://www.businessinsider.com/trump-crypto-partners-chase-herro-zachary-folkman-lawsuits-jail-debt-2024-9">lavish lifestyles amid a trail of debts</a>.</li><li>The illegal maneuvers <a target="_blank" href="https://www.businessinsider.com/white-collar-fraud-wealthy-class-tax-evasion-insider-trading-2024-9">the rich use to get richer</a>.</li><li>Go behind the scenes with the reporter who <a target="_blank" href="https://www.businessinsider.com/robert-f-kennedy-jr-rfk-olivia-nuzzi-oliver-darcy-interview-2024-9">uncovered the RFK Jr./Olivia Nuzzi story</a>.The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York. <a target="_blank" class="" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. Grace Lett, editor, in Chicago. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York.</li></ul>

Insider Today: Nike's airball

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Sunday edition, a roundup of some of our top stories. Before we get into it, some weekend inspiration: This guy was a CEO with $1 million in his bank account before turning 40. Then he packed it all in to run <a target="_blank" href="https://www.businessinsider.com/left-ceo-job-pursue-passion-career-change-2024-9">a medieval Renaissance fair</a>.On the agenda today:<ul><li>We've been doing promotions in <a target="_blank" href="https://www.businessinsider.com/truth-promotions-companies-picking-managers-wrong-new-study-2024-9">the worst possible way</a>.</li><li>The biggest mistakes people make <a target="_blank" href="https://www.businessinsider.com/retirement-saving-why-half-retirees-could-run-out-of-money-2024-9">when preparing for retirement</a>.</li><li>Inside the island fortress of <a target="_blank" href="https://www.businessinsider.com/billionaire-bunker-miami-bezos-tom-brady-ivanka-trump-security-2024-9">America's mega-billionaires</a>.</li><li>Meta is winning <a target="_blank" href="https://www.businessinsider.com/meta-new-ray-ban-smart-glasses-apple-vision-pro-2024-9">the glasses wars</a>.</li></ul>But first: IsMrBeast the ultimate "founder mode" leader?If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" href="https://www.insider.com/app">here.</a><h3 id="58506b3b-b008-4ead-9e90-71439c9e98dd">This week's dispatch</h3><div type="image" title="MrBeast" height="975" width="1300" msid="113787189" hostid="261" sizebytes="35876"></div><h2 id="2a7b4701-4b9e-48dd-b7c6-5bd656268197">MrBeast mode</h2>MrBeast is YouTube's biggest star, a <a target="_blank" href="https://www.businessinsider.com/new-mrbeast-trademark-filing-philanthropy-charity-project-team-water-2024-9">philanthropist</a>, and a <a target="_blank" href="https://www.businessinsider.com/youtube-star-mrbeast-expects-700-million-revenue-this-year-2024-6">snack entrepreneur</a>. You can now add Silicon Valley thought leader to the list.The social media star, real name Jimmy Donaldson, put together a handbook breaking down his <a target="_blank" href="https://www.businessinsider.com/leaked-mrbeast-guide-reveals-youtube-secret-weapons-for-success-2024-9">secrets to success</a>. The 36-page guide, intended for staffers at MrBeast Production, says Donaldson wants a team of obsessives who are coachable, don't make excuses, and "are the best in the goddamn world at their job."The guide includes lines such as "take ownership and don't give your project a chance to fail," and "own shit so we can address how to fix it and then move on."When the document leaked, fans and wannabe employees poured through the pages. But so did Silicon Valley, where techies likened Donaldson's approach to the hardcore "<a target="_blank" href="https://www.businessinsider.com/founder-mode-manager-dividing-silicon-valley-2024-9">founder mode</a>" style of leadership."I think this is resonating because it's so counter to the current trends in work culture today, which seem soft by comparison," one marketing advisor <a target="_blank" href="http://businessinsider.com/tech-world-captivated-with-mrbeast-training-document-founder-mode-2024-9">told Business Insider</a>.<div type="image" title="An employee in a spotlight that also acts as a megaphone" height="1500" width="2000" msid="113787188" hostid="261" sizebytes="39338"></div><h2 id="3fd3d286-9128-4fdf-98a7-cb928cbf9001">The truth about promotions</h2>We might be doing promotions all wrong. In a new study, researchers found that in some cases, the practices businesses use to hire managers are so bad that they'd actually be better off picking names out of a hat.Those practices, like hiring top performers or people who really want to be promoted, don't translate to effective managers. Instead, researchers found, selecting managers based on intelligence and decision-making skills can result in stronger leaders.<a target="_blank" href="https://www.businessinsider.com/truth-promotions-companies-picking-managers-wrong-new-study-2024-9">How to hire a manager</a>.<h2 id="fa1eb3c8-10a8-42fd-b4f7-5b00f5a61a5b">Retirement savings no-no's</h2>About 45% of Americans will run out of money in retirement — even those who invested and diversified. In particular, single women face a 55% chance of depleting funds, even higher than single men and couples.If you're aiming to retire at the standard age of 65, avoid these mistakes so you can keep your golden years golden.<a target="_blank" href="https://www.businessinsider.com/retirement-saving-why-half-retirees-could-run-out-of-money-2024-9?utm_source=Iterable&amp;utm_medium=email&amp;utm_campaign=campaign_Insider%20Today%20-%20Thu,%20Sep%2026,%202024&amp;Utm_content=LimitedPromo">The four biggest retirement mistakes</a>.<div type="image" title="Cameras and boats surrounding a residential island" height="1000" width="2000" msid="113787194" hostid="261" sizebytes="176844"></div><h2 id="2a39b74f-b08c-4bc8-9a21-ed6c87a6f9e0">Welcome to Billionaire Bunker</h2>Indian Creek Village is more than just a private island city in Florida. It's home to the elite of elites: Tom Brady and Jeff Bezos both have mansions there.But approach at your own peril. A large chunk of Indian Creek's budget goes to its police department, which patrols the island's sole entrance and perimeter 24/7. Through federal funding, the town has amassed an abundance of other security measures, making it the most gated community in a country of gates.<a target="_blank" href="https://www.businessinsider.com/billionaire-bunker-miami-bezos-tom-brady-ivanka-trump-security-2024-9">Inside America's wealthiest town</a>.<div type="image" title="a brain wearing Meta's smart glasses" height="1500" width="2000" msid="113787192" hostid="261" sizebytes="288714"></div><h2 id="83973c79-472c-4429-97bb-4d74e0dda2ff">Glasses rule, phones drool</h2>Meta CEO Mark Zuckerberg announced Orion, a prototype pair of augmented-reality glasses this week. The specs reportedly cost about $10,000 a pair to make, but aren't currently for sale.The glasses mark the latest attempt by a Big Tech company to break into a hard-to-crack industry: AR and VR wearables. And with Meta's smart Ray-Ban glasses doing better than expected, the company appears to be winning the glasses wars.<a target="_blank" href="https://www.businessinsider.com/meta-new-ray-ban-smart-glasses-apple-vision-pro-2024-9">What Meta got right</a>.Also read:<ul><li><a target="_blank" href="https://www.businessinsider.com/orion-meta-ar-smart-glasses-review-2024-9">I tried out Meta's Orion AR glasses. I'd buy them in a heartbeat — if they were actually for sale</a>.</li></ul>This week's quote:"We are not a normal company."— Sam Altman in a note to OpenAI staff <a target="_blank" href="https://www.businessinsider.com/sam-altman-openai-note-more-staff-exits-barret-bob-2024-9">announcing executive exits</a>.More of this week's top reads:<ul><li>The turmoil at OpenAI is a bad look <a target="_blank" href="https://www.businessinsider.com/openai-implosion-investors-vcs-2024-9">for its huge funding round, VCs say</a>.</li><li>Jamie Dimon isn't a fan of junior bankers with <a target="_blank" href="https://www.businessinsider.com/jpmorgan-jamie-dimon-junior-bankers-private-equity-jobs-unethical-2024-9">hush-hush private-equity jobs</a>.</li><li>Nvidia's days of absolute dominance in <a target="_blank" href="https://www.businessinsider.com/nvidia-competition-sambanova-groq-cerebras-show-faster-inference-speed-2024-9">AI could be numbered</a>.</li><li>Salesforce is going to <a target="_blank" href="https://www.businessinsider.com/salesforce-closing-hillsboro-oregon-office-amid-rto-push-2024-9">close its Portland office</a>.</li><li>South Korea is going big on American manufacturing. <a target="_blank" href="https://businessinsider.com/south-korea-companies-jobs-manufacturing-evs-chips-batteries-2024-9?sd">The Battery Belt could benefit the most</a>.</li><li>America's business giants are <a target="_blank" href="https://www.businessinsider.com/china-xi-jinping-recession-economy-american-companies-profits-trade-war-2024-9">starting to lose faith in China</a>.</li><li>Leaked email shows Twitch is <a target="_blank" href="https://www.businessinsider.com/twitch-not-following-amazon-rto-policy-2024-9">not following Amazon's new RTO policy</a>.</li><li>The Olivia Nuzzi-RFK Jr. story is still spinning out. <a target="_blank" href="https://www.businessinsider.com/olivia-nuzzi-rfk-jr-reaction-vox-media-new-york-magazine-2024-9">New York magazine staffers still have questions</a>.</li><li>Microsoft just punted on a big AI decision. <a target="_blank" href="https://www.businessinsider.com/microsoft-punts-365-ai-bundle-pilot-tests-copilot-2024-9">It could be a bad sign</a>.The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York. <a target="_blank" class="" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. Grace Lett, editor, in Chicago. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York.</li></ul>

Insider Today: Retirement savings mistakes

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Happy Friday! As someone who often sports Crocs, I shouldn't be offering fashion advice. But I don't get the hype around <a target="_blank" href="https://www.businessinsider.com/controversial-mesh-flats-popular-summer-shoe-2024-7">these fishnet flats</a> being the shoe of the summer.In today's big story, Tesla insiders detail how it needs to <a target="_blank" href="https://www.businessinsider.com/tesla-car-sales-slump-salespeople-commission-2024-7">rethink its sales strategy</a> amid a shift in the EV market.What's on deck:<ul><li>Markets: Chip stocks look juicy these days, <a target="_blank" href="https://www.businessinsider.com/watch-out-for-semiconductor-super-cycle-before-buying-nvidia-stock-2024-7">but it won't be that way forever</a>.</li><li>Tech: Apple just got <a target="_blank" rel="noopener" href="https://www.businessinsider.com/apple-bought-itself-some-time-after-quarterly-results-2024-8">more time to prove itself</a> after its hefty AI investments.</li><li>Business: The newest sports streamer's coverage <a target="_blank" href="https://www.businessinsider.com/venu-sports-streamer-cost-43-nfl-youtube-tv-2024-8">leaves much to be desired</a>.</li></ul>But first, what can I do to get you in this car today?If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today">sign up here.</a><h3 id="0642bd0e-e971-4663-bff4-7c413bf24f3d">The big story</h3><h2 id="8e8b25cf-af5c-4ba5-823b-ade7efe8b096">For sale</h2><div type="image" title="Photo illustration of a Tesla Car." height="1334" width="2000" msid="112227144" hostid="261" sizebytes="238774"></div>One of Tesla's biggest assets is its willingness to try new things, but its unique approach to sales is also what's giving it headaches.It's been a <a target="_blank" href="https://www.businessinsider.com/tesla-stock-tsla-earnings-call-report-live-updates-2024-7">tumultuous year for the EV maker</a> and its <a target="_blank" href="https://www.businessinsider.com/elon-musk-legal-list-tesla-x-spacex-court-cases-investigations">CEO Elon Musk</a>. Tesla's delivery numbers dropped for two consecutive quarters, and its market share dipped below 50% for the first time in company history.A key issue is Tesla's inability to evolve its sales tactics as <a target="_blank" href="https://www.businessinsider.com/electric-vehicle-misconceptions-about-the-ev-transition-market-sales-2024-5">the EV market rapidly changes</a>. Business Insider's Grace Kay spoke to more than a dozen current and former employees in Tesla's sales division about how the company <a target="_blank" href="https://www.businessinsider.com/tesla-car-sales-slump-salespeople-commission-2024-7">has tried to kick-start its sales unit</a>.Not unlike its cars, Tesla's sales approach is innovative compared to the rest of the automotive industry. It doesn't rely on third-party dealerships and keeps most of its inventory off-site. There's also no haggling on price, and online sales make up a good chunk of the business.It's a great strategy when the cars sell themselves — which Teslas did for a while — since you don't need to maintain a traditional sales structure. But Tesla's approach has fallen flat <a target="_blank" href="https://www.businessinsider.com/tesla-cant-impress-new-ev-buyers-thats-a-problem-2024-7">among mainstream car buyers</a>, leaving it scrambling for a fix.<div type="image" title="Tesla superchargers" height="1281" width="2000" msid="112227147" hostid="261" sizebytes="361628"></div>Tesla's sales conundrum represents a common mistake tech companies make: pushing for innovation in unwanted places.The tech industry loves to find inefficiencies in businesses to streamline them, and we love them for that. After all, the result can often be great for customers.We have on-demand music, movies, and television at our fingertips. You can place a food delivery order in seconds from your couch, and the love of your life might be a few swipes away. What a time to be alive.But for certain things, people don't mind a more old-school approach.Fintechs <a target="_blank" href="https://www.businessinsider.com/robinhood-add-more-customer-support-after-congress-grilled-ceo-2021-2">learned this the hard way</a> when they offered chatbots instead of humans. As much as younger people might hate talking on the phone, they don't mind it when their money is on the line.Shopping is another example. Retailers would love to have you make quick, impulsive purchases from your phone. But when it comes to big-ticket items, customers often pivot to their laptops, much to the chagrin of retailers, for what they call "<a target="_blank" href="https://www.wsj.com/tech/personal-tech/retailers-hate-that-you-buy-big-things-on-your-laptop-57cf403c">big-screen purchase</a>."This gets us back to Tesla. Sure, if your customer base is full of Musk acolytes, you can rely on low-pressure salespeople. But once that well runs dry, you're going to need someone to pitch apprehensive shoppers.<h2 id="e7ad5a04-e409-4b8e-a5a6-9c0198f1ef94">3 things in markets</h2><div type="image" title="Semiconductors in a circle" height="1500" width="2000" msid="112227146" hostid="261" sizebytes="159064"></div><ol><li>Thinking about buying chip stocks like Nvidia? Timing is everything. The world's most valuable company — and its peers — won't be on the up-and-up forever. Investors need to <a target="_blank" href="https://www.businessinsider.com/watch-out-for-semiconductor-super-cycle-before-buying-nvidia-stock-2024-7">account for this key factor</a> so they aren't left hanging with ill-timed purchases.</li><li>The three most important letters on Wall Street: CTO. Chief technology officers are finding themselves in the spotlight as finance firms try to leverage AI to drive productivity and save costs. Tech leaders at Citadel, Goldman Sachs, and AllianceBernstein <a target="_blank" href="https://www.businessinsider.com/cto-cio-top-jobs-wall-street-goldman-sachs-citadel-2024-8">discuss how the job has changed</a>.</li><li>This economist sees multiple rate cuts in our future. Economic data shows we're on shaky ground and the Fed needs to act fast, according to ING Economics' James Knightley. Rising jobless claims and a drop in the manufacturing index point to the Fed <a target="_blank" href="https://www.businessinsider.com/us-economy-slowdown-signal-flashed-interest-rate-cuts-accelerate-fed-2024-8">cutting interest rates more than expected this year</a>.</li></ol><h2 id="62bb4334-a805-49b4-89b9-d7825f87b766">3 things in tech</h2><div type="image" title="Amazon CEO Andy Jassy" height="1000" width="2000" msid="112227143" hostid="261" sizebytes="135614"></div><ol><li>Amazon disappoints investors. The e-commerce giant <a target="_blank" href="https://www.businessinsider.com/amazon-stock-amzn-quarterly-earnings-call-report-live-updates-2024-7">reported Q2 earnings</a> below expectations. Investors reacted swiftly: Amazon's stock sank as much as 7% in after-hours trading. Amazon Web Services is a bright spot for the company, though it took customers and employees by surprise by <a target="_blank" href="https://www.businessinsider.com/aws-deprioritized-cloud-services-surprising-customers-salespeople-2024-8">quietly deprioritizing seven cloud services</a>.</li><li>Apple just bought itself some time. Despite reporting a decline in iPhone revenue for its third quarter, <a target="_blank" href="https://www.businessinsider.com/apple-aapl-stock-quarterly-earnings-call-report-live-updates-2024-7">Apple's overall profits</a> still beat Wall Street's expectations. That gives it a little more time before <a target="_blank" href="https://www.businessinsider.com/apple-bought-itself-some-time-after-quarterly-results-2024-8">it has to prove its big AI investments were worth it</a>.</li><li>Meet the 21-year-old behind the AI necklace the internet hates. Avi Schiffmann, founder of the AI friendship necklace Friend, launched a "Black Mirror"-style commercial and spent $1.8 million on a website domain. He smokes a lot of cigarettes, is guided by "personal vibes," and <a target="_blank" href="https://www.businessinsider.com/gen-zer-behind-friend-creepy-new-ai-necklace-interview-2024-8">thinks the haters are just "yappin'</a>."</li></ol><h2 id="3c244a91-acbf-4e23-8cde-90d1f2a8f4a7">3 things in business</h2><div type="image" title="Mark Cuban photo illustration." height="3000" width="4000" msid="112227151" hostid="261" sizebytes="333010"></div><ol><li>Mark Cuban's mission to upend Big Pharma. The billionaire "Shark Tank" investor runs a low-cost online pharmacy that offers more than 2,000 mostly generic drugs. Now the company is <a target="_blank" href="https://www.businessinsider.com/mark-cuban-cost-plus-strategy-disrupt-drug-pricing-big-pharma-2024-7">expanding into imports</a> and competing directly with big names like Pfizer and Novo Nordisk.</li><li>A world of sports streaming, sans football. Venu is a new sports streaming bundle that costs $43 a month — but it doesn't include most coverage of the biggest sport on television. With a massive hole from missing NFL coverage, <a target="_blank" href="https://www.businessinsider.com/venu-sports-streamer-cost-43-nfl-youtube-tv-2024-8">is there still an audience for this type of thing</a>?</li><li>Some TikTok career coaches give really bad advice. Shocker! Here are some of the <a target="_blank" href="https://www.businessinsider.com/the-worst-career-advice-on-tiktok-2024-8">worst tips and hacks</a> creators have shared, which you should ignore. (The white font trick for the bottom of your résumé will almost certainly backfire.)</li></ol><h2 id="b691d3d2-a3d7-4ee3-8890-aa84cf68a80c">In other news</h2><ul><li><a target="_blank" rel="noopener" href="https://www.businessinsider.com/russia-frees-political-prisoners-including-massive-exchange-2024-7">Russia frees WSJ reporter Evan Gershkovich, former US Marine Paul Whelan in a major prisoner swap</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/reddit-acquires-artificial-intelligence-adtech-startup-memorable-ai-2024-7">Reddit has acquired an AI startup to beef up its ad business in a deal worth around $40 million</a>.</li><li><a target="_blank" rel="noopener" href="https://www.businessinsider.com/federal-judge-overturns-jury-verdict-nfl-billions-damages-likely-appeal-2024-8">The NFL just got a $4.7 billion win — for now</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/immigration-customs-enforcement-ice-agents-deadly-force-shootings-2024-8">Immigration and Customs Enforcement has kept its use of deadly force secret. Until now</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/nvidia-doj-investigation-runai-big-tech-crackdown-antitrust-acquisition-competition-2024-8">Even Nvidia can't escape the government's crackdown on Big Tech</a>.</li><li><a target="_blank" rel="noopener" href="https://www.businessinsider.com/apple-ipad-quarterly-earnings-revenue-2024-8">Apple's iPad is having a moment</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/top-tiktok-talent-managers-agents-social-media-creators-influencers-2024-8">20 TikTok talent managers and agents helping creators navigate a changing social-media world</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/instagram-new-ai-chatbots-are-getting-weird-and-erotic-2024-8">Meta's new AI chatbots are already getting weird — and horny</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/don-lemon-sues-elon-musk-over-x-deal-2024-8">Don Lemon sues Elon Musk over axed X partnership</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/silicon-valley-billionaires-investors-kamala-harris-mark-cuban-reid-hoffman-2024-8">Meet the Silicon Valley billionaires, founders, and investors backing Kamala Harris</a>.</li><li><a target="_blank" href="https://www.businessinsider.com/we-asked-ai-chatbots-about-trump-shooting-chatgpt-meta-claude-2024-7">Meta's AI apparently said the shooting at the Trump rally didn't happen. Here's what ChatGPT and Claude said</a>.</li></ul><h2 id="265f2581-0e55-4ab6-8ce7-1a67b2d79f37">What's happening today</h2><ul><li>US Department of Labor releases an employment report, including data on the unemployment rate.</li><li>Chevron, ExxonMobil, and <a target="_blank" href="https://markets.businessinsider.com/earnings-calendar">other companies</a> report earnings.</li><li>It's International Beer Day. Grab a pint!</li></ul>The Insider Today team: Dan DeFrancesco, deputy editor and anchor, in New York. Jordan Parker Erb, editor, in New York. Hallam Bullock, senior editor, in London. Annie Smith, associate producer, in London. Amanda Yen, fellow, in New York.

Tesla's unique approach to sales is giving it headaches

<ul class="summary-list"><li>US stocks jumped on Monday as investors anticipate key earnings and economic data this week.</li><li>Major tech firms like Meta, Microsoft, and Apple will report third-quarter earnings.</li></ul>US stocks moved higher on Monday to kick off <a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/stock-market-outlook-tech-earnings-gdp-inflation-jobs-report-economy-2024-10">a pivotal week of earnings and economic data.</a>More than 90 <a target="_blank" class="" href="https://markets.businessinsider.com/index/s&amp;p_500">S&amp;P 500</a> companies are set to report results this week, and investors will be keenly focused on third-quarter updates from <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/meta-stock">Meta Platforms</a>, <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/msft-stock">Microsoft</a>, <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/AAPL-stock">Apple</a>, <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/amzn-stock">Amazon</a>, and <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/googl-stock">Alphabet</a>.Combined, these five mega-cap tech giants are worth about $12 trillion."The busiest week is ahead of us, with a shift from cyclicals to AI / mega-cap Tech. AI monetization is in focus and has been spotty at best. But Tech CEOs have told us that the biggest risk is underinvesting thus AI capex could drive sales for Tech but also for the broader market," Bank of America's Savita Subramanian said in a Monday note.So far, 37% of S&amp;P 500 companies have reported earnings results. Of those companies, 78% beat profit estimates by a median of 6%, while 58% beat revenues estimates by a median of 2%, according to data from Fundstrat.It's a big week for economic data as well, with third-quarter GDP to be released Wednesday morning. The Atlanta Fed's GDPNow Tracker suggests growth of 3.3% in the quarter, while economists expect growth of 3.2%.Investors will also get a look into inflation with the release of the PCE index on Thursday, which is the Federal Reserve's preferred inflation gauge.According to economist estimates, the year-over-year PCE Index is expected to be 2.1%, a slight decrease from last month's reading of 2.2%.Finally, investors will turn their attention to the October jobs report on Friday. Economists expect 110,000 jobs added to the economy last month, a big decline from the September employment report, which came in hot with 245,000 new jobs.From there, investors will be hyper-focused on the Presidential election next week, which will be followed by the Fed' next policy meeting on November 6-7. Here's where US indexes stood at the 4:00 p.m. closing bell on Monday:<ul><li><a target="_blank" href="https://markets.businessinsider.com/index/s&amp;p_500?utm_source=markets&amp;utm_medium=ingest%3Futm_source%3Dmarkets&amp;utm_medium=ingest&amp;utm_medium=ingest&amp;utm_source=markets">S&amp;P 500</a>: 5,823.56, up 0.27% </li><li><a target="_blank" href="https://markets.businessinsider.com/index/dow_jones?utm_source=markets&amp;utm_medium=ingest%3Futm_source%3Dmarkets&amp;utm_medium=ingest&amp;utm_medium=ingest&amp;utm_source=markets">Dow Jones Industrial Average</a>: 42,387.57, up 0.65% (+273.17 points)</li><li><a target="_blank" href="https://markets.businessinsider.com/index/nasdaq_composite?utm_source=markets&amp;utm_medium=ingest%3Futm_source%3Dmarkets&amp;utm_medium=ingest&amp;utm_medium=ingest&amp;utm_source=markets">Nasdaq composite</a>: 18,567.19, up 0.26% </li></ul>Here's what else is going on:<ul><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/trump-media-djt-truth-social-election-madison-square-garden-rally-2024-10">Trump Media stock soared on Monday following former President Donald Trump's rally at Madison Square Garden.</a></li><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/commodities/oil-prices-today-israel-strike-iran-production-brent-wti-crude-2024-10">Oil prices plunged more than 6% after Israel's attack against Iran over the weekend avoided oil facilities.</a></li><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/stock-market-prediction-sp500-outlook-future-returns-goldman-sachs-forecast-2024-10">4 charts back up Goldman Sachs' prediction of a decade of low returns in the stock market.</a></li><li><a target="_blank" class="" href="https://www.businessinsider.com/market-impact-presidential-election-scenarios-trump-harris-stocks-bonds-crypto-2024-10">Here's what is at stake for your investments in next week's Presidential election.</a></li><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/commodities/gold-price-record-high-became-etf-interest-rates-trump-costco-2024-10">Gold has become one of the world's hottest investments as it outperforms the S&amp;P 500. Here's why.</a></li><li><a target="_blank" class="" href="https://www.businessinsider.com/trump-deportation-immigration-policy-election-housing-home-prices-construction-costs-2024-10">Donald Trump's proposed immigration crackdown could make housing more expensive by depleting the construction workforce.</a></li></ul>In commodities, bonds, and crypto:<ul><li><a target="_blank" href="https://markets.businessinsider.com/commodities/oil-price">West Texas Intermediate</a> crude oil plunged 5.54% to $67.80 a barrel. <a target="_blank" href="https://markets.businessinsider.com/commodities/oil-price">Brent crude</a>, the international benchmark, was lower by 5.50% to $71.87 a barrel.</li><li><a target="_blank" href="https://markets.businessinsider.com/commodities/gold-price">Gold</a> was flat at $2,754.50 an ounce.</li><li>The 10-year Treasury yield rose 3 basis points to 4.274%.</li><li><a target="_blank" href="https://markets.businessinsider.com/currencies/btc-usd">Bitcoin</a> increased 2.49% to $69,638.</li></ul>

Stock market today: Indexes gain as investors brace for key tech earnings

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Sunday edition, a roundup of some of our top stories. We're constantly hearing about the dangers of ultra-processed foods, but what's the real impact on your body? A food-policy expert tried an all-UPF diet for a month. <a target="_blank" href="https://www.businessinsider.com/best-diet-ultra-processed-foods-month-quit-five-days-2024-8">He lasted five days</a>.On the agenda today:<ul><li>Forget Hinge and Tinder. This week, 11 hot new bombshells <a target="_blank" href="https://www.businessinsider.com/new-dating-startups-and-apps-disrupting-the-industry-2024-8">enter the dating-app villa</a>.</li><li>Internal AWS guidelines advise sales reps <a target="_blank" href="https://www.businessinsider.com/amazon-aws-sales-guidelines-spread-doubt-about-openai-ai-capabilities-2024-8">to bad-mouth competitors</a>.</li><li>Hundreds of private jets descended upon <a target="_blank" href="https://www.businessinsider.com/burning-man-private-planes-landing-billionaire-tech-black-rock-city-2024-8">billionaire favorite Burning Man</a>.</li><li>Americans are taking a lot more sick days — and <a target="_blank" href="https://www.businessinsider.com/gen-z-sick-leave-pto-mental-health-work-from-home-2024-8">Gen Z is leading the charge</a>.</li></ul>But first: A whole lotta hype.If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" href="https://www.insider.com/app">here.</a><h3 id="58506b3b-b008-4ead-9e90-71439c9e98dd">This week's dispatch</h3><div type="image" title="Photo illustration of Jensen Huang" height="975" width="1300" msid="112969214" hostid="261" sizebytes="114242"></div><h2 id="28c68377-607e-4fda-a554-e798bb9517e1">Great expectations</h2>Sometimes good isn't good enough.That was the case for Nvidia this week when it <a target="_blank" href="https://www.businessinsider.com/nvidia-earnings-call-live-updates-nvda-stock-2024-8">reported its second-quarter earnings</a>. (It's pronounced "en-VID-eeyah," by the way. Some of you <a target="_blank" href="https://www.businessinsider.com/nvidia-how-to-pronounce-correct-way-2024-8">seem to be a bit confused</a>.)The chipmaker beat second-quarter revenue and EPS estimates. The future looks promising too, with Nvidia's Q3 revenue guidance beating average estimates.So what's the problem?The guidance fell short of the loftiest expectations, disappointing greedy optimistic investors and <a target="_blank" href="https://markets.businessinsider.com/news/stocks/nvidia-stock-price-q2-earnings-results-nvda-outlook-jensen-huang-2024-8">sending the stock sliding</a>.That led some to wonder if Nvidia was projecting a pullback from customers facing tough questions about their AI investments paying off. Nvidia CEO Jensen Huang looked to ease nerves by talking through <a target="_blank" href="https://www.businessinsider.com/nvidia-swift-returns-on-ai-infrastructure-2024-8">how customers were getting payback on their AI spend</a>.Still, one person's trash is another's treasure, and Nvidia's dip was viewed as a <a target="_blank" href="https://markets.businessinsider.com/news/stocks/nvidia-stock-price-outlook-buy-q2-earnings-decline-wall-street-2024-8">buying opportunity for many on Wall Street</a>.But if Nvidia's earnings raised questions about the appetite for AI investment, we got an answer shortly thereafter.Reports of Apple and Nvidia's interest in investing in OpenAI's newest funding round, which values the startup at more than $100 billion, <a target="_blank" href="https://www.businessinsider.com/nvidia-talks-invests-openai-microsoft-apple-100-billion-valuation-reports-2024-8">shows how hot the space remains</a>.<div type="image" title="Photo illustration of dating app founders Elle Wilson, Nandini Mullaji, and Anushka Joshi" height="900" width="1200" msid="112969212" hostid="261" sizebytes="79998"></div><h2 id="7916cd87-818f-4aaa-83df-187589b1a8da">A hot new dating app enters the villa</h2>If you're tired of swiping on Tinder and think you might be stuck in Hinge's "rose jail," look no further than these 11 new dating apps seeking to upend the industry.Some are designed by dating coaches, others by influencers and young tech industry professionals. They're centered on mutual connections, meeting in person, and a general disdain for endless swiping.<a target="_blank" href="https://www.businessinsider.com/new-dating-startups-and-apps-disrupting-the-industry-2024-8">The bombshells of digital-age dating</a>.<div type="image" title="The Amazon Web Services logo with first-place ribbons on it, with OpenAI's and Microsoft's logos behind it." height="900" width="1200" msid="112969211" hostid="261" sizebytes="37026"></div><h2 id="81ff7759-3b9e-4ebc-a2a5-6e41ea0208b3">Talking smack</h2>Leaked internal AWS sales guidelines reveal how the cloud giant wants its reps to talk about AI — and its competitors.The guidelines advise employees to address customer questions about rivals OpenAI, Microsoft, and Google. Of the three, Sam Altman's company is the biggest perceived threat; Amazon really wants to dispel the hype around ChatGPT and raise doubts about OpenAI's security.<a target="_blank" href="https://www.businessinsider.com/amazon-aws-sales-guidelines-spread-doubt-about-openai-ai-capabilities-2024-8">How Amazon plays offense</a>.Also read:<ul><li><a target="_blank" href="https://www.businessinsider.com/google-flattered-amazon-seems-worried-about-ai-capabilities-2024-8">Google says 'we're flattered they're worried about us,' after Amazon sales guidelines diss rival's AI capabilities</a></li><li><a target="_blank" href="https://www.businessinsider.com/amazon-l-9-factors-customers-consider-before-buying-ai-aws-2024-8">Leaked Amazon documents reveal 9 top factors customers consider before buying AI models and services</a></li></ul><div type="image" title="The Burning Man festival" height="723" width="1024" msid="112969213" hostid="261" sizebytes="74510"></div><h2 id="f998db23-c99c-4aad-922c-38a00b16732a">Billionaire playground</h2>Forget the Hamptons — hundreds of private jets touched down this week on a makeshift tarmac in the Nevada desert. Officially named Black Rock City Municipal Airport, it's the entryway to billionaire playground Burning Man.Built specifically for the festival and run almost entirely by volunteers, the temporary airfield is only around for about two weeks before it's taken down "without a trace."<a target="_blank" href="https://www.businessinsider.com/burning-man-private-planes-landing-billionaire-tech-black-rock-city-2024-8">Inside the blink-and-you'll-miss-it airport</a>.<div type="image" title="Photo collage of a tissue box, thermometer, and pills." height="1500" width="2000" msid="112969217" hostid="261" sizebytes="89838"></div><h2 id="6bd837b4-3bb8-45db-b599-fb1f451182ba">I can't, I'm sick. *cough*</h2>More American workers are calling out sick than ever, and Gen Z is leading the charge.While there's no single factor that can explain the change, experts pointed to a growing attitude shift among workers that prioritizes a good work-life balance and self-care. And thanks to the pandemic, more people see the value in staying home when they're actually sick.<a target="_blank" href="https://www.businessinsider.com/gen-z-sick-leave-pto-mental-health-work-from-home-2024-8">All good; stay home</a>.This week's quote:"An accountant? Why would you want to be an accountant?"— Bryan, 23, recalling his mother's reaction to telling her he was <a target="_blank" href="https://www.businessinsider.com/accountant-shortage-sexy-taxes-business-school-pwc-kpmg-2024-8">going to major in accounting in college</a>.More of this week's top reads:<ul><li>The presidential election is a distraction that <a target="_blank" href="https://www.businessinsider.com/election-a-distraction-silicon-valley-wants-to-be-over-2024-8">Silicon Valley just wants to be over</a>.</li><li>What Mark Zuckerberg really said — and didn't say — <a target="_blank" href="https://www.businessinsider.com/mark-zuckerberg-letter-jim-jordan-meta-facebook-censorship-politics-meaning-2024-8">in that letter to Congress</a>.</li><li>How to nail that interview, according to <a target="_blank" href="https://www.businessinsider.com/how-meta-product-manager-prepares-big-tech-interview-questions-manager-2024-8">a Snap and Meta product manager</a>.</li><li>Former billionaire John Foley says he lost all his money <a target="_blank" href="https://www.businessinsider.com/peloton-john-foley-former-ceo-says-lost-all-money-2024-8">after losing the Peloton CEO job</a>.</li><li>OpenAI called ChatGPT as a witness in <a target="_blank" href="https://www.businessinsider.com/chatgpt-testimony-legal-filing-sheds-light-on-openais-strategy-2024-8">a major copyright lawsuit</a>.</li><li>Apple's big iPhone 16 event now has an official date. <a target="_blank" href="https://www.businessinsider.com/apples-iphone-16-heres-what-we-know-ai-battery-i2024-7">Here's what to expect</a>.</li><li>Investors should be watching <a target="_blank" href="https://www.businessinsider.com/recession-indicator-perkins-rule-negative-payroll-report-sahm-unemployment-rate-2024-8">this simple recession indicator</a>.</li><li>How Alex Cooper's $125 million <a target="_blank" href="https://www.businessinsider.com/call-her-daddy-alex-cooper-earn-125-million-siriusxm-2024-8">podcast deal with SiriusXM actually works</a>.</li><li>New job alert: OpenAI is hiring someone to <a target="_blank" href="https://www.businessinsider.com/openai-is-hiring-someone-to-investigate-its-own-employees-2024-8">investigate its own employees</a>.</li><li>Eight innovative tech projects on Wall Street, <a target="_blank" href="https://www.businessinsider.com/wall-street-top-technology-projects-goldman-blackstone-morgan-stanley-2024-8">from Blackstone to Goldman Sachs</a>.</li><li>JD Vance commented on that <a target="_blank" href="https://www.businessinsider.com/jd-vance-donut-shop-video-comment-georgia-2024-8">awkward doughnut-shop video</a>.</li><li>Some boomers say <a target="_blank" href="https://www.businessinsider.com/retirement-savings-social-security-baby-boomers-without-savings-401k-poverty-2024-8">social security isn't working anymore</a>.The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York. <a target="_blank" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. Grace Lett, editor, in Chicago. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York.</li></ul>

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